Price
No data yet.
Social Signal Score
Analyst Ratings
11 analystsRevenue
$3.60B+968.18%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Frank Brown Holding Jr.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 18,141
- Beta
- 0.60
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.30
Financials
Revenue
$3.60B+968.2%Net Income
$672.00M+1207.3%EBITDA
$891.00M+737.6%Free Cash Flow
$855.00M+777.8%EPS (diluted)
$55.48+1196.3%Shares Outstanding (diluted)
11.54M-3.9%Operating Expenses
$1.11BCash & Debt
$1.52BReturn of Capital
$661.00MRevenue by Segment (annual)
$942.00MDividend per Share
$2.10Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $14.50B | $2.21B | $165.76 |
| 2024 | $14.94B | $2.78B | $189.42 |
| 2023 | $12.64B | $11.47B | $785.18 |
| 2022 | $5.10B | $1.10B | $67.47 |
| 2021 | $1.90B | $547.00M | $53.88 |
| 2020 | $1.92B | $492.00M | $47.50 |
| 2019 | $1.79B | $457.37M | $41.05 |
| 2018 | $1.59B | $400.31M | $33.53 |
| 2017 | $1.45B | $323.75M | $26.96 |
| 2016 | $1.34B | $225.48M | $18.77 |
| 2015 | $1.31B | $210.39M | $17.52 |
| 2014 | $1.05B | $138.56M | $13.56 |
| 2013 | $1.06B | $166.87M | $17.43 |
| 2012 | $1.20B | $132.40M | $13.11 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FCNCA's reported EPS growth of 21.6% a year over 13 years.
- EPS in 5 years
- $474.41
- Implied price
- $6,167
- Return from $2,100
- 24.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $3,066 — today's price is already 31.5% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| 11.6% | 5.8% | 10.1% | 13.8% | 17.2% | 20.1% |
| 16.6% | 10.5% | 15.0% | 18.9% | 22.4% | 25.5% |
| 21.6% | 15.3% | 20.0% | 24.0% | 27.7% | 30.9% |
| 26.6% | 20.0% | 24.9% | 29.1% | 32.9% | 36.3% |
| 31.6% | 24.7% | 29.8% | 34.3% | 38.1% | 41.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
130+62.50%Social Signal Score
Mentions (2)
- News (RSS)yahoo·1d ago·Positive
Is First Citizens BancShares (FCNCA) an Undervalued Opportunity?
View source ↗ - News (RSS)yahoo·6d ago·Negative
First Citizens BancShares (FCNCA) Acquired 138 BMO Branches. Can It Retain Deposits?
View source ↗
Earnings
Thu, Oct 22(in 5 weeks)
Consensus estimate $45.82 per share
Typical surprise +13.4% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.57 vs $0.41beat
- Thu, Apr 23$44.86 vs $39.56beat
- Fri, Jan 23$0.51 vs $0.44beat
- Thu, Oct 23$44.62 vs $41.87beat
- Fri, Jul 25$44.78 vs $39.71beat
- Thu, Apr 24$37.79 vs $37.91miss
Estimates and results for FCNCA via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FCNCA officers and directors.
- Bought
- $13.1m
- Sold
- $15.4m
59 trades
9 trades
- Morais Diane E.bought
- Morais Diane E.bought
- Holding Frank B Jrbought
- Holding Frank B Jrbought
- Holding Frank B Jrbought
- Holding Frank B Jrbought
- Holding Frank B Jrbought
- Holding Frank B Jrbought
32 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Thomas Keanhouse · NJ07 · disclosed May 25, 2026 (41d later)Sell$1,001 - $15,000
- Thomas Keanhouse · NJ07 · disclosed Apr 14, 2026 (19d later)Sell$1,001 - $15,000
- Thomas Keanhouse · NJ07 · disclosed Mar 18, 2026 (41d later)Buy$1,001 - $15,000
- Thomas Keanhouse · NJ07 · disclosed May 15, 2025 (35d later)Buy$1,001 - $15,000
- Thomas Keanhouse · NJ07 · disclosed May 15, 2025 (34d later)Buy$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Apr 15, 2025 (26d later)Sell$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Apr 15, 2025 (26d later)Sell$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Feb 10, 2025 (20d later)Buy$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Feb 10, 2025 (20d later)Buy$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Feb 10, 2025 (25d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Buy$15,001 - $50,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.