Price
$7.94-4.11%Social Signal Score
Analyst Ratings
13 analystsRevenue
$99.14B+90.89%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Milton Maluhy Filho
- Sector
- Financial Services
- Industry
- Banks
- Employees
- 99,600
- Beta
- 0.16
- Country
- BR
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.27
Financials
Revenue
$99.14B+90.9%Net Income
$12.25B+120.3%EBITDA
$15.90B+99.3%Free Cash Flow
$71.30B+319.2%EPS (diluted)
$1.09+91.2%Shares Outstanding (diluted)
11.15B+3.4%Operating Expenses
$10.15BCash & Debt
$393.01BReturn of Capital
$4.89BDividend per Share
$0.00Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $384.58B | $44.86B | $3.97 |
| 2024 | $325.85B | $41.09B | $3.78 |
| 2023 | $306.63B | $33.10B | $3.05 |
| 2022 | $253.12B | $29.21B | $2.98 |
| 2021 | $191.49B | $26.76B | $2.74 |
| 2020 | $173.58B | $18.90B | $1.54 |
| 2019 | $188.39B | $27.11B | $2.78 |
| 2018 | $170.74B | $24.91B | $2.56 |
| 2017 | $184.21B | $23.19B | $2.45 |
| 2016 | $209.71B | $21.63B | $2.38 |
| 2015 | $162.65B | $25.74B | $2.61 |
| 2014 | $160.07B | $21.55B | $2.17 |
| 2013 | $122.76B | $16.42B | $1.66 |
| 2012 | $124.63B | $12.63B | $1.27 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from ITUB's reported EPS growth of 9.2% a year over 13 years.
- EPS in 5 years
- $6.29
- Implied price
- $62.88
- Return from $10.05
- 44.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $31.26 — today's price is already 67.9% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -0.8% | 18.4% | 25.4% | 31.1% | 36.0% | 40.2% |
| 4.2% | 24.3% | 31.7% | 37.7% | 42.8% | 47.3% |
| 9.2% | 30.3% | 38.0% | 44.3% | 49.7% | 54.3% |
| 14.2% | 36.3% | 44.3% | 50.9% | 56.5% | 61.4% |
| 19.2% | 42.2% | 50.6% | 57.5% | 63.4% | 68.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+0.00%Social Signal Score
Mentions (3)
- Newszacks.com·4d ago·Neutral
Banco Itau (ITUB) Stock Jumps 5.4%: Will It Continue to Soar? Banco Itau (ITUB) saw its shares surge in the last session with trading volume being higher than average. The latest trend in earnings estimate revisions may not translate into further price increase in the near term.
View source ↗ - Newszacks.com·39d ago·Neutral
Will ITUB's U.S. Bank Charter Expand Its Wealth Banking Franchise? Itau Unibanco's U.S. bank charter approval is set to expand its Miami wealth franchise by broadening banking services for affluent Latin American clients.
View source ↗ - Newsmarketbeat.com·59d ago·Neutral
Itau Unibanco Q2 Earnings Call Highlights Itau Unibanco NYSE: ITUB reported recurring net income of BRL 12.4 billion for the second quarter of 2026, up 7.8% from a year earlier and 1% from the prior quarter, as loan growth, client net interest income and expense discipline supported profitability.
View source ↗
Earnings
Tue, Nov 3(in 4 weeks)
Consensus estimate $0.22 per share
Typical surprise -4.5% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 4$0.21 vs $0.22miss
- Tue, May 5$0.20 vs $0.22miss
- Wed, Feb 4$0.17 vs $0.20miss
- Tue, Nov 4$0.18 vs $0.18beat
- Tue, Aug 5$0.18 vs $0.18beat
- Thu, May 8$0.18 vs $0.16beat
Estimates and results for ITUB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ITUB officers and directors.
- Bought
- —
- Sold
- $3.8m
0 trades
6 trades
- Orestes Vanzo Carlossold
- Orestes Vanzo Carlossold
- Guillinet Fajerman Sergiosold
- Guillinet Fajerman Sergiosold
- Guillinet Fajerman Sergiosold
- Teixeira Rodrigues Andre Luissold
51 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Josh S. Gottheimerhouse · NJ05 · disclosed Jan 10, 2022 (20d later)Sell$1,001 - $15,000
- Peter Meijerhouse · MI03 · disclosed Mar 16, 2021 (27d later)Sell$15,001 - $50,000
- Peter Meijerhouse · MI03 · disclosed Feb 23, 2021 (26d later)Sell$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Jul 9, 2020 (37d later)Buy$1,001 - $15,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Jul 9, 2020 (36d later)Buy$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Jun 25, 2020 (20d later)Buy$100,001 - $250,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (437d later)Buy$1,001 - $15,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (409d later)Sell$1,001 - $15,000
- Donna Shalalahouse · FL27 · disclosed Apr 27, 2020 (308d later)Sell$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Feb 14, 2020 (32d later)Sell$15,001 - $50,000
- Greg Gianfortehouse · MT00 · disclosed Apr 9, 2019 (19d later)Sell$50,001 - $100,000
- Josh S. Gottheimerhouse · NJ05 · disclosed Apr 5, 2019 (21d later)Sell$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.