IFS logo

IFS Intercorp Financial Services Inc.

New York Stock Exchange · Banks - Regional · Financial Services

$54.69
+0.02 (+0.04%)

Intercorp Financial Services Inc. (IFS) is a Peruvian entity providing a wide array of financial solutions, encompassing banking, insurance, and wealth management, to both individual and corporate clients throughout Peru. The company operates through three primary divisions: Banking, Insurance, and Wealth Management. Its banking segment offers diverse deposit options, such as various transactional…

Market Cap: $6.07Bwww.ifs.com.pe

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

120
100107113120
Aug 12Aug 14

Quote

Day Range
$54.02 – $55.23
52-Week Range
$38.00 – $61.38
Volume
$208.9K
Market Cap
$6.07B
50-Day Avg
$57.00
200-Day Avg
$48.51
Prev Close
$54.67
Open
$54.72

Valuation & Ratios

P/E Ratio
8.73
EPS
$16.31
P/B Ratio
1.29
P/S Ratio
1.72
Debt/Equity
1.03
Current Ratio
2.07
Dividend Yield
+2.6%
Gross Margin
+65.3%

Returns & Efficiency

Return on Equity
+14.8%
Return on Assets
+1.8%
FCF Yield
+8.2%
EV/EBITDA
6.08

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$9.24B$1.82B$16.31
2024$8.86B$1.30B$11.38
2023$8.79B$1.07B$9.33
2022$7.42B$1.67B$14.39
2021$6.29B$1.79B$15.51

Social Signal Score

64
5d
65
3 mentions
30d
64
3 mentions
60d
64
3 mentions
90d
64
3 mentions
news: 3

Earnings

Mon, Nov 9(in 3 months)

Consensus estimate $1.45 per share

6of 7 quarters beat consensus

Typical surprise +16.9% (median, so one quarter with a near-zero estimate can't distort it)

  • Tue, Aug 11$1.53 vs $1.45beat
  • Mon, May 11$1.59 vs $1.36beat
  • Wed, Feb 11$1.23 vs $1.10beat
  • Thu, Nov 6$1.12 vs $1.16miss
  • Mon, Aug 11$1.41 vs $1.07beat
  • Thu, May 8$1.06 vs $0.89beat

Estimates and results for IFS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from IFS's reported EPS growth of 1.3% a year over 4 years.

EPS in 5 years
$17.39
Implied price
$156.54
Return from $54.69
23.4% a year

To earn 15.0% a year on these assumptions you'd need to buy at $77.83 — today's price is already 29.7% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E5791113
-8.7%-1.1%5.8%11.2%15.8%19.7%
-3.7%4.3%11.6%17.3%22.1%26.3%
1.3%9.7%17.4%23.4%28.5%32.8%
6.3%15.1%23.2%29.5%34.8%39.4%
11.3%20.6%28.9%35.6%41.1%45.9%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (3)

  • Newsseekingalpha.com·1d ago·Positive

    Intercorp Financial Services: Strong Profitability At A Discount Intercorp Financial Services (IFS) demonstrates strong capital efficiency, with an 18.5% Q2 ROE and a diversified business model spanning banking, insurance, and asset management. IFS trades at a discounted 10.56x P/E and 1.71x P/B, despite robust profitability and double-digit profit growth, reflecting a conservative pricing of Peru-specific risks. Interbank remains the primary profit engine, but Interseguro's net income surged 46…

    View source ↗
  • Newsseekingalpha.com·2d ago·Positive

    Intercorp Financial Services Inc. (IFS) Q2 2026 Earnings Call Transcript Intercorp Financial Services Inc. (IFS) Q2 2026 Earnings Call Transcript

    View source ↗
  • Newsmarketbeat.com·3d ago·Neutral

    Intercorp Financial Services Q2 Earnings Call Highlights Intercorp Financial Services NYSE: IFS reported second-quarter 2026 net income of PEN 585 million and return on equity of 18.5%, with management citing continued growth in higher-yielding loans, insurance premiums and wealth-management assets.

    View source ↗