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FG F&G Annuities & Life, Inc.

New York Stock Exchange · Insurance - Life · Financial Services

$27.42
-0.03 (-0.11%)

F&G Annuities & Life, Inc. delivers a range of fixed annuity and life insurance products. The firm serves a broad customer base, including individual retail purchasers of annuities and life coverage, as well as various institutional clients. This company was established in 1959 and maintains its principal office in Des Moines, Iowa. F&G Annuities & Life, Inc. operates as a subsidiary of Fidelity N…

Market Cap: $3.63Bwww.fglife.com

Price (90d)

$27.67
$25.91$28.07$30.22$32.38
Apr 30Aug 7

Signal Score (90d)

120
120
Aug 8Aug 8

Quote

Day Range
$27.32 – $27.80
52-Week Range
$20.57 – $35.60
Volume
$185.9K
Market Cap
$3.63B
50-Day Avg
$28.59
200-Day Avg
$28.27
Prev Close
$27.45
Open
$27.42

Valuation & Ratios

P/E Ratio
16.32
EPS
$2.02
P/B Ratio
0.84
P/S Ratio
0.71
Debt/Equity
0.47
Current Ratio
0.00
Dividend Yield
+3.4%
Gross Margin
+30.8%

Returns & Efficiency

Return on Equity
+5.5%
Return on Assets
+0.3%
FCF Yield
+115.5%
EV/EBITDA
4.16

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$5.73B$265.00M$1.89
2024$5.42B$639.00M$4.98
2023$4.27B$-58.00M$-0.47
2022$2.24B$635.00M$5.52
2021$3.38B$1.24B$8.24

Social Signal Score

70
5d
30d
70
1 mentions
-14.5%
60d
70
1 mentions
+1.9%
90d
70
1 mentions
-1.3%
news: 1

Earnings

Thu, Nov 5(in 3 months)

Consensus estimate $0.92 per share

2of 7 quarters beat consensus

Typical surprise -10.4% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Aug 5$0.65 vs $0.78miss
  • Wed, May 6$0.82 vs $0.90miss
  • Thu, Feb 19$0.91 vs $1.20miss
  • Thu, Nov 6$1.22 vs $1.02beat
  • Wed, Aug 6$0.77 vs $0.64beat
  • Wed, May 7$0.72 vs $1.19miss

Estimates and results for FG via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from FG's reported EPS growth of -30.8% a year over 4 years. Historical EPS growth of -31% would project the company towards zero. Floored at -15% as a starting point.

EPS in 5 years
$0.90
Implied price
$14.36
Return from $27.42
-12.1% a year

To earn 15.0% a year on these assumptions you'd need to buy at $7.14 -74.0% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1214161820
-25.0%-26.8%-24.5%-22.5%-20.6%-18.9%
-20.0%-21.9%-19.5%-17.3%-15.3%-13.5%
-15.0%-17.0%-14.4%-12.1%-10.0%-8.1%
-10.0%-12.2%-9.4%-7.0%-4.7%-2.7%
-5.0%-7.3%-4.4%-1.8%0.5%2.7%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsmarketbeat.com·7d ago·Positive

    F&G Annuities & Life Q2 Earnings Call Highlights F&G Annuities & Life NYSE: FG reported second-quarter adjusted net earnings of $85 million, or $0.65 per share, as lower alternative-investment returns and the impact of a reinsurance transaction weighed on results. Management said the quarter was largely in line with expectations and highlighted growth in assets under management, strong core retail sales and continued efforts to shift toward more fee-based, higher-margin and less capital-intensiv

    View source ↗