Price
No data yet.
Social Signal Score
Revenue
$365.22M+230.80%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Randall Chesler
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 4,125
- Beta
- 0.73
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.23
Financials
Revenue
$365.22M+230.8%Net Income
$97.86M+216.1%EBITDA
$129.27M+182.3%Free Cash Flow
$111.67M+67.0%EPS (diluted)
$0.75+87.5%Shares Outstanding (diluted)
130.35M+70.7%Operating Expenses
$186.70MCash & Debt
$353.75MReturn of Capital
$42.95MDividend per Share
$0.33Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.43B | $239.03M | $2.00 |
| 2024 | $1.25B | $190.14M | $1.68 |
| 2023 | $1.12B | $222.93M | $2.01 |
| 2022 | $933.37M | $303.20M | $2.74 |
| 2021 | $812.73M | $284.76M | $2.87 |
| 2020 | $790.08M | $266.40M | $2.81 |
| 2019 | $653.32M | $210.54M | $2.39 |
| 2018 | $579.25M | $181.88M | $2.18 |
| 2017 | $475.27M | $116.38M | $1.75 |
| 2016 | $438.52M | $121.13M | $1.59 |
| 2015 | $408.38M | $116.13M | $1.54 |
| 2014 | $380.64M | $112.75M | $1.51 |
| 2013 | $346.96M | $95.64M | $1.31 |
| 2012 | $336.17M | $75.52M | $1.05 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from GBCI's reported EPS growth of 5.1% a year over 13 years.
- EPS in 5 years
- $2.36
- Implied price
- $51.89
- Return from $47.18
- 1.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $25.80 — -45.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 16 | 19 | 22 | 25 | 28 |
|---|---|---|---|---|---|
| -4.9% | -13.5% | -10.4% | -7.8% | -5.4% | -3.2% |
| 0.1% | -8.9% | -5.7% | -2.9% | -0.4% | 1.9% |
| 5.1% | -4.4% | -1.0% | 1.9% | 4.6% | 7.0% |
| 10.1% | 0.2% | 3.7% | 6.8% | 9.5% | 12.0% |
| 15.1% | 4.7% | 8.4% | 11.6% | 14.5% | 17.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
110Social Signal Score
Mentions (1)
- News (RSS)japantimes·2h ago·Positive
Glacier collapse and ice avalanche likely fueled deadly Nepal flash flood Researchers have long sounded alarm bells on the vulnerability of the so-called Third Pole to warming temperatures, and about the rising potential for disasters.
View source ↗
Earnings
Thu, Oct 15(in 7 weeks)
Consensus estimate $0.80 per share
Typical surprise +1.3% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.76 vs $0.75beat
- Thu, Apr 23$0.63 vs $0.65miss
- Thu, Jan 22$0.49 vs $0.59miss
- Thu, Oct 16$0.62 vs $0.61beat
- Thu, Jul 24$0.45 vs $0.47miss
- Thu, Apr 24$0.48 vs $0.47beat
Estimates and results for GBCI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by GBCI officers and directors.
- Bought
- $1.2m
- Sold
- $331k
22 trades
3 trades
- Screnar Ryan Thomasbought
- Screnar Ryan Thomasbought
- Screnar Ryan Thomasbought
- Groom Lee Kennethbought
- Copher Ron Jbought
- Chesler Randall Mbought
- Heck Kristen Leebought
- Heck Kristen Leebought
75 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.