Price
No data yet.
Social Signal Score
Revenue
$7.07B+37.84%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Carlo Messina
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 100,356
- Beta
- 0.77
- Country
- IT
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.24
Financials
Revenue
$7.07B+37.8%Net Income
$2.79B+344.7%EBITDA
$4.55B+311.4%Free Cash Flow
$0.00-100.0%EPS (diluted)
$0.15+293.7%Shares Outstanding (diluted)
18.19B+10.3%Operating Expenses
$1.60BCash & Debt
$37.12BDividend per Share
$0.22Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $38.98B | $9.32B | $0.53 |
| 2024 | $44.81B | $8.67B | $0.48 |
| 2023 | $41.01B | $7.72B | $0.42 |
| 2022 | $21.57B | $4.38B | $0.23 |
| 2021 | $21.90B | $4.18B | $0.22 |
| 2020 | $24.44B | $3.28B | $0.18 |
| 2019 | $22.01B | $4.18B | $0.24 |
| 2018 | $21.47B | $4.05B | $0.24 |
| 2017 | $25.89B | $7.32B | $0.46 |
| 2016 | $20.99B | $3.11B | $0.20 |
| 2015 | $22.38B | $2.74B | $0.17 |
| 2014 | $23.30B | $1.25B | $0.08 |
| 2013 | $23.75B | $-4.55B | $-0.29 |
| 2012 | $26.30B | $1.60B | $0.10 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from IITSF's reported EPS growth of 13.7% a year over 13 years.
- EPS in 5 years
- $0.85
- Implied price
- $9.34
- Return from $7.78
- 3.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $4.64 — -40.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| 3.7% | -13.6% | -9.1% | -5.4% | -2.2% | 0.7% |
| 8.7% | -9.4% | -4.7% | -0.8% | 2.5% | 5.5% |
| 13.7% | -5.2% | -0.4% | 3.7% | 7.2% | 10.4% |
| 18.7% | -1.1% | 4.0% | 8.3% | 12.0% | 15.2% |
| 23.7% | 3.1% | 8.4% | 12.8% | 16.7% | 20.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
116+45.00%Social Signal Score
Mentions (2)
- Newsseekingalpha.com·5h ago·Positive
Intesa Sanpaolo Upgraded As A Bet On Growth And Quality Among EU Banks Intesa Sanpaolo is upgraded to a buy, driven by strong competitive positioning, robust ROE, and diversified international operations. Intesa demonstrates durable earnings, favorable margins, and balance sheet strength, with improving loan risk trends and investment-grade credit ratings. Dividend yield and growth outpace most peers, making this bank a compelling high-yield, dividend-growth play despite modest overvaluation.
View source ↗ - Newsreuters.com·10d ago·Negative
Intesa sees no impact on MPS takeover offer from Consob requests or defence bids, source says Intesa Sanpaolo does not expect its buyout offer for Monte dei Paschi di Siena to be hampered by defence bids mounted by its takeover target or by clarifications sought by Italy's markets watchdog, a person close to the matter said.
View source ↗
Earnings
Fri, Oct 30(in 7 weeks)
Consensus estimate $0.17 per share
Typical surprise +10.2% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.18 vs $0.16beat
- Fri, May 8$0.18 vs $0.17beat
- Tue, Feb 3$0.12 vs $0.11beat
- Wed, Oct 29$0.13 vs $0.16miss
- Mon, Jun 30$0.17 vs $0.16beat
- Tue, May 6$0.16 vs $0.15beat
Estimates and results for IITSF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
No disclosed congressional trades in IITSF.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.