FINV logo

FINV FinVolution Group

New York Stock Exchange · Financial - Credit Services · Financial Services

$4.38
-0.15 (-3.31%)

FinVolution Group manages a digital financial platform within China that specializes in connecting individual borrowers, who may be underserved by traditional lenders, with various financial institutions. Its core focus lies in the online consumer finance sector. Leveraging its proprietary technological innovations, the platform offers an automated loan transaction process, which significantly enh…

Market Cap: $1.09Bir.finvgroup.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

100
100
Aug 17Aug 17

Quote

Day Range
$4.37 – $4.52
52-Week Range
$4.35 – $9.72
Volume
$776.6K
Market Cap
$1.09B
50-Day Avg
$4.79
200-Day Avg
$5.14
Prev Close
$4.53
Open
$4.51

Valuation & Ratios

P/E Ratio
3.73
EPS
$9.82
P/B Ratio
0.56
P/S Ratio
0.70
Debt/Equity
0.08
Current Ratio
73.69
Dividend Yield
+5.5%
Gross Margin
+78.6%

Returns & Efficiency

Return on Equity
+14.9%
Return on Assets
+9.7%
FCF Yield
+19.3%
EV/EBITDA
1.40

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$13.20B$2.47B$9.80
2024$13.07B$2.38B$9.25
2023$12.60B$2.34B$8.50
2022$11.28B$2.27B$8.00
2021$9.54B$2.51B$8.85

Social Signal Score

50
5d
51
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Mon, Aug 24(in 6 days)

2of 3 quarters beat consensus

Typical surprise +8.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Mon, May 25$0.26 vs $0.23beat
  • Mon, Mar 16$0.25 vs $0.23beat
  • Wed, Nov 19$0.34 vs $0.36miss

Estimates and results for FINV via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by FINV officers and directors.

Bought

0 trades

Sold
$80k

1 trade

  • Xiang Bingsold
    director·75,000 @ $1.07·$80k·May 28, 2026·filing

62 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from FINV's reported EPS growth of 2.6% a year over 4 years.

EPS in 5 years
$11.16
Implied price
$44.64
Return from $4.38
59.1% a year

To earn 15.0% a year on these assumptions you'd need to buy at $22.19 — today's price is already 80.3% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E02468
-7.4%25.0%43.6%55.7%64.9%
-2.4%31.7%51.3%64.1%73.8%
2.6%38.5%59.1%72.5%82.7%
7.6%45.2%66.8%80.9%91.7%
12.6%52.0%74.6%89.3%100.6%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsglobenewswire.com·5h ago·Neutral

    …nd Quarter 2026 Financial Results on Thursday, August 27, 2026 SHANGHAI, Aug. 17, 2026 (GLOBE NEWSWIRE) -- FinVolution Group ("FinVolution", or the "Company") (NYSE: FINV), a leading fintech platform across China and overseas markets, today announced that it will report its second quarter 2026 unaudited financial results, on Thursday, August 27, 2026, after the close of U.S. markets. The Company's management will host an earnings conference call at 8:30 PM U.S. Eastern Time on August 27, 2026 (8…

    View source ↗