Price
No data yet.
Social Signal Score
Analyst Ratings
12 analystsRevenue
$2.77T+21593.41%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Fabian Enrique Kon
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 10,032
- Beta
- 0.37
- Country
- AR
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.11
Financials
Revenue
$2.77T+21593.4%Net Income
$258.32B+16861.4%EBITDA
$493.99B+19169.3%Free Cash Flow
$-699.47BEPS (diluted)
$1608.00+13643.6%Shares Outstanding (diluted)
160.65M+23.6%Operating Expenses
$650.02BCash & Debt
$6.24TReturn of Capital
$204.18BDividend per Share
$0.05Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $12.42T | $212.52B | $1422.00 |
| 2024 | $10.63T | $1.62T | $11868.00 |
| 2023 | $13.89T | $734.24B | $5405.60 |
| 2022 | $8.52T | $329.38B | $1025.70 |
| 2021 | $2.86T | $188.62B | $1279.00 |
| 2020 | $865.71B | $74.01B | $268.60 |
| 2019 | $509.95B | $48.72B | $208.60 |
| 2018 | $267.08B | $-7.26B | $-34.30 |
| 2017 | $148.13B | $10.45B | $82.10 |
| 2016 | $49.26B | $6.02B | $46.30 |
| 2015 | $34.90B | $4.34B | $33.40 |
| 2014 | $26.56B | $3.34B | $25.70 |
| 2013 | $17.86B | $1.82B | $14.50 |
| 2012 | $9.63B | $1.34B | $10.80 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from GGAL's reported EPS growth of 45.6% a year over 13 years. Historical EPS growth of 46% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $4,913
- Implied price
- $270,192
- Return from $35.89
- 496.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $134,333 — today's price is already 100.0% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 39 | 47 | 55 | 63 | 71 |
|---|---|---|---|---|---|
| 20.0% | 413.7% | 433.2% | 450.3% | 465.4% | 479.1% |
| 25.0% | 435.1% | 455.5% | 473.2% | 489.0% | 503.2% |
| 30.0% | 456.5% | 477.7% | 496.1% | 512.5% | 527.4% |
| 35.0% | 477.9% | 499.9% | 519.1% | 536.1% | 551.5% |
| 40.0% | 499.3% | 522.1% | 542.0% | 559.7% | 575.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
50+0.00%Social Signal Score
Mentions (7)
- Newszacks.com·25d ago·Neutral
Wall Street Analysts Think Grupo Financiero Galicia (GGAL) Could Surge 44.82%: Read This Before Placing a Bet The average of price targets set by Wall Street analysts indicates a potential upside of 44.8% in Grupo Financiero Galicia (GGAL). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
View source ↗ - Newszacks.com·32d ago·Positive
GGAL vs. UOVEY: Which Stock Is the Better Value Option? Investors with an interest in Banks - Foreign stocks have likely encountered both Grupo Financiero Galicia (GGAL) and United Overseas Bank Ltd. (UOVEY). But which of these two companies is the best option for those looking for undervalued stocks?
View source ↗ - Newsseekingalpha.com·40d ago·Positive
Grupo Financiero Galicia S.A. (GGAL) Q2 2026 Earnings Call Transcript Grupo Financiero Galicia S.A. (GGAL) Q2 2026 Earnings Call Transcript
View source ↗ - Newsmarketbeat.com·40d ago·Neutral
Grupo Financiero Galicia Q2 Earnings Call Highlights Grupo Financiero Galicia NASDAQ: GGAL reported second-quarter net income of ARS 258 billion, up 12% from a year earlier, as lower funding costs, stronger trading and securities results, and reduced loan-loss provisions supported profitability.
View source ↗ - Newszacks.com·45d ago·Neutral
Down 18.3% in 4 Weeks, Here's Why Grupo Financiero Galicia (GGAL) Looks Ripe for a Turnaround Grupo Financiero Galicia (GGAL) has become technically an oversold stock now, which implies exhaustion of the heavy selling pressure on it. This, combined with strong agreement among Wall Street analysts in revising earnings estimates higher, indicates a potential trend reversal for the stock in the near term.
View source ↗ - Newszacks.com·46d ago·Neutral
Implied Volatility Surging for Grupo Financiero Galicia Stock Options Investors need to pay close attention to GGAL stock based on the movements in the options market lately.
View source ↗ - Newszacks.com·49d ago·Neutral
GGAL or UOVEY: Which Is the Better Value Stock Right Now? Investors interested in Banks - Foreign stocks are likely familiar with Grupo Financiero Galicia (GGAL) and United Overseas Bank Ltd. (UOVEY). But which of these two stocks presents investors with the better value opportunity right now?
View source ↗
Earnings
Tue, Nov 24(in 7 weeks)
Consensus estimate $1.17 per share
Typical surprise -19.4% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 25$1.09 vs $0.98beat
- Wed, May 13$0.29 vs $0.36miss
- Wed, Mar 4$-0.36 vs $-0.05miss
- Tue, Nov 25$0.08 vs $0.79miss
- Tue, Aug 26$0.94 vs $1.49miss
- Thu, Jun 12$0.96 vs $0.96beat
Estimates and results for GGAL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by GGAL officers and directors.
- Bought
- $4.3m
- Sold
- —
7 trades
0 trades
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
- Moret Silvestre Vilabought
20 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in GGAL.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.