Price
No data yet.
Social Signal Score
Analyst Ratings
4 analystsRevenue
$2.42B+69.37%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Lord Luis Felipe Castellanos Lopez-Torres
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 9,229
- Beta
- 0.42
- Country
- PE
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.16
Financials
Revenue
$2.42B+69.4%Net Income
$582.32M+183.4%EBITDA
$1.42B+317.3%Free Cash Flow
$2.71B-7.2%EPS (diluted)
$5.25+173.4%Shares Outstanding (diluted)
110.88M+3.7%Operating Expenses
$704.85MCash & Debt
$45.42BReturn of Capital
$831.48MDividend per Share
$1.80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $9.24B | $1.82B | $16.31 |
| 2024 | $8.86B | $1.30B | $11.38 |
| 2023 | $8.79B | $1.07B | $9.33 |
| 2022 | $7.42B | $1.67B | $14.39 |
| 2021 | $6.29B | $1.79B | $15.51 |
| 2020 | $6.09B | $383.26M | $3.32 |
| 2019 | $6.31B | $1.44B | $12.78 |
| 2018 | $5.56B | $1.08B | $9.82 |
| 2017 | $5.09B | $1.03B | $9.63 |
| 2016 | $4.86B | $944.61M | $8.72 |
| 2015 | $5.51B | $1.23B | $11.30 |
| 2014 | $4.71B | $949.10M | $8.68 |
| 2013 | $4.17B | $970.17M | $8.83 |
| 2012 | $3.58B | $705.71M | $7.81 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from IFS's reported EPS growth of 5.8% a year over 13 years.
- EPS in 5 years
- $21.62
- Implied price
- $194.54
- Return from $53.11
- 29.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $96.72 — today's price is already 45.1% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -4.2% | 4.4% | 11.6% | 17.4% | 22.2% | 26.4% |
| 0.8% | 9.8% | 17.5% | 23.5% | 28.6% | 32.9% |
| 5.8% | 15.3% | 23.3% | 29.6% | 35.0% | 39.5% |
| 10.8% | 20.7% | 29.1% | 35.8% | 41.3% | 46.1% |
| 15.8% | 26.2% | 34.9% | 41.9% | 47.7% | 52.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
127+26.67%Social Signal Score
Mentions (7)
- Newszacks.com·12d ago·Positive
IFS or BX: Which Is the Better Value Stock Right Now? Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Intercorp Financial Services Inc. (IFS) and Blackstone Inc. (BX). But which of these two companies is the best option for those looking for undervalued stocks?
View source ↗ - Newszacks.com·19d ago·Positive
Are Investors Undervaluing Intercorp Financial Services (IFS) Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
View source ↗ - Newszacks.com·28d ago·Neutral
IFS vs. BX: Which Stock Is the Better Value Option? Investors interested in stocks from the Financial - Miscellaneous Services sector have probably already heard of Intercorp Financial Services Inc. (IFS) and Blackstone Inc. (BX). But which of these two stocks is more attractive to value investors?
View source ↗ - Newszacks.com·45d ago·Neutral
IFS vs. AXP: Which Stock Should Value Investors Buy Now? Investors with an interest in Financial - Miscellaneous Services stocks have likely encountered both Intercorp Financial Services Inc. (IFS) and American Express (AXP). But which of these two stocks presents investors with the better value opportunity right now?
View source ↗ - Newsseekingalpha.com·52d ago·Positive
Intercorp Financial Services: Strong Profitability At A Discount Intercorp Financial Services (IFS) demonstrates strong capital efficiency, with an 18.5% Q2 ROE and a diversified business model spanning banking, insurance, and asset management. IFS trades at a discounted 10.56x P/E and 1.71x P/B, despite robust profitability and double-digit profit growth, reflecting a conservative pricing of Peru-specific risks. Interbank remains the primary profit engine, but Interseguro's net income surged 46…
View source ↗ - Newsseekingalpha.com·54d ago·Positive
Intercorp Financial Services Inc. (IFS) Q2 2026 Earnings Call Transcript Intercorp Financial Services Inc. (IFS) Q2 2026 Earnings Call Transcript
View source ↗ - Newsmarketbeat.com·54d ago·Neutral
Intercorp Financial Services Q2 Earnings Call Highlights Intercorp Financial Services NYSE: IFS reported second-quarter 2026 net income of PEN 585 million and return on equity of 18.5%, with management citing continued growth in higher-yielding loans, insurance premiums and wealth-management assets.
View source ↗
Earnings
Mon, Nov 9(in 5 weeks)
Consensus estimate $1.46 per share
Typical surprise +16.9% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 11$1.53 vs $1.45beat
- Mon, May 11$1.59 vs $1.36beat
- Wed, Feb 11$1.23 vs $1.10beat
- Thu, Nov 6$1.12 vs $1.16miss
- Mon, Aug 11$1.41 vs $1.07beat
- Thu, May 8$1.06 vs $0.89beat
Estimates and results for IFS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by IFS officers and directors.
- Bought
- $16.3m
- Sold
- $7.7m
4 trades
44 trades
- Santa Maria Guzman Hugo Antoniosold
- Intercorp Peru Ltdbought
- Intercorp Peru Ltdbought
- Daily Paul Msold
- Daily Paul Msold
- Daily Paul Msold
- Daily Paul Msold
- Conaway John Michalsold
52 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in IFS.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.