Price
No data yet.
Social Signal Score
Analyst Ratings
31 analystsRevenue
$5.29B+283.48%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Michael Patrick Lyons
- Sector
- Technology
- Industry
- Information Technology Services
- Employees
- 38,000
- Beta
- 0.79
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.34
Financials
Revenue
$5.29B+283.5%Net Income
$627.00M+193.0%EBITDA
$1.01B+114.6%Free Cash Flow
$1.94B+599.3%EPS (diluted)
$1.17+143.8%Shares Outstanding (diluted)
534.50M+20.0%Operating Expenses
$1.89BCash & Debt
$627.00MReturn of Capital
$240.00MRevenue by Segment (annual)
$16.88BQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $21.19B | $3.48B | $6.34 |
| 2024 | $20.46B | $3.13B | $5.41 |
| 2023 | $19.09B | $3.07B | $5.02 |
| 2022 | $17.74B | $2.53B | $3.94 |
| 2021 | $16.23B | $1.33B | $2.01 |
| 2020 | $14.85B | $958.00M | $1.43 |
| 2019 | $10.19B | $893.00M | $1.74 |
| 2018 | $5.82B | $1.19B | $2.93 |
| 2017 | $5.70B | $1.25B | $3.00 |
| 2016 | $5.50B | $930.00M | $2.16 |
| 2015 | $5.25B | $712.00M | $1.58 |
| 2014 | $5.07B | $754.00M | $1.57 |
| 2013 | $4.81B | $648.00M | $1.26 |
| 2012 | $4.44B | $611.00M | $1.15 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FI's reported EPS growth of 14.0% a year over 13 years.
- EPS in 5 years
- $12.20
- Implied price
- $122.05
- Return from $63.80
- 13.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $60.68 — -4.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 4.0% | -6.2% | -0.7% | 3.9% | 7.7% | 11.1% |
| 9.0% | -1.7% | 4.1% | 8.9% | 12.9% | 16.4% |
| 14.0% | 2.8% | 8.9% | 13.9% | 18.1% | 21.8% |
| 19.0% | 7.3% | 13.7% | 18.8% | 23.3% | 27.1% |
| 24.0% | 11.8% | 18.4% | 23.8% | 28.4% | 32.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
165+15.12%Social Signal Score
Mentions (21)
- Newsglobenewswire.com·16h ago·Positive
Fiserv to Release Third Quarter Earnings Results on November 3, 2026 MILWAUKEE, Wis., Oct. 05, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology solutions, will announce its third quarter financial results before the market opens on Tuesday, November 3, 2026. The company will discuss its results in a live webcast at 7 a.m. CT (8 a.m. ET) on November 3, 2026. The webcast, along with supplemental financial information, can…
View source ↗ - Newsglobenewswire.com·1d ago·Positive
…v Small Business Index Shows Small Business Sales Rise in September as Back-to-School Lifts Retail MILWAUKEE, Oct. 05, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology, today published the Fiserv Small Business Index for September 2026, showing that back-to-school demand helped lift small business sales even as consumers continued to make fewer shopping trips. September sales rose +2.2% year over year and +0.7% month ov…
View source ↗ - Newspymnts.com·4d ago·Neutral
Fiserv Digital Asset Platform Goes Live With Bank of North Dakota Stablecoin Fiserv's digital asset platform is now live with financial institution clients, the global provider of payments and financial services said in a Thursday (Oct. 1) press release.
View source ↗ - Newsglobenewswire.com·5d ago·Negative
Fiserv Digital Asset Platform Goes Live with Financial Institution Clients, Advancing Stablecoin-Powered Banking and Payments Fiserv Digital Asset Platform Goes Live. Bank of North Dakota's Roughrider Coin is the first live use case on the platform. Bank of North Dakota's Rough
View source ↗ - Newsseekingalpha.com·7d ago·Positive
Fiserv: The Market Is Overreacting To A One-Off Decline Fiserv has experienced a significant share price decline, largely due to market misinterpretation of its business performance versus disclosure quality. Despite a reported 4% YoY revenue decline and a 8-point operating margin drop to 31.8% in Q2 2026, underlying business activity remains robust. Clover terminals processed 9% more card payment value, indicating core growth despite headline financial softness.
View source ↗ - Newsseekingalpha.com·8d ago·Neutral
Fiserv: Low Valuation Is Not A Reason To Buy; Muted Growth Outlook Compresses Terminal Value Fiserv, Inc. (FISV) remains a value trap even with its market cap below book value, as negative earnings and FCF growth result in a low terminal value. The company is facing structurally low growth due to competition and declining retention, despite continued investment in technology. A horrible 2Q FY2026 earnings result was driven by Argentina's high-rate environment, but the recent jump in global bond …
View source ↗ - Newsseekingalpha.com·10d ago·Positive
Fiserv: Great Valuation In Need Of Turnaround Story Fiserv is undervalued, offering a compelling buy rating despite industry headwinds and modest revenue growth. FISV's strong legacy relationships and solid profitability provide a high near-term floor, while its One Fiserv strategy targets modernization and efficiency. Valuation metrics are attractive: TTM non-GAAP P/E of 6, GAAP P/E under 9, and price/sales at 1.18, with a 56% gross margin.
View source ↗ - Newsbenzinga.com·12d ago·Positive
Fiserv Trending on New CFL Deal, Unresolved $15 Billion Debit Network Talk Fiserv Inc. (NASDAQ:FISV) is trending Thursday after the company announced Tuesday that the Winnipeg Blue Bombers of the Canadian Football League selected its Clover platform to power commerce operations across its venue, alongside older reports of bank interest in its debit networks and recent analyst activity.
View source ↗ - Newsglobenewswire.com·14d ago·Positive
Fiserv Expands Clover Footprint in Canadian Sports and Entertainment MILWAUKEE, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology, today announced that the Winnipeg Blue Bombers of the Canadian Football League (CFL) have selected Clover to power commerce operations across its venue.
View source ↗ - Newsmarketbeat.com·21d ago·Positive
Fiserv Targets Turnaround With Project Elevate, AI and Clover Growth Fiserv NASDAQ: FISV CEO Takis Georgakopoulos said the company is prioritizing customer service, platform stability, product simplification and faster execution of its technology roadmap as it works to improve performance across its Financial Solutions and Merchant Solutions businesses.
View source ↗ - Newspymnts.com·21d ago·Neutral
Fiserv Unifies Financial and Merchant Divisions to Unlock Growth Opportunities Fiserv aims to tap several growth opportunities by bringing together the capabilities of its Financial Solutions (FS) and Merchant Solutions (MS) segments, which have operated separately, and operating as one company, Fiserv CEO Takis Georgakopoulos said Thursday (Sept. 10).
View source ↗ - Newsseekingalpha.com·25d ago·Positive
Fiserv, Inc. (FISV) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript Fiserv, Inc. (FISV) Presents at Goldman Sachs Communacopia + Technology Conference 2026 Transcript
View source ↗ - Newsglobenewswire.com·40d ago·Neutral
Fiserv to Present at Upcoming Investor Conference MILWAUKEE, Aug. 27, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a leading global provider of payments and financial services technology solutions, announced its participation in an upcoming investor conference in September.
View source ↗ - Newsseekingalpha.com·41d ago·Positive
Fiserv: Potential Asset Sales, Activists, And Clover Outweigh Missteps Fiserv remains a 'Strong Buy,' with pessimism priced in and significant asset value, notably in Clover. Activist pressure and potential asset sales, including the debit card network, could unlock value and catalyze a re-rating. Recent results show margin compression and revenue declines, but margin recovery and revenue growth are expected in late 2026 and 2027.
View source ↗ - Newsseekingalpha.com·41d ago·Neutral
Fiserv: The Market Priced In A Permanent Decline Fiserv: The Market Priced In A Permanent Decline
View source ↗ - Newszacks.com·46d ago·Neutral
Should Investors Buy Fiserv for Its Deep Discount Despite Weak Growth? FISV trades at a deep valuation discount, but weaker 2026 growth, margin pressure and leverage keep the case for a recovery uncertain.
View source ↗ - Newszacks.com·46d ago·Negative
Fiserv's 2026 Outlook Cut Puts Revenue and Margin Pressure in Focus FISV cuts its 2026 growth, EPS and margin outlook after weaker Q2 results, putting revenue and profitability pressure in focus.
View source ↗ - Newsglobenewswire.com·50d ago·Neutral
Fiserv and Flagstar Bank Announce Strategic Core Banking Relationship NEW YORK, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Fiserv, Inc. (NASDAQ: FISV), a global leader in payments and financial technology, and Flagstar Bank, N.A. (NYSE:FLG), one of the nation's largest regional banks, today announced that Flagstar has selected Finxact from Fiserv, a modern, cloud-native core banking platform, as the cornerstone of the bank's core modernization strategy.
View source ↗ - Newsprnewswire.com·53d ago·Neutral
Lawsuit Update: Investors in Fiserv, Inc. (NYSE: FI) shares should contact the Shareholders Foundation SAN DIEGO, Aug. 13, 2026 /PRNewswire/ -- The Shareholders Foundation, Inc. announced that an update in the lawsuit that was filed for certain investors in shares of Fiserv, Inc. (NYSE: FI). Investors who purchased shares of Fiserv, Inc. (NYSE: FI) prior to February 2024 and continue to hold any of those NYSE: FI shares have also certain options and should contact the Shareholders Foundation at …
View source ↗ - Newszacks.com·56d ago·Negative
Fiserv Cuts 2026 Outlook as Margin Pressure Tests Its Recovery Story FISV cuts its 2026 outlook after a Q2 miss, as weaker margins, delayed implementations and higher technology spending pressure its recovery story.
View source ↗ - Newszacks.com·56d ago·Neutral
Is Fiserv Worth Buying Now After Earnings Cuts and a Deep Valuation? FISV's deep valuation offers appeal, but weaker earnings, falling revenues and margin pressure keep the rebound case tied to stabilization.
View source ↗
Earnings
Typical surprise +1.5% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Feb 4$1.51 vs $2.01miss
- Wed, Oct 29$2.04 vs $2.64miss
- Wed, Jul 23$2.47 vs $2.43beat
- Thu, Apr 24$2.14 vs $2.08beat
- Wed, Feb 5$2.51 vs $2.48beat
- Tue, Oct 22$2.30 vs $2.26beat
Estimates and results for FI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FI officers and directors.
No open-market trades in the recent filings. All 1 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
1 further Form 4 entry is share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Markwayne Mullinsenate · OK · disclosed Nov 21, 2025 (18d later)Sell$15,001 - $50,000
- Julie Johnsonhouse · TX32 · disclosed Nov 17, 2025 (42d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (38d later)Sell$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Oct 8, 2025 (34d later)Sell$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Oct 8, 2025 (34d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 3, 2025 (4d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 3, 2025 (28d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Sep 12, 2025 (17d later)Buy$1,001 - $15,000
- Lisa C. McClainhouse · MI09 · disclosed Aug 13, 2025 (22d later)Buy$1,001 - $15,000
- Jefferson Shrevehouse · IN06 · disclosed Jun 23, 2025 (42d later)Sell$15,001 - $50,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Jun 12, 2025 (29d later)Sell$1,001 - $15,000
- Daniel Milton Newhousehouse · WA04 · disclosed May 16, 2025 (35d later)Sell$1,001 - $15,000
- Michael T. McCaulhouse · TX10 · disclosed May 15, 2025 (17d later)Buy$50,001 - $100,000
- Julie Johnsonhouse · TX32 · disclosed May 15, 2025 (38d later)Sell$1,001 - $15,000
- Thomas Keanhouse · NJ07 · disclosed May 15, 2025 (21d later)Buy$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed May 14, 2025 (40d later)Buy$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Apr 15, 2025 (26d later)Buy$1,001 - $15,000
- Byron Donaldshouse · FL19 · disclosed Apr 15, 2025 (26d later)Buy$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Apr 11, 2025 (32d later)Buy$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Mar 6, 2025 (13d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.