Price
No data yet.
Social Signal Score
Revenue
$352.77M+31.79%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Scott Sanborn
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,075
- Beta
- 1.88
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.50
Financials
Revenue
$352.77M+31.8%Net Income
$58.15MEBITDA
$112.06MFree Cash Flow
$-600.86MEPS (diluted)
$0.50Shares Outstanding (diluted)
117.27M+49.8%Operating Expenses
$163.52MCash & Debt
$4.06BReturn of Capital
$12.62MRevenue by Segment (annual)
$431.80MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.33B | $135.68M | $1.18 |
| 2024 | $1.16B | $51.33M | $0.46 |
| 2023 | $1.14B | $38.94M | $0.36 |
| 2022 | $1.27B | $289.69M | $2.80 |
| 2021 | $898.63M | $18.58M | $0.19 |
| 2020 | $455.22M | $-187.54M | $-2.07 |
| 2019 | $979.20M | $-30.75M | $-0.35 |
| 2018 | $981.04M | $-128.31M | $-1.52 |
| 2017 | $1.06B | $-153.84M | $-1.88 |
| 2016 | $1.11B | $-145.97M | $-1.88 |
| 2015 | $918.35M | $-5.00M | $-0.07 |
| 2014 | $530.42M | $-32.89M | $-2.18 |
| 2013 | $267.47M | $7.31M | $0.02 |
| 2011 | $42.73M | $-11.94M | $-1.03 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $1.73
- Implied price
- $27.66
- Return from $18.37
- 8.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $13.75 — -25.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 14 | 16 | 18 | 20 |
|---|---|---|---|---|---|
| -2.0% | -7.0% | -4.1% | -1.5% | 0.8% | 3.0% |
| 3.0% | -2.3% | 0.8% | 3.5% | 6.0% | 8.2% |
| 8.0% | 2.5% | 5.7% | 8.5% | 11.1% | 13.5% |
| 13.0% | 7.2% | 10.6% | 13.5% | 16.3% | 18.7% |
| 18.0% | 11.9% | 15.4% | 18.6% | 21.4% | 24.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newszacks.com·5h ago·Neutral
Wall Street Analysts Think Happen (HAPN) Could Surge 27.9%: Read This Before Placing a Bet The consensus price target hints at a 27.9% upside potential for Happen (HAPN). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
View source ↗
Earnings
Wed, Oct 28(in 2 months)
Consensus estimate $0.46 per share
Typical surprise +16.5% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$0.50 vs $0.43beat
- Mon, Apr 27$0.44 vs $0.38beat
- Wed, Jan 28$0.35 vs $0.31beat
- Wed, Oct 22$0.37 vs $0.30beat
- Tue, Jul 29$0.33 vs $0.15beat
- Tue, Apr 29$0.10 vs $0.10beat
Estimates and results for HAPN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by HAPN officers and directors.
- Bought
- —
- Sold
- $8.0m
0 trades
17 trades
- Stack Fergalsold
- Stack Fergalsold
- Stack Fergalsold
- Labenne Andrewsold
- Sanborn Scottsold
- Sanborn Scottsold
- Stack Fergalsold
- Sanborn Scottsold
83 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.