Price
No data yet.
Social Signal Score
Analyst Ratings
6 analystsRevenue
$100.42M+149.27%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- J. Lance Carter
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 826
- Beta
- 0.50
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- -0.41
Financials
Revenue
$100.42M+149.3%Net Income
$27.84M+54.0%EBITDA
$37.77M+3162.1%Free Cash Flow
$15.67M-20.4%EPS (diluted)
$0.76-24.0%Shares Outstanding (diluted)
36.37M+101.3%Operating Expenses
$35.76MCash & Debt
$1.67BReturn of Capital
$8.84MRevenue by Segment (annual)
$30.97MDividend per Share
$0.25Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $293.33M | $77.01M | $2.44 |
| 2024 | $285.21M | $71.78M | $2.27 |
| 2023 | $263.64M | $65.84M | $2.08 |
| 2022 | $186.72M | $56.46M | $2.09 |
| 2021 | $164.23M | $56.27M | $2.02 |
| 2020 | $156.77M | $36.84M | $1.34 |
| 2019 | $173.85M | $66.86M | $3.33 |
| 2018 | $165.96M | $63.80M | $2.42 |
| 2017 | $157.78M | $56.10M | $2.13 |
| 2016 | $163.86M | $58.55M | $2.22 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HBT's reported EPS growth of 1.1% a year over 9 years.
- EPS in 5 years
- $2.59
- Implied price
- $28.46
- Return from $36.34
- -4.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $14.15 — -61.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| -8.9% | -21.6% | -17.6% | -14.2% | -11.3% | -8.7% |
| -3.9% | -17.3% | -13.0% | -9.5% | -6.4% | -3.7% |
| 1.1% | -13.0% | -8.5% | -4.8% | -1.5% | 1.3% |
| 6.1% | -8.7% | -4.0% | -0.1% | 3.3% | 6.3% |
| 11.1% | -4.4% | 0.5% | 4.7% | 8.2% | 11.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+0.00%Social Signal Score
Mentions (5)
- Newszacks.com·3d ago·Positive
Why HBT Financial (HBT) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does HBT Financial (HBT) have what it takes?
View source ↗ - Newszacks.com·19d ago·Positive
HBT Financial (HBT) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does HBT Financial (HBT) have what it takes?
View source ↗ - Newszacks.com·35d ago·Positive
HBT Financial (HBT) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does HBT Financial (HBT) have what it takes?
View source ↗ - Newszacks.com·45d ago·Neutral
HBT Financial (HBT) Is Up 2.31% in One Week: What You Should Know Does HBT Financial (HBT) have what it takes to be a top stock pick for momentum investors? Let's find out.
View source ↗ - Newszacks.com·51d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does HBT Financial (HBT) have what it takes?
View source ↗
Earnings
Mon, Oct 26(in 3 weeks)
Consensus estimate $0.79 per share
Typical surprise +6.3% (median, so one quarter with a near-zero estimate can't distort it)
- Mon, Jul 27$0.78 vs $0.73beat
- Mon, Apr 27$0.68 vs $0.62beat
- Mon, Jan 26$0.64 vs $0.64beat
- Mon, Oct 20$0.65 vs $0.62beat
- Mon, Jul 21$0.63 vs $0.60beat
- Mon, Apr 21$0.61 vs $0.57beat
Estimates and results for HBT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by HBT officers and directors.
- Bought
- $240k
- Sold
- $3.6m
3 trades
22 trades
- Drake Fred Lsold
- Horvath Lawrence Jsold
- Busch Patrick Fsold
- Burwell Eric Ebought
- Drake Fred Lsold
- Drake Fred Lsold
- Drake Fred Lsold
- Drake Fred Lsold
75 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in HBT.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.