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GNW Genworth Financial, Inc.

New York Stock Exchange · Insurance - Diversified · Financial Services

$10.16
+0.17 (+1.70%)

Genworth Financial, Inc., together with its subsidiaries, provides mortgage and long-term care insurance products in the United States. It operates through two segments: Enact and Closed Block. The company offers primary mortgage, and mortgage insurance products, and contract underwriting services. It also provides long-term care insurance products that are intended to protect against the signific…

Market Cap: $3.89Bwww.genworth.com

Price (90d)

$9.69
$8.35$8.94$9.54$10.13
Apr 30Aug 7

Signal Score (90d)

75
75
Aug 8Aug 8

Quote

Day Range
$9.98 – $10.17
52-Week Range
$7.84 – $10.20
Volume
$1.35M
Market Cap
$3.89B
50-Day Avg
$9.51
200-Day Avg
$8.87
Prev Close
$9.99
Open
$10.03

Valuation & Ratios

P/E Ratio
16.42
EPS
$0.55
P/B Ratio
0.42
P/S Ratio
0.58
Debt/Equity
0.17
Current Ratio
1.91
Dividend Yield
+0.0%
Gross Margin
+24.3%

Returns & Efficiency

Return on Equity
+2.5%
Return on Assets
+0.3%
FCF Yield
+8.9%
EV/EBITDA
5.02

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$6.37B$223.00M$0.55
2024$7.14B$299.00M$0.69
2023$7.37B$76.00M$0.16
2022$7.40B$916.00M$1.21
2021$7.60B$850.00M$1.78

Social Signal Score

25
5d
30d
25
1 mentions
-3.3%
60d
25
1 mentions
+8.1%
90d
25
1 mentions
+6.8%
news: 1

Earnings

Wed, Nov 4(in 3 months)

Consensus estimate $0.28 per share

3of 7 quarters beat consensus

Typical surprise -42.9% (median, so one quarter with a near-zero estimate can't distort it)

  • Wed, Aug 5$0.29 vs $0.28beat
  • Tue, May 5$0.28 vs $0.17beat
  • Mon, Feb 23$0.02 vs $0.16miss
  • Wed, Nov 5$0.04 vs $0.10miss
  • Wed, Jul 30$0.16 vs $0.06beat
  • Wed, Apr 30$0.12 vs $0.21miss

Estimates and results for GNW via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from GNW's reported EPS growth of -25.4% a year over 4 years. Historical EPS growth of -25% would project the company towards zero. Floored at -15% as a starting point.

EPS in 5 years
$0.24
Implied price
$3.87
Return from $10.16
-17.6% a year

To earn 15.0% a year on these assumptions you'd need to buy at $1.92 -81.1% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1214161820
-25.0%-31.3%-29.2%-27.3%-25.5%-23.9%
-20.0%-26.7%-24.4%-22.4%-20.6%-18.9%
-15.0%-22.2%-19.7%-17.6%-15.6%-13.8%
-10.0%-17.6%-15.0%-12.7%-10.6%-8.7%
-5.0%-13.0%-10.3%-7.9%-5.7%-3.6%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsmarketbeat.com·7d ago·Negative

    Genworth Financial Q2 Earnings Call Highlights Genworth Financial NYSE: GNW reported second-quarter net income of $47 million, or $0.12 per share, while adjusted operating income excluding its closed block business totaled $112 million, or $0.29 per share. The company's results were led by mortgage insurance subsidiary Enact, while losses in the closed block and continued investment in CareScout weighed on overall performance.

    View source ↗