Price
No data yet.
Social Signal Score
Revenue
$3.70M+2286.70%Company Profile
- CEO
- Gil West
- Sector
- Financial Services
- Industry
- Asset Management
- Employees
- 27,000
- Beta
- 0.74
- Country
- US
- Piotroski score
- 3 / 9 (Weak)
- Altman Z-score
- 8.53
Financials
Revenue
$3.70M+2286.7%Net Income
$1.28M+16.4%EBITDA
$1.28M+0.0%Free Cash Flow
$349.8K-84.1%EPS (diluted)
$0.66-3.4%Shares Outstanding (diluted)
1.95M+20.6%Operating Expenses
$0.00Cash & Debt
$16.52MReturn of Capital
$2.19MDividend per Share
$0.17Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2024 | $2.14M | $1.11M | $0.66 |
| 2023 | $2.37M | $1.64M | $1.00 |
| 2022 | $8.45M | $7.84M | $11.30 |
| 2021 | $-6.70M | $-7.45M | $-12.10 |
| 2020 | $373.5K | $17.75M | $30.50 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HERZ's reported EPS growth of -61.7% a year over 4 years. Historical EPS growth of -62% would project the company towards zero. Floored at -15% as a starting point.
- EPS in 5 years
- $0.29
- Implied price
- $11.33
- Return from $16.00
- -6.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $5.63 — -64.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 27 | 33 | 39 | 45 | 51 |
|---|---|---|---|---|---|
| -25.0% | -23.5% | -20.4% | -17.7% | -15.3% | -13.1% |
| -20.0% | -18.4% | -15.1% | -12.2% | -9.6% | -7.3% |
| -15.0% | -13.3% | -9.7% | -6.7% | -4.0% | -1.5% |
| -10.0% | -8.2% | -4.4% | -1.2% | 1.7% | 4.3% |
| -5.0% | -3.1% | 0.9% | 4.3% | 7.3% | 10.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80Social Signal Score
Mentions (1)
- Newsglobenewswire.com·6h ago·Negative
Herzfeld Credit Income Fund, Inc. Provides July 2026 Net Asset Value Update MIAMI BEACH, Fla., Aug. 19, 2026 (GLOBE NEWSWIRE) -- Thomas J. Herzfeld Advisors, Inc., investment advisor to Herzfeld Credit Income Fund, Inc. (NASDAQ: HERZ) (the “Fund”), today announced the estimated net asset value (“NAV”) of the Fund as of July 31, 2026 was $19.24.
View source ↗
Insider trading
Open-market buys and sells by HERZ officers and directors.
- Bought
- $192k
- Sold
- —
8 trades
0 trades
- Herzfeld Thomas Jbought
- Paylor Ryan Mbought
- Paylor Ryan Mbought
- Herzfeld Thomas Jbought
- Paylor Ryan Mbought
- Herzfeld Thomas Jbought
- Paylor Ryan Mbought
- Herzfeld Thomas Jbought
19 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.