HAFC logo

HAFC Hanmi Financial Corporation

NASDAQ Global Select · Banks - Regional · Financial Services

$32.35
-0.09 (-0.26%)

Hanmi Financial Corporation serves as the parent company for Hanmi Bank, which delivers a wide spectrum of commercial banking solutions across the United States. The bank's diverse deposit offerings include checking accounts (both interest-bearing and non-interest-bearing), savings accounts, negotiable order of withdrawal (NOW) accounts, money market accounts, and certificates of deposit. Regardin…

Market Cap: $963.09Mwww.hanmi.com

Price

No data yet.

Signal Score (90d)

100
100
Aug 17Aug 17

Quote

Day Range
$32.30 – $32.66
52-Week Range
$22.85 – $33.50
Volume
$9.6K
Market Cap
$963.09M
50-Day Avg
$31.90
200-Day Avg
$28.81
Prev Close
$32.44
Open
$32.49

Valuation & Ratios

P/E Ratio
10.60
EPS
$2.55
P/B Ratio
1.01
P/S Ratio
1.81
Debt/Equity
0.35
Current Ratio
0.16
Dividend Yield
+4.0%
Gross Margin
+57.5%

Returns & Efficiency

Return on Equity
+9.6%
Return on Assets
+1.0%
FCF Yield
+25.2%
EV/EBITDA
7.70

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$444.74M$76.09M$2.55
2024$429.51M$62.20M$2.07
2023$397.56M$80.04M$2.63
2022$308.01M$101.39M$3.33
2021$256.80M$98.68M$3.22

Social Signal Score

50
5d
51
1 mentions
30d
50
1 mentions
60d
50
1 mentions
90d
50
1 mentions
news: 1

Earnings

Tue, Oct 20(in 2 months)

Consensus estimate $0.81 per share

5of 7 quarters beat consensus

Typical surprise +2.9% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Jul 21$0.79 vs $0.77beat
  • Tue, Apr 21$0.75 vs $0.71beat
  • Tue, Jan 27$0.70 vs $0.71miss
  • Tue, Oct 21$0.73 vs $0.66beat
  • Tue, Jul 22$0.50 vs $0.62miss
  • Tue, Apr 22$0.58 vs $0.57beat

Estimates and results for HAFC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by HAFC officers and directors.

Bought
$5k

1 trade

Sold
$923k

4 trades

  • Kim Anthony I.sold
    Chief Banking Officer·5,333 @ $30.73·$164k·Jun 8, 2026·filing
  • Fuhr Matthewsold
    Chief Credit Officer·3,300 @ $30.83·$102k·Apr 28, 2026·filing
  • Pangrazio Josephsold
    Chief Accounting Officer·486 @ $27.41·$13k·Nov 24, 2025·filing
  • Medici Daniel Johnbought
    director·200 @ $27.11·$5k·Oct 24, 2025·filing
  • Santarosa Romolosold
    Chief Financial Officer·25,000 @ $25.75·$644k·Nov 6, 2024·filing

95 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from HAFC's reported EPS growth of -5.7% a year over 4 years.

EPS in 5 years
$1.90
Implied price
$20.91
Return from $32.35
-8.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $10.39 -67.9% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E79111315
-15.7%-25.2%-21.3%-18.1%-15.3%-12.8%
-10.7%-20.7%-16.6%-13.2%-10.3%-7.7%
-5.7%-16.3%-12.0%-8.4%-5.2%-2.5%
-0.7%-11.8%-7.3%-3.5%-0.2%2.7%
4.3%-7.4%-2.6%1.4%4.8%7.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsglobenewswire.com·5h ago·Neutral

    Hanmi Financial to Participate in Non-Deal Roadshow Hosted by Piper Sandler LOS ANGELES, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), today announced its participation in a non-deal roadshow hosted by Piper Sandler. The roadshow will take place on Monday, August 17 through Wednesday, August 19, 2026, in Dallas, St. Louis, and Minneapolis.

    View source ↗