Price
No data yet.
Social Signal Score
Analyst Ratings
8 analystsRevenue
$34.26B+102.51%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Kenny Smith
- Sector
- Financial Services
- Industry
- Financial - Mortgages
- Employees
- 7,334
- Beta
- 1.67
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.22
Financials
Revenue
$34.26B+102.5%Net Income
$3.84B+64.8%EBITDA
$33.04B+893.7%Free Cash Flow
$2.76B+203.1%EPS (diluted)
$1.19+65.3%Shares Outstanding (diluted)
3.23B+0.4%Operating Expenses
$395.00MCash & Debt
$88.66BReturn of Capital
$0.00Revenue by Segment (annual)
$23.91BDividend per Share
$0.80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $131.69B | $10.73B | $3.32 |
| 2024 | $122.05B | $11.86B | $0.00 |
| 2023 | $108.05B | $10.54B | $-0.05 |
| 2022 | $86.72B | $9.33B | $0.11 |
| 2021 | $65.90B | $12.11B | $0.15 |
| 2020 | $66.23B | $7.33B | $0.01 |
| 2019 | $75.13B | $7.21B | $-0.18 |
| 2018 | $73.60B | $9.23B | $2.87 |
| 2017 | $74.70B | $5.63B | $1.75 |
| 2016 | $65.67B | $7.82B | $2.43 |
| 2015 | $63.73B | $6.38B | $1.98 |
| 2014 | $69.79B | $7.69B | $2.39 |
| 2013 | $80.78B | $48.67B | $15.11 |
| 2012 | $80.39B | $10.98B | $3.41 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FMCCT's reported EPS growth of -0.2% a year over 13 years.
- EPS in 5 years
- $3.29
- Implied price
- $26.28
- Return from $12.13
- 16.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.07 — today's price is already 7.2% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -10.2% | -8.6% | -0.8% | 5.0% | 9.8% | 13.9% |
| -5.2% | -3.5% | 4.7% | 10.9% | 15.9% | 20.2% |
| -0.2% | 1.6% | 10.2% | 16.7% | 22.1% | 26.6% |
| 4.8% | 6.7% | 15.7% | 22.6% | 28.2% | 32.9% |
| 9.8% | 11.8% | 21.2% | 28.4% | 34.3% | 39.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
70-34.37%Social Signal Score
Mentions (2)
- News (RSS)guardian·2h ago·Negative
US mortgage rates top 7% for first time in 20 months Increase comes after Fed decision to raise interest rates, as Americans struggle with high prices and stagnant wagesUS mortgage rates surpassed 7% for the first time since January 2025, according to federal lender Freddie Mac, aggravating a housing market that has endured years of high interest rates and low supply.The increase comes after the US Federal Reserve hiked interest rates, which directly affect mortgage rates, for the first time sin
View source ↗ - News (RSS)cnbc·9d ago·Neutral
Mortgage credit scores are evolving. What homebuyers need to know Mortgage lenders that work with Fannie Mae and Freddie Mac, government-sponsored enterprises, have the green light to use VantageScore 4.0 if they want to.
View source ↗
Earnings
Wed, Nov 4(in 6 weeks)
Consensus estimate $0.94 per share
Typical surprise -3.0% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 30$1.19 vs $0.89beat
- Thu, Apr 30$1.10 vs $0.91beat
- Thu, Feb 12$0.86 vs $0.89miss
- Thu, Oct 30$0.86 vs $0.85beat
- Fri, Aug 1$0.74 vs $0.94miss
- Thu, May 1$0.86 vs $0.93miss
Estimates and results for FMCCT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
No disclosed congressional trades in FMCCT.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.