Price
No data yet.
Social Signal Score
Revenue
$71.99M+287.77%Company Profile
- CEO
- Robert H. Gaughen Jr.
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 93
- Beta
- 0.86
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.36
Financials
Revenue
$71.99M+287.8%Net Income
$25.44M+328.0%EBITDA
$33.63M+227.5%Free Cash Flow
$3.57M-46.2%EPS (diluted)
$11.49+316.3%Shares Outstanding (diluted)
2.21M+2.7%Operating Expenses
$4.95MCash & Debt
$5.49MReturn of Capital
$1.38MDividend per Share
$0.63Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $236.76M | $54.55M | $25.01 |
| 2024 | $217.38M | $28.19M | $12.95 |
| 2023 | $190.52M | $26.37M | $12.26 |
| 2022 | $118.31M | $37.52M | $17.49 |
| 2021 | $123.46M | $67.46M | $31.51 |
| 2020 | $115.34M | $50.77M | $23.76 |
| 2019 | $115.78M | $38.93M | $18.24 |
| 2018 | $92.43M | $30.40M | $14.25 |
| 2017 | $82.47M | $25.76M | $12.08 |
| 2016 | $73.50M | $23.42M | $10.99 |
| 2015 | $63.34M | $19.35M | $9.09 |
| 2014 | $64.06M | $22.26M | $10.46 |
| 2013 | $50.95M | $13.37M | $6.28 |
| 2012 | $50.47M | $13.29M | $6.25 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HIFS's reported EPS growth of 11.3% a year over 13 years.
- EPS in 5 years
- $42.70
- Implied price
- $469.70
- Return from $294.22
- 9.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $233.52 — -20.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| 1.3% | -8.7% | -4.0% | -0.1% | 3.3% | 6.3% |
| 6.3% | -4.2% | 0.7% | 4.9% | 8.4% | 11.6% |
| 11.3% | 0.3% | 5.5% | 9.8% | 13.5% | 16.8% |
| 16.3% | 4.8% | 10.2% | 14.7% | 18.6% | 22.1% |
| 21.3% | 9.3% | 15.0% | 19.7% | 23.7% | 27.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+25.00%Social Signal Score
Mentions (3)
- Newsglobenewswire.com·5h ago·Neutral
Hingham Reports Third Quarter 2026 Results HINGHAM, Mass., Oct. 16, 2026 (GLOBE NEWSWIRE) -- HINGHAM INSTITUTION FOR SAVINGS (NASDAQ: HIFS), Hingham, Massachusetts, announced results for the quarter ended September 30, 2026.
View source ↗ - Newsseekingalpha.com·16d ago·Neutral
Hingham Institution for Savings: The Equity Portfolio Is Not Talked About Enough Hingham Institution for Savings maintains a Strong Buy rating as core earnings and net interest margin (NIM) recover post-rate hikes. NIM has expanded for five consecutive quarters, driven by growth in non-interest-bearing deposits and reduced wholesale funding costs. Credit concerns center on a single $30.6M Washington, D.C. nonaccrual loan, but management's disciplined underwriting and low historical charge-offs s
View source ↗ - Newsseekingalpha.com·56d ago·Negative
… Hingham Institution for Savings Hingham Institution for Savings remains rated Hold as asset quality and valuation concerns persist despite incremental improvements. HIFS's commercial real estate loan concentration (83.9%) and low net interest margin continue to weigh on returns, though loan yields and deposit mix are improving. Deposit growth is modest, with non-interest-bearing deposits rising 7.8% and all deposits fully insured through the Massachusetts Depositors Insurance Fund.
View source ↗
Earnings
Fri, Oct 16(date passed)
Estimates and results for HIFS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
No disclosed congressional trades in HIFS.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.