Price
No data yet.
Social Signal Score
Analyst Ratings
1 analystRevenue
$736.88M-4.31%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Dinggui Yan
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 1,155
- Beta
- 0.89
- Country
- CN
- Piotroski score
- 3 / 9 (Weak)
- Altman Z-score
- 1.05
Financials
Revenue
$736.88M-4.3%Net Income
$-183.55M-228.1%EBITDA
$-217.77M-199.2%Free Cash Flow
$0.00-100.0%EPS (diluted)
$-3.48-221.3%Shares Outstanding (diluted)
52.40M+4.8%Operating Expenses
$382.88MCash & Debt
$503.99MRevenue by Segment (annual)
$3.27BDividend per Share
$0.80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $865.58M | $213.64M | $4.16 |
| 2024 | $5.80B | $1.06B | $19.88 |
| 2023 | $5.47B | $1.30B | $24.24 |
| 2022 | $3.27B | $1.18B | $21.92 |
| 2021 | $1.78B | $472.09M | $8.72 |
| 2020 | $1.30B | $252.88M | $4.68 |
| 2019 | $2.23B | $527.75M | $10.04 |
| 2018 | $2.88B | $611.76M | $12.24 |
| 2017 | $2.25B | $539.54M | $10.79 |
| 2016 | $591.10M | $-389.75M | $-7.80 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $6.10
- Implied price
- $61.04
- Return from $1.31
- 115.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $30.35 — today's price is already 95.7% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -2.0% | 76.6% | 87.1% | 95.6% | 102.9% | 109.3% |
| 3.0% | 85.7% | 96.7% | 105.6% | 113.3% | 119.9% |
| 8.0% | 94.7% | 106.2% | 115.6% | 123.6% | 130.6% |
| 13.0% | 103.7% | 115.7% | 125.6% | 134.0% | 141.3% |
| 18.0% | 112.7% | 125.3% | 135.6% | 144.3% | 152.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
150+200.00%Social Signal Score
Mentions (5)
- Newsseekingalpha.com·39d ago·Positive
Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript Jiayin Group Inc. (JFIN) Q2 2026 Earnings Call Transcript
View source ↗ - Newsmarketbeat.com·39d ago·Negative
Jiayin Group Q2 Earnings Call Highlights Jiayin Group NASDAQ: JFIN reported sharply lower second-quarter results as tighter industry liquidity and its own business restructuring reduced transaction volume, while the company expanded overseas operations and continued investing in technology and artificial intelligence capabilities.
View source ↗ - Newsglobenewswire.com·39d ago·Neutral
Jiayin Group Inc. Reports Second Quarter 2026 Unaudited Financial Results SHANGHAI, Aug. 28, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today announced its unaudited financial results for the second quarter ended June 30, 2026.
View source ↗ - Newsglobenewswire.com·46d ago·Neutral
…2026 Unaudited Financial Results on Friday, August 28, 2026 SHANGHAI, China, Aug. 21, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. ("Jiayin" or the "Company") (NASDAQ: JFIN), a leading fintech platform in China, today announced that it will release its unaudited financial results for the second quarter of 2026 before the U.S. market opens on Friday, August 28, 2026. The Company will conduct a conference call to discuss its financial results on Friday, August 28, 2026 at 8:00 AM U.S. Eastern Time (…
View source ↗ - Newsglobenewswire.com·47d ago·Neutral
Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report SHANGHAI, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today published its 2025 Environmental, Social, and Governance (ESG) Report. This publication, the Company's fifth ESG report, highlights Jiayin's ongoing commitment to corporate sustainability, ethical business practices, and transparent governance.
View source ↗
Earnings
Wed, Nov 25(in 7 weeks)
Consensus estimate $0.17 per share
Typical surprise +166.8% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Aug 28$-0.13 vs $0.17miss
- Tue, Jun 23$-0.16 vs $0.17miss
- Tue, Mar 31$0.28 vs $0.17beat
- Tue, Nov 25$1.04 vs $0.31beat
- Wed, Aug 20$1.36 vs $0.37beat
- Wed, Jun 4$1.40 vs $0.35beat
Estimates and results for JFIN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by JFIN officers and directors.
No open-market trades in the recent filings. All 12 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
12 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in JFIN.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.