Price
No data yet.
Social Signal Score
Analyst Ratings
10 analystsRevenue
$177.54M+122341.38%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- David Burton
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 1,120
- Beta
- -0.13
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 1.36
Financials
Revenue
$177.54M+122341.4%Net Income
$41.30MEBITDA
$84.55MFree Cash Flow
$42.72MEPS (diluted)
$0.67Shares Outstanding (diluted)
55.55M+836.2%Operating Expenses
$30.44MCash & Debt
$20.41MReturn of Capital
$29.59MRevenue by Segment (annual)
$501.08MDividend per Share
$0.24Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $613.29M | $187.97M | $6.26 |
| 2024 | $433.30M | $105.30M | $1.81 |
| 2023 | $323.07M | $111.52M | $1.91 |
| 2019 | $45.09M | $44.41M | $2.06 |
| 2018 | $31.21M | $54.37M | $3.14 |
| 2017 | $12.19M | $14.56M | $1.22 |
| 2016 | $6.53M | $16.02M | $2.64 |
| 2015 | $1.74M | $-2.94M | $-0.65 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $9.20
- Implied price
- $36.81
- Return from $19.67
- 13.4% a year
To earn 15.0% a year on these assumptions you'd need to buy at $18.30 — -7.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 0 | 2 | 4 | 6 | 8 |
|---|---|---|---|---|---|
| -2.0% | — | -10.5% | 2.9% | 11.5% | 18.1% |
| 3.0% | — | -5.9% | 8.1% | 17.2% | 24.2% |
| 8.0% | — | -1.3% | 13.4% | 22.9% | 30.2% |
| 13.0% | — | 3.2% | 18.6% | 28.6% | 36.2% |
| 18.0% | — | 7.8% | 23.8% | 34.3% | 42.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
30-81.63%Social Signal Score
Mentions (5)
- Newsglobenewswire.com·48d ago·Negative
Jefferson Capital Announces Pricing of $100 Million of Senior Notes due 2030 MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the pricing of an offering (the “Offering”) of $100 million aggregate principal amount of 8.250% senior notes due 2030 (the “Add-On Notes”) by Jefferson Capital Holdings, LLC (the “Issuer”), its indirect wholly-owned subsidiary. The Add-On Notes will initially be fully and unconditionally guarante…
View source ↗ - Newsglobenewswire.com·49d ago·Negative
Jefferson Capital Announces Proposed Private Offering of Senior Notes MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the launch of an offering (the “Offering”) of $100 million in aggregate principal amount of senior notes due 2030 (the “Add-On Notes”) by Jefferson Capital Holdings, LLC (the “Issuer”), its indirect wholly-owned subsidiary. The Add-On Notes will be initially fully and unconditionally guaranteed on a seni…
View source ↗ - Newsseekingalpha.com·53d ago·Positive
Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript
View source ↗ - Newszacks.com·53d ago·Positive
Jefferson Capital, Inc. (JCAP) Surpasses Q2 Earnings and Revenue Estimates Jefferson Capital, Inc. (JCAP) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.81 per share a year ago.
View source ↗ - Newsglobenewswire.com·53d ago·Neutral
Jefferson Capital Reports Second Quarter 2026 Results Collections Grow 18% to $300.9 Million and Deployments grow 21% to $152.2 Million Estimated Remaining Collections (“ERC”) up 18% to $3.4 Billion Pre-tax Income of $53.3 Million with Net Income of $41.3 Million and EPS of $0.67 Adjusted Pre-tax Income of $59.3 Million with Adjusted Net Income of $47.3 Million and Adjusted EPS of $0.77 Board of Directors Declares Quarterly Cash Dividend of $0.24 per Share
View source ↗
Earnings
Thu, Nov 12(in 5 weeks)
Consensus estimate $0.70 per share
Typical surprise -1.9% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 13$0.67 vs $0.68miss
- Thu, Jun 11$0.68 vs $0.80miss
- Thu, May 14$0.61 vs $0.70miss
- Thu, Nov 13$0.74 vs $0.64beat
- Thu, Aug 14$0.81 vs $0.88miss
- Fri, May 23$0.97 vs $0.83beat
Estimates and results for JCAP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by JCAP officers and directors.
- Bought
- $255k
- Sold
- $363.2m
13 trades
13 trades
- Person Penelope Joannsold
- Zellmann Mark Josephsold
- Burton David M.sold
- Jcf Iv Jcap Holding L.p.sold
- J.c. Flowers Iv L.p.sold
- J.c. Flowers Iv L.p.sold
- Burton David M.sold
- Decker Mark O.bought
74 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in JCAP.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.