Price
No data yet.
Social Signal Score
Revenue
$15.97M+71.28%Company Profile
- CEO
- James F. House
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 152
- Beta
- 0.24
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.28
Financials
Revenue
$15.97M+71.3%Net Income
$1.75M+218.7%EBITDA
$2.71M+182.5%Free Cash Flow
$-644.0K-151.3%EPS (diluted)
$0.31+244.4%Shares Outstanding (diluted)
5.89M-3.6%Operating Expenses
$4.91MCash & Debt
$177.28MReturn of Capital
$1.83MRevenue by Segment (annual)
$1.15MDividend per Share
$0.07Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $62.99M | $5.99M | $1.03 |
| 2024 | $61.84M | $8.17M | $1.40 |
| 2023 | $56.17M | $8.48M | $1.42 |
| 2022 | $44.35M | $6.86M | $1.13 |
| 2021 | $43.42M | $4.45M | $0.70 |
| 2020 | $45.06M | $2.71M | $0.43 |
| 2019 | $48.95M | $4.57M | $0.71 |
| 2018 | $42.75M | $2.49M | $0.40 |
| 2017 | $35.77M | $-411.0K | $-0.07 |
| 2016 | $35.36M | $1.22M | $0.20 |
| 2015 | $34.43M | $2.60M | $0.42 |
| 2014 | $36.45M | $3.55M | $0.58 |
| 2013 | $38.50M | $3.93M | $0.65 |
| 2012 | $44.32M | $2.19M | $0.36 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FUSB's reported EPS growth of 8.4% a year over 13 years.
- EPS in 5 years
- $1.54
- Implied price
- $21.58
- Return from $16.35
- 5.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $10.73 — -34.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 10 | 12 | 14 | 16 | 18 |
|---|---|---|---|---|---|
| -1.6% | -10.3% | -7.0% | -4.0% | -1.4% | 0.9% |
| 3.4% | -5.7% | -2.2% | 0.8% | 3.6% | 6.0% |
| 8.4% | -1.2% | 2.5% | 5.7% | 8.6% | 11.2% |
| 13.4% | 3.4% | 7.2% | 10.6% | 13.6% | 16.3% |
| 18.4% | 7.9% | 12.0% | 15.5% | 18.6% | 21.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80Social Signal Score
Mentions (1)
- Newsprnewswire.com·5h ago·Negative
First US Bancshares, Inc. Declares Cash Dividend BIRMINGHAM, Ala., Aug. 27, 2026 /PRNewswire/ -- First US Bancshares, Inc. (Nasdaq: FUSB) (the "Company") announced today that the Company's Board of Directors has declared a cash dividend of $0.07 per share.
View source ↗
Insider trading
Open-market buys and sells by FUSB officers and directors.
- Bought
- $29k
- Sold
- $12k
4 trades
1 trade
- Pierce Stacibought
- Pierce Stacibought
- Pierce Stacibought
- Mcphearson John Leesold
- Mcphearson John Leebought
95 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.