Price
No data yet.
Social Signal Score
Analyst Ratings
19 analystsRevenue
$1.07B+311.52%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Rick L. Wessel
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 20,000
- Beta
- 0.53
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 3.70
Financials
Revenue
$1.07B+311.5%Net Income
$93.47MEBITDA
$270.76M+2019.1%Free Cash Flow
$149.33MEPS (diluted)
$2.12Shares Outstanding (diluted)
44.25M+27.8%Operating Expenses
$334.56MCash & Debt
$172.30MReturn of Capital
$85.35MRevenue by Segment (annual)
$2.62BDividend per Share
$0.42Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $3.66B | $330.38M | $7.42 |
| 2024 | $3.39B | $258.81M | $5.76 |
| 2023 | $3.15B | $219.30M | $4.82 |
| 2022 | $2.73B | $253.50M | $5.37 |
| 2021 | $1.70B | $124.91M | $3.05 |
| 2020 | $1.63B | $106.58M | $2.57 |
| 2019 | $1.86B | $164.62M | $3.83 |
| 2018 | $1.78B | $153.21M | $3.42 |
| 2017 | $1.78B | $143.89M | $3.01 |
| 2016 | $1.09B | $60.13M | $1.72 |
| 2015 | $704.60M | $60.71M | $2.16 |
| 2014 | $712.88M | $85.17M | $2.97 |
| 2013 | $660.85M | $83.85M | $2.89 |
| 2012 | $592.09M | $80.36M | $2.78 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FCFS's reported EPS growth of 7.8% a year over 13 years.
- EPS in 5 years
- $10.80
- Implied price
- $226.83
- Return from $210.36
- 1.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $112.78 — -46.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 15 | 18 | 21 | 24 | 27 |
|---|---|---|---|---|---|
| -2.2% | -13.9% | -10.7% | -7.9% | -5.4% | -3.2% |
| 2.8% | -9.5% | -6.1% | -3.2% | -0.6% | 1.8% |
| 7.8% | -5.1% | -1.6% | 1.5% | 4.3% | 6.8% |
| 12.8% | -0.7% | 3.0% | 6.2% | 9.1% | 11.7% |
| 17.8% | 3.7% | 7.6% | 10.9% | 13.9% | 16.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
95+5.56%Social Signal Score
Mentions (4)
- Newsglobenewswire.com·36d ago·Neutral
… Billion; Maturity Date Extended to August 2031 FORT WORTH, Texas, Aug. 31, 2026 (GLOBE NEWSWIRE) -- FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (Nasdaq: FCFS), the leading international operator of more than 3,300 retail pawn stores, today announced that it has amended the terms of its long-term, unsecured bank credit agreement to increase the size of the facility, extend its maturity date and enhance other key features, all to further support FirstCash's long-term global growth str…
View source ↗ - Newszacks.com·38d ago·Positive
FirstCash (FCFS) Upgraded to Buy: Here's Why FirstCash (FCFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
View source ↗ - Newsbarrons.com·45d ago·Neutral
Our FirstCash Holdings Stock Pick is up 61%. We Still Like the Growth Story. The company has benefited from consumer conditions. Its expansion plans are on pace.
View source ↗ - Newsseekingalpha.com·53d ago·Negative
…ly raised guidance, with Q2 revenue up 29% and EBITDA up 39%, while maintaining strong margins across key geographies. Despite ongoing struggles in the AFF business, FCFS is expanding its UK presence with the Ramsdens acquisition at under 8x EBITDA, targeting scale and efficiency.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $2.71 per share
Typical surprise +7.8% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$2.50 vs $2.39beat
- Thu, Apr 23$2.69 vs $2.33beat
- Thu, Feb 5$2.64 vs $2.54beat
- Thu, Oct 30$2.26 vs $1.94beat
- Thu, Jul 24$1.79 vs $1.66beat
- Thu, Apr 24$2.07 vs $1.74beat
Estimates and results for FCFS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FCFS officers and directors.
- Bought
- —
- Sold
- $73.4m
0 trades
50 trades
- Graves James Hsold
- Hambleton Howard Fsold
- Stuart Thomas Brentsold
- Orr R Douglassold
- Orr R Douglassold
- Orr R Douglassold
- Ramos Raulsold
- Ramos Raulsold
50 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Michael T. McCaulhouse · TX10 · disclosed Jul 13, 2026 (25d later)Sell$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Mar 2, 2026 (26d later)Buy$15,001 - $50,000
- Markwayne Mullinsenate · OK · disclosed Feb 4, 2026 (30d later)Buy$15,001 - $50,000
- Markwayne Mullinsenate · OK · disclosed Feb 4, 2026 (30d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 10, 2025 (14d later)Sell$15,001 - $50,000
- Markwayne Mullinsenate · OK · disclosed Aug 13, 2025 (953d later)Buy$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Aug 12, 2025 (586d later)Sell$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Aug 12, 2025 (599d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Nov 14, 2024 (15d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Sep 18, 2024 (23d later)Sell$1,001 - $15,000
- Markwayne Mullinsenate · OK · disclosed Jan 26, 2024 (35d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 14, 2023 (43d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 14, 2023 (43d later)Buy$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Nov 17, 2023 (43d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Nov 17, 2023 (43d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Jan 20, 2023 (37d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 22, 2022 (48d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Dec 22, 2022 (48d later)Sell$15,001 - $50,000
- Michael T. McCaulhouse · TX10 · disclosed Jun 14, 2022 (40d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed Jun 14, 2022 (40d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.