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JCAP Jefferson Capital, Inc. Common Stock

NASDAQ Global Select · Financial - Credit Services · Financial Services

$24.00
+2.39 (+11.06%)

Jefferson Capital, Inc. is a company that specializes in financial recovery and debt resolution services, operating across the United States, the United Kingdom, Canada, and Latin America. Its primary business involves acquiring large bundles of consumer debt that have previously been written off by original lenders. These portfolios of defaulted accounts are purchased at significantly reduced pri…

Market Cap: $1.48Bwww.jcap.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

113
113
Aug 13Aug 13

Quote

Day Range
$21.98 – $24.28
52-Week Range
$15.50 – $24.28
Volume
$1.48M
Market Cap
$1.48B
50-Day Avg
$18.93
200-Day Avg
$20.16
Prev Close
$21.61
Open
$23.05

Valuation & Ratios

P/E Ratio
3.57
EPS
$6.26
P/B Ratio
1.41
P/S Ratio
1.09
Debt/Equity
3.60
Current Ratio
0.20
Dividend Yield
+9.5%
Gross Margin
+67.8%

Returns & Efficiency

Return on Equity
+39.5%
Return on Assets
+9.0%
FCF Yield
+39.9%
EV/EBITDA
7.09

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$613.29M$187.97M$6.26
2024$433.30M$105.30M$1.81
2023$323.07M$111.52M$1.91
2019$45.09M$44.41M$2.06
2018$31.21M$54.37M$3.14

Social Signal Score

64
5d
65
3 mentions
30d
64
3 mentions
60d
64
3 mentions
90d
64
3 mentions
news: 3

Earnings

Thu, Nov 12(in 3 months)

Consensus estimate $0.69 per share

3of 7 quarters beat consensus

Typical surprise -1.9% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Aug 13$0.67 vs $0.68miss
  • Thu, Jun 11$0.68 vs $0.80miss
  • Thu, May 14$0.61 vs $0.70miss
  • Thu, Nov 13$0.74 vs $0.64beat
  • Thu, Aug 14$0.81 vs $0.88miss
  • Fri, May 23$0.97 vs $0.83beat

Estimates and results for JCAP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from JCAP's reported EPS growth of 18.8% a year over 4 years.

EPS in 5 years
$14.82
Implied price
$59.28
Return from $24.00
19.8% a year

To earn 15.0% a year on these assumptions you'd need to buy at $29.47 — today's price is already 18.6% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E02468
8.8%-4.5%9.7%19.0%26.1%
13.8%-0.1%14.8%24.5%31.8%
18.8%4.3%19.8%29.9%37.6%
23.8%8.7%24.9%35.4%43.4%
28.8%13.1%29.9%40.9%49.2%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (3)

  • Newsseekingalpha.com·1d ago·Positive

    Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript

    View source ↗
  • Newszacks.com·1d ago·Positive

    Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates Jefferson Capital, Inc. (JCAP) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.81 per share a year ago.

    View source ↗
  • Newsglobenewswire.com·1d ago·Neutral

    Jefferson Capital Reports Second Quarter 2026 Results Collections Grow 18% to $300.9 Million and Deployments grow 21% to $152.2 Million Estimated Remaining Collections (“ERC”) up 18% to $3.4 Billion Pre-tax Income of $53.3 Million with Net Income of $41.3 Million and EPS of $0.67 Adjusted Pre-tax Income of $59.3 Million with Adjusted Net Income of $47.3 Million and Adjusted EPS of $0.77 Board of Directors Declares Quarterly Cash Dividend of $0.24 per Share

    View source ↗