Price
$188.69+4.38%Social Signal Score
Analyst Ratings
14 analystsRevenue
$246.65M+264.13%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Pareshbhai Suryakant Patel
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 594
- Beta
- 1.02
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 2.29
Financials
Revenue
$246.65M+264.1%Net Income
$73.80M+551.2%EBITDA
$114.10M+375.2%Free Cash Flow
$124.83M+494.0%EPS (diluted)
$5.60+409.1%Shares Outstanding (diluted)
12.88M+20.2%Operating Expenses
$23.95MCash & Debt
$942.69MReturn of Capital
$73.18MRevenue by Segment (annual)
$14.82MDividend per Share
$0.40Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $900.95M | $299.00M | $28.10 |
| 2024 | $749.45M | $109.95M | $10.59 |
| 2023 | $550.01M | $79.03M | $9.13 |
| 2022 | $491.99M | $-58.51M | $-6.24 |
| 2021 | $402.55M | $1.86M | $0.23 |
| 2020 | $275.73M | $27.58M | $3.55 |
| 2019 | $241.38M | $26.58M | $3.32 |
| 2018 | $231.29M | $17.73M | $2.25 |
| 2017 | $244.41M | $-6.89M | $-0.81 |
| 2016 | $258.22M | $29.02M | $2.95 |
| 2015 | $285.95M | $65.86M | $6.51 |
| 2014 | $266.11M | $62.66M | $5.90 |
| 2013 | $241.09M | $65.56M | $5.82 |
| 2012 | $162.89M | $30.16M | $3.45 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HCI's reported EPS growth of 17.5% a year over 13 years.
- EPS in 5 years
- $58.74
- Implied price
- $411.21
- Return from $184.25
- 17.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $204.44 — today's price is already 9.9% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 3 | 5 | 7 | 9 | 11 |
|---|---|---|---|---|---|
| 7.5% | -9.3% | 0.4% | 7.4% | 13.0% | 17.6% |
| 12.5% | -5.1% | 5.1% | 12.4% | 18.2% | 23.1% |
| 17.5% | -0.9% | 9.8% | 17.4% | 23.5% | 28.5% |
| 22.5% | 3.3% | 14.4% | 22.4% | 28.7% | 34.0% |
| 27.5% | 7.5% | 19.1% | 27.4% | 34.0% | 39.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
93-6.67%Social Signal Score
Mentions (10)
- Newszacks.com·4d ago·Neutral
HCI Group (HCI) Is Considered a Good Investment by Brokers: Is That True? The recommendations of Wall Street analysts are often relied on by investors when deciding whether to buy, sell, or hold a stock. Media reports about these brokerage-firm-employed (or sell-side) analysts changing their ratings often affect a stock's price.
View source ↗ - Newszacks.com·5d ago·Neutral
HCI Group (HCI) Falls More Steeply Than Broader Market: What Investors Need to Know HCI Group (HCI) concluded the recent trading session at $173.82, signifying a -1.51% move from its prior day's close.
View source ↗ - Newszacks.com·14d ago·Neutral
HCI Group (HCI) Stock Slides as Market Rises: Facts to Know Before You Trade The latest trading day saw HCI Group (HCI) settling at $184.19, representing a -1.85% change from its previous close.
View source ↗ - Newszacks.com·20d ago·Neutral
Wall Street Analysts See HCI Group (HCI) as a Buy: Should You Invest? When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?
View source ↗ - Newszacks.com·34d ago·Neutral
Wall Street Analysts See a 25.18% Upside in HCI Group (HCI): Can the Stock Really Move This High? The average of price targets set by Wall Street analysts indicates a potential upside of 25.2% in HCI Group (HCI). While the effectiveness of this highly sought-after metric is questionable, the positive trend in earnings estimate revisions might translate into an upside in the stock.
View source ↗ - Newszacks.com·39d ago·Positive
Should You Invest in HCI Group (HCI) Based on Bullish Wall Street Views? Investors often turn to recommendations made by Wall Street analysts before making a Buy, Sell, or Hold decision about a stock. While media reports about rating changes by these brokerage-firm employed (or sell-side) analysts often affect a stock's price, do they really matter?
View source ↗ - Newszacks.com·41d ago·Neutral
Earnings Estimates Rising for HCI Group (HCI): Will It Gain? HCI Group (HCI) shares have started gaining and might continue moving higher in the near term, as indicated by solid earnings estimate revisions.
View source ↗ - Newsseekingalpha.com·47d ago·Positive
HCI Group Is A Standout Amongst Laggard Peers HCI Group is rated a strong buy due to operational excellence, diversified insurance offerings, and significant undervaluation. HCI reported Q2 EPS of $5.60, beating expectations, with a gross loss ratio of 21.1% and $1.29 billion in premiums in force. My sum-of-the-parts analysis values HCI at $255.65/share, a 38.7% undervaluation, supported by resilient margins and ancillary business value.
View source ↗ - Newszacks.com·55d ago·Positive
Is It Worth Investing in HCI Group (HCI) Based on Wall Street's Bullish Views? When deciding whether to buy, sell, or hold a stock, investors often rely on analyst recommendations. Media reports about rating changes by these brokerage-firm-employed (or sell-side) analysts often influence a stock's price, but are they really important?
View source ↗ - Newsmarketbeat.com·59d ago·Neutral
HCI Group Q2 Earnings Call Highlights HCI Group NYSE: HCI reported higher second-quarter earnings and revenue as policy growth, service revenue and underwriting performance supported results despite what management described as a softening insurance market.
View source ↗
Earnings
Thu, Nov 5(in 4 weeks)
Consensus estimate $3.24 per share
Typical surprise +19.2% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$5.60 vs $5.04beat
- Wed, May 6$5.45 vs $5.13beat
- Wed, Feb 25$7.25 vs $4.87beat
- Thu, Nov 6$4.90 vs $2.44beat
- Thu, Aug 7$5.18 vs $4.47beat
- Thu, May 8$5.35 vs $4.49beat
Estimates and results for HCI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by HCI officers and directors.
- Bought
- $552k
- Sold
- $20.2m
12 trades
16 trades
- Patel Pareshbought
- Patel Pareshboughtdirector, 10 percent owner, officer: Chief Executive Officer·1,000 @ $114.90·$115k·Apr 9, 2024·filing
- Saravanos Anthonysold
- Saravanos Anthonysold
- Graham Andrew L.sold
- Graham Andrew L.sold
- Graham Andrew L.sold
- Madhu Sanjaysold
72 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in HCI.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.