Price
No data yet.
Social Signal Score
Revenue
$752.10M+52.81%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Dinggui Yan
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 1,155
- Beta
- 0.91
- Country
- CN
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 1.75
Financials
Revenue
$752.10M+52.8%Net Income
$-61.28M-148.3%EBITDA
$-68.22M-143.9%Free Cash Flow
$0.00-100.0%EPS (diluted)
$-1.16-149.4%Shares Outstanding (diluted)
52.33M-3.1%Operating Expenses
$384.25MCash & Debt
$430.28MRevenue by Segment (annual)
$3.27BDividend per Share
$0.80Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $865.58M | $213.64M | $4.16 |
| 2024 | $5.80B | $1.06B | $19.88 |
| 2023 | $5.47B | $1.30B | $24.24 |
| 2022 | $3.27B | $1.18B | $21.92 |
| 2021 | $1.78B | $472.09M | $8.76 |
| 2020 | $1.30B | $252.88M | $4.68 |
| 2019 | $2.23B | $527.75M | $10.04 |
| 2018 | $2.88B | $611.76M | $12.24 |
| 2017 | $2.25B | $539.54M | $10.79 |
| 2016 | $591.10M | $-389.75M | $-7.80 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $6.10
- Implied price
- $61.04
- Return from $2.40
- 91.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $30.35 — today's price is already 92.1% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -2.0% | 56.5% | 65.8% | 73.3% | 79.8% | 85.4% |
| 3.0% | 64.5% | 74.2% | 82.2% | 88.9% | 94.9% |
| 8.0% | 72.5% | 82.7% | 91.0% | 98.1% | 104.3% |
| 13.0% | 80.5% | 91.1% | 99.9% | 107.3% | 113.8% |
| 18.0% | 88.4% | 99.6% | 108.7% | 116.5% | 123.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsglobenewswire.com·5h ago·Neutral
Jiayin Group Inc. Releases 2025 Environmental, Social and Governance (ESG) Report SHANGHAI, Aug. 20, 2026 (GLOBE NEWSWIRE) -- Jiayin Group Inc. (“Jiayin” or the “Company”) (NASDAQ: JFIN), a leading fintech platform in China, today published its 2025 Environmental, Social, and Governance (ESG) Report. This publication, the Company's fifth ESG report, highlights Jiayin's ongoing commitment to corporate sustainability, ethical business practices, and transparent governance.
View source ↗
Earnings
Thu, Aug 20(today)
Consensus estimate $0.17 per share
Typical surprise +166.8% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jun 23$-0.16 vs $0.17miss
- Tue, Mar 31$0.28 vs $0.17beat
- Tue, Nov 25$1.04 vs $0.31beat
- Wed, Aug 20$1.36 vs $0.37beat
- Wed, Jun 4$1.40 vs $0.35beat
- Thu, Mar 27$0.72 vs $0.27beat
Estimates and results for JFIN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by JFIN officers and directors.
No open-market trades in the recent filings. All 12 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
12 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.