HBT logo

HBT HBT Financial, Inc.

NASDAQ Global Select · Banks - Regional · Financial Services

$37.19
-0.03 (-0.08%)

HBT Financial, Inc. operates as the bank holding company for Heartland Bank and Trust Company, offering a comprehensive suite of financial products and services. They cater to a diverse client base, including individuals, businesses, and municipal entities, providing retail, commercial, and business banking solutions. Their deposit offerings encompass a variety of options, such as non-interest and…

Market Cap: $1.35Bir.hbtfinancial.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
120
Aug 15Aug 15

Quote

Day Range
$36.97 – $37.46
52-Week Range
$22.36 – $37.51
Volume
$130.0K
Market Cap
$1.35B
50-Day Avg
$32.85
200-Day Avg
$28.27
Prev Close
$37.22
Open
$37.35

Valuation & Ratios

P/E Ratio
10.59
EPS
$2.45
P/B Ratio
1.32
P/S Ratio
2.77
Debt/Equity
0.11
Current Ratio
0.28
Dividend Yield
+3.3%
Gross Margin
+80.0%

Returns & Efficiency

Return on Equity
+12.5%
Return on Assets
+1.5%
FCF Yield
+9.2%
EV/EBITDA
7.79

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$293.33M$77.01M$2.44
2024$285.21M$71.78M$2.27
2023$263.64M$65.84M$2.08
2022$186.72M$56.46M$2.09
2021$164.23M$56.27M$2.02

Social Signal Score

70
5d
70
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Mon, Oct 26(in 2 months)

Consensus estimate $0.78 per share

7of 7 quarters beat consensus

Typical surprise +6.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Mon, Jul 27$0.78 vs $0.73beat
  • Mon, Apr 27$0.68 vs $0.62beat
  • Mon, Jan 26$0.64 vs $0.64beat
  • Mon, Oct 20$0.65 vs $0.62beat
  • Mon, Jul 21$0.63 vs $0.60beat
  • Mon, Apr 21$0.61 vs $0.57beat

Estimates and results for HBT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from HBT's reported EPS growth of 4.8% a year over 4 years.

EPS in 5 years
$3.10
Implied price
$34.07
Return from $37.19
-1.7% a year

To earn 15.0% a year on these assumptions you'd need to buy at $16.94 -54.5% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E79111315
-5.2%-18.8%-14.6%-11.1%-8.1%-5.4%
-0.2%-14.5%-10.1%-6.4%-3.2%-0.4%
4.8%-10.2%-5.6%-1.7%1.6%4.5%
9.8%-5.9%-1.1%2.9%6.4%9.5%
14.8%-1.7%3.4%7.6%11.3%14.5%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·5h ago·Positive

    Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does HBT Financial (HBT) have what it takes?

    View source ↗