Price (90d)
$31.78Signal Score (90d)
120Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $112.20M | $17.70M | $1.97 |
| 2024 | $88.27M | $6.97M | $1.00 |
| 2023 | $67.88M | $9.62M | $1.54 |
| 2022 | $60.67M | $16.80M | $2.69 |
| 2021 | $46.17M | $10.36M | $1.87 |
Social Signal Score
Earnings
Thu, Oct 29(in 2 months)
Consensus estimate $0.63 per share
Typical surprise +3.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.63 vs $0.59beat
- Thu, Apr 30$0.54 vs $0.52beat
- Thu, Jan 29$0.62 vs $0.60beat
- Thu, Oct 30$0.58 vs $0.58beat
- Wed, Jul 30$0.57 vs $0.49beat
- Wed, Apr 30$0.35 vs $0.53miss
Estimates and results for FXNC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from FXNC's reported EPS growth of 1.3% a year over 4 years.
- EPS in 5 years
- $2.10
- Implied price
- $27.29
- Return from $31.88
- -3.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.57 — -57.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 9 | 11 | 13 | 15 | 17 |
|---|---|---|---|---|---|
| -8.7% | -18.8% | -15.5% | -12.6% | -10.1% | -7.8% |
| -3.7% | -14.4% | -10.9% | -7.8% | -5.2% | -2.8% |
| 1.3% | -9.9% | -6.2% | -3.1% | -0.2% | 2.3% |
| 6.3% | -5.5% | -1.6% | 1.7% | 4.7% | 7.3% |
| 11.3% | -1.0% | 3.0% | 6.5% | 9.6% | 12.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newszacks.com·7d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does FIRST NAT CP (FXNC) have what it takes?
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