Price
$50.18+2.07%Social Signal Score
Analyst Ratings
17 analystsRevenue
$4.05B+78.69%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Michael Joseph Nolan
- Sector
- Financial Services
- Industry
- Insurance - Specialty
- Employees
- 24,535
- Beta
- 0.98
- Country
- US
- Piotroski score
- 9 / 9 (Strong)
- Altman Z-score
- 1.14
Financials
Revenue
$4.05B+78.7%Net Income
$288.00M+84.6%EBITDA
$833.00M+120.4%Free Cash Flow
$1.83B+471.7%EPS (diluted)
$1.08+134.8%Shares Outstanding (diluted)
267.00M-21.1%Operating Expenses
$965.00MCash & Debt
$57.85BReturn of Capital
$168.00MRevenue by Segment (annual)
$11.88BDividend per Share
$0.52Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $14.51B | $602.00M | $2.22 |
| 2024 | $13.36B | $1.27B | $4.69 |
| 2023 | $11.52B | $517.00M | $1.91 |
| 2022 | $11.46B | $1.29B | $4.71 |
| 2021 | $15.07B | $2.80B | $8.50 |
| 2020 | $10.70B | $1.43B | $5.02 |
| 2019 | $8.47B | $1.06B | $3.89 |
| 2018 | $7.59B | $628.00M | $2.30 |
| 2017 | $7.66B | $771.00M | $2.44 |
| 2016 | $7.26B | $650.00M | $1.92 |
| 2015 | $6.66B | $527.00M | $1.51 |
| 2014 | $8.02B | $583.00M | $2.09 |
| 2013 | $7.44B | $394.00M | $1.75 |
| 2012 | $6.67B | $607.00M | $2.74 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FNF's reported EPS growth of -1.6% a year over 13 years.
- EPS in 5 years
- $2.05
- Implied price
- $51.23
- Return from $39.26
- 5.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $25.47 — -35.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 17 | 21 | 25 | 29 | 33 |
|---|---|---|---|---|---|
| -11.6% | -12.3% | -8.5% | -5.3% | -2.4% | 0.2% |
| -6.6% | -7.3% | -3.3% | 0.1% | 3.1% | 5.8% |
| -1.6% | -2.4% | 1.9% | 5.5% | 8.6% | 11.5% |
| 3.4% | 2.6% | 7.0% | 10.8% | 14.2% | 17.2% |
| 8.4% | 7.6% | 12.2% | 16.2% | 19.7% | 22.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50+0.00%Social Signal Score
Mentions (6)
- Newsprnewswire.com·17h ago·Neutral
…Financial Announces Third Quarter 2026 Earnings Release and Conference Call JACKSONVILLE, Fla., Oct. 5, 2026 /PRNewswire/ -- Fidelity National Financial, Inc. (NYSE: FNF) (FNF), a leading provider of title insurance and transaction services to the real estate and mortgage industries and a leading provider of insurance solutions serving retail annuity and life customers and institutional clients through its majority-owned, publicly traded subsidiary F&G Annuities & Life, Inc. (NYSE:FG) (F&G), wil…
View source ↗ - Newsprnewswire.com·18d ago·Neutral
LoanCare Among First Subservicers Ready to Implement VA Partial Claim Program Ahead of the Go-Live Date VIRGINIA BEACH, Va., Sept. 17, 2026 /PRNewswire/ -- LoanCare ®, a leading national mortgage subservicer, today announced that it has completed the operational, technology and training preparations necessary to implement the Department of Veterans Affairs' (VA) new Partial Claim Program.
View source ↗ - Newsseekingalpha.com·20d ago·Positive
Fidelity National Financial, Inc. (FNF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript Fidelity National Financial, Inc. (FNF) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - News (RSS)seekingalpha·35d ago·Neutral
Fidelity National Financial: A Quality Business At An Attractive Price
View source ↗ - Newsseekingalpha.com·35d ago·Positive
…share price decline, due to resilient margins, a secure dividend, and an attractive valuation. Elevated interest rates suppress refinancing and housing activity, but FNF's 33% market share and cost advantage enable modest outperformance versus industry trends. Commercial title revenue is rebounding, with 2026 expected to rival record years, offsetting residential softness and supporting incremental growth.
View source ↗ - Newsmarketbeat.com·59d ago·Neutral
Fidelity National Financial Q2 Earnings Call Highlights Fidelity National Financial NYSE: FNF reported higher second-quarter earnings as strength in its Title segment, including commercial activity and improved margins, offset a still-muted residential housing transaction environment.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $1.39 per share
Typical surprise -6.6% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$1.39 vs $1.31beat
- Wed, May 6$0.93 vs $1.09miss
- Thu, Feb 19$1.41 vs $1.51miss
- Thu, Nov 6$1.57 vs $1.42beat
- Wed, Aug 6$1.16 vs $1.37miss
- Wed, May 7$0.78 vs $1.10miss
Estimates and results for FNF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by FNF officers and directors.
- Bought
- —
- Sold
- $14.6m
0 trades
13 trades
- Sadowski Peter Tsold
- Dhanidina Halimsold
- Sadowski Peter Tsold
- Dhanidina Halimsold
- Lane Daniel Dsold
- Rood John Dsold
- Dhanidina Halimsold
- Dhanidina Halimsold
87 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- August Pflugerhouse · TX11 · disclosed Feb 12, 2026 (31d later)Sell$1,001 - $15,000
- John Jameshouse · MI10 · disclosed Sep 6, 2024 (2d later)Sell$1,001 - $15,000
- Thomas Richard Carpersenate · DE · disclosed Jan 3, 2024 (23d later)Sell$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed Aug 13, 2023 (32d later)Sell$15,001 - $50,000
- Thomas Richard Carpersenate · DE · disclosed Aug 2, 2023 (23d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed Apr 17, 2023 (42d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (18d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jun 10, 2022 (32d later)Sell$1,001 - $15,000
- John Henry Rutherfordhouse · FL04 · disclosed Apr 19, 2022 (34d later)Sell$1,001 - $15,000
- August Pflugerhouse · TX11 · disclosed Aug 3, 2021 (125d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jul 13, 2021 (20d later)Sell$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Jul 13, 2021 (28d later)Buy$1,001 - $15,000
- Kenny Marchanthouse · TX24 · disclosed Dec 29, 2020 (40d later)Buy$15,001 - $50,000
- Kenny Marchanthouse · TX24 · disclosed Dec 29, 2020 (40d later)Buy$15,001 - $50,000
- Kurt Schraderhouse · OR05 · disclosed Jul 22, 2020 (33d later)Sell$1,001 - $15,000
- Van Taylorhouse · TX03 · disclosed Apr 15, 2019 (21d later)Sell$1,001 - $15,000
- Van Taylorhouse · TX03 · disclosed Feb 15, 2019 (42d later)Buy$1,001 - $15,000
- Susan Margaret Collinssenate · ME · disclosed Jul 20, 2015 (396d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.