Price
No data yet.
Social Signal Score
Analyst Ratings
11 analystsRevenue
$55.58M+4.87%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Bonita I. Lee
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 608
- Beta
- 0.70
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- -0.60
Financials
Revenue
$55.58M+4.9%Net Income
$23.50M+79.1%EBITDA
$-17.81M-172.3%Free Cash Flow
$-9.92M-136.2%EPS (diluted)
$0.79+92.7%Shares Outstanding (diluted)
29.77M-7.2%Operating Expenses
$33.58MCash & Debt
$1.23BReturn of Capital
$13.36MRevenue by Segment (annual)
$270.17MDividend per Share
$0.28Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $444.74M | $76.09M | $2.55 |
| 2024 | $429.51M | $62.20M | $2.07 |
| 2023 | $397.56M | $80.04M | $2.63 |
| 2022 | $308.01M | $101.39M | $3.33 |
| 2021 | $256.80M | $98.68M | $3.22 |
| 2020 | $265.56M | $42.20M | $1.38 |
| 2019 | $273.09M | $32.79M | $1.06 |
| 2018 | $258.92M | $57.87M | $1.81 |
| 2017 | $242.74M | $54.66M | $1.70 |
| 2016 | $211.55M | $56.49M | $1.76 |
| 2015 | $211.83M | $53.82M | $1.69 |
| 2014 | $164.45M | $49.76M | $1.57 |
| 2013 | $147.04M | $39.86M | $1.26 |
| 2012 | $138.17M | $90.32M | $2.87 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HAFC's reported EPS growth of -0.9% a year over 13 years.
- EPS in 5 years
- $2.44
- Implied price
- $26.80
- Return from $31.50
- -3.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.32 — -57.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| -10.9% | -20.5% | -16.4% | -13.0% | -10.0% | -7.4% |
| -5.9% | -16.0% | -11.7% | -8.1% | -4.9% | -2.2% |
| -0.9% | -11.5% | -7.0% | -3.2% | 0.1% | 3.0% |
| 4.1% | -7.1% | -2.3% | 1.7% | 5.2% | 8.2% |
| 9.1% | -2.6% | 2.4% | 6.6% | 10.2% | 13.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+20.00%Social Signal Score
Mentions (5)
- Newszacks.com·31d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
View source ↗ - Newsseekingalpha.com·46d ago·Negative
… Downgrade Just Yet Hanmi Financial Corporation maintains a soft ‘buy' rating due to improving fundamentals, robust asset quality, and expanding net interest margin. HAFC's deposit base grew to $6.96 billion, while loan balances slightly declined and uninsured deposits rose to 44.9%, above the preferred threshold. Net interest margin increased to 3.36%, aided by lower deposit and debt costs, driving net interest income up to $62.7 million.
View source ↗ - Newsseekingalpha.com·47d ago·Positive
Improvements At Hanmi Financial Corporation Support An Upgrade Hanmi Financial Corporation is upgraded to Buy, reflecting improved operational metrics and a stronger bottom line. HAFC maintains a robust deposit base with 30.7% non-interest-bearing deposits. Net interest margin stood at 3.36% in Q2 2026. Commercial real estate loans comprise 61% of the loan portfolio, with non-owner-occupied CRE at 41%. Heavy concentration of these loans in California adds risk here.
View source ↗ - Newszacks.com·47d ago·Positive
Hanmi Financial (HAFC) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Hanmi Financial (HAFC) have what it takes?
View source ↗ - Newsglobenewswire.com·50d ago·Neutral
Hanmi Financial to Participate in Non-Deal Roadshow Hosted by Piper Sandler LOS ANGELES, Aug. 17, 2026 (GLOBE NEWSWIRE) -- Hanmi Financial Corporation (NASDAQ: HAFC, or “Hanmi”), the parent company of Hanmi Bank (the “Bank”), today announced its participation in a non-deal roadshow hosted by Piper Sandler. The roadshow will take place on Monday, August 17 through Wednesday, August 19, 2026, in Dallas, St. Louis, and Minneapolis.
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Consensus estimate $0.81 per share
Typical surprise +2.9% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$0.79 vs $0.77beat
- Tue, Apr 21$0.75 vs $0.71beat
- Tue, Jan 27$0.70 vs $0.71miss
- Tue, Oct 21$0.73 vs $0.66beat
- Tue, Jul 22$0.50 vs $0.62miss
- Tue, Apr 22$0.58 vs $0.57beat
Estimates and results for HAFC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by HAFC officers and directors.
- Bought
- $5k
- Sold
- $923k
1 trade
4 trades
- Kim Anthony I.sold
- Fuhr Matthewsold
- Pangrazio Josephsold
- Medici Daniel Johnbought
- Santarosa Romolosold
95 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in HAFC.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.