Price (90d)
$52.22Signal Score (90d)
120Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.62B | $162.10M | $3.93 |
| 2024 | $1.55B | $102.80M | $2.49 |
| 2023 | $1.43B | $45.00M | $1.09 |
| 2022 | $1.34B | $19.80M | $0.48 |
| 2021 | $1.25B | $170.40M | $3.45 |
Social Signal Score
Earnings
Tue, Nov 3(in 3 months)
Consensus estimate $0.99 per share
Typical surprise +30.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$1.17 vs $0.79beat
- Wed, May 6$1.28 vs $1.10beat
- Tue, Feb 3$1.21 vs $1.18beat
- Tue, Nov 4$1.36 vs $1.04beat
- Wed, Aug 6$1.06 vs $0.61beat
- Tue, May 6$1.07 vs $0.88beat
Estimates and results for HMN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from HMN's reported EPS growth of 3.3% a year over 4 years.
- EPS in 5 years
- $4.59
- Implied price
- $55.05
- Return from $52.47
- 1.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $27.37 — -47.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -6.7% | -15.9% | -12.1% | -8.8% | -6.0% | -3.4% |
| -1.7% | -11.4% | -7.4% | -3.9% | -0.9% | 1.8% |
| 3.3% | -6.9% | -2.7% | 1.0% | 4.1% | 6.9% |
| 8.3% | -2.4% | 2.1% | 5.9% | 9.2% | 12.1% |
| 13.3% | 2.1% | 6.8% | 10.7% | 14.2% | 17.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (3)
- Newszacks.com·1d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Horace Mann (HMN) have what it takes?
View source ↗ - Newszacks.com·4d ago·Positive
All You Need to Know About Horace Mann (HMN) Rating Upgrade to Strong Buy Horace Mann (HMN) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #1 (Strong Buy).
View source ↗ - Newsmarketbeat.com·7d ago·Neutral
Horace Mann Educators Q2 Earnings Call Highlights Horace Mann Educators NYSE: HMN raised its full-year 2026 core earnings guidance after reporting record second-quarter core earnings of $1.17 per share, up more than 10% from the prior-year period.
View source ↗