Price
$28.51-1.89%Social Signal Score
Analyst Ratings
12 analystsRevenue
$1.09B+70.55%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Stephen J. McAnena
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 7,350
- Beta
- 1.03
- Country
- US
- Piotroski score
- 4 / 9 (Middling)
- Altman Z-score
- 0.51
Financials
Revenue
$1.09B+70.5%Net Income
$-464.80MEBITDA
$-434.90MFree Cash Flow
$97.00M+99.2%EPS (diluted)
$-7.90Shares Outstanding (diluted)
58.87M+15.1%Operating Expenses
$0.00Cash & Debt
$351.70Return of Capital
$37.60MRevenue by Segment (annual)
$4.53BDividend per Share
$0.32Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $4.80B | $143.30M | $2.31 |
| 2024 | $4.63B | $317.80M | $4.95 |
| 2023 | $4.95B | $-272.10M | $-4.25 |
| 2022 | $5.45B | $-286.60M | $-4.49 |
| 2021 | $5.61B | $-123.70M | $-1.88 |
| 2020 | $5.18B | $409.90M | $6.24 |
| 2019 | $5.02B | $531.10M | $8.04 |
| 2018 | $3.69B | $190.10M | $3.27 |
| 2017 | $2.67B | $120.90M | $2.34 |
| 2016 | $2.52B | $16.80M | $0.33 |
| 2015 | $2.34B | $85.70M | $1.65 |
| 2014 | $2.20B | $114.50M | $2.12 |
| 2013 | $2.43B | $217.70M | $3.81 |
| 2012 | $2.46B | $103.40M | $1.75 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from KMPR's reported EPS growth of 2.2% a year over 13 years.
- EPS in 5 years
- $2.58
- Implied price
- $46.38
- Return from $25.67
- 12.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $23.06 — -10.2% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -7.8% | -6.4% | -2.1% | 1.5% | 4.7% | 7.6% |
| -2.8% | -1.3% | 3.2% | 7.1% | 10.4% | 13.4% |
| 2.2% | 3.8% | 8.5% | 12.6% | 16.1% | 19.2% |
| 7.2% | 8.9% | 13.8% | 18.1% | 21.8% | 25.1% |
| 12.2% | 13.9% | 19.1% | 23.6% | 27.4% | 30.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
110+37.50%Social Signal Score
Mentions (3)
- Newsbusinesswire.com·11d ago·Positive
…emper Establishes Enterprise Distribution & Marketing Organization and Announces Business Leadership Appointments CHICAGO--(BUSINESS WIRE)--Kemper Corporation (NYSE: KMPR) today announced the formation of an enterprise Distribution & Marketing organization and leadership appointments in its P&C and Life businesses. Together, these actions support Kemper's strategic priorities by aligning leadership and capabilities in areas central to performance and long-term profitable growth. The new Distribu…
View source ↗ - Newsbusinesswire.com·24d ago·Neutral
…er Credit Ratings (Long-Term ICRs) of “a-” (Excellent) of the property/casualty subsidiaries and affiliated insurance companies of Kemper Corporation (Kemper) [NYSE: KMPR], collectively referred to as Kemper Property & Casualty Group (Kemper P&C or the group). AM Best also has revised the outlooks to negative fro.
View source ↗ - Newsmarketbeat.com·58d ago·Negative
Kemper Q2 Earnings Call Highlights Kemper NYSE: KMPR reported a second-quarter net loss of $464.8 million, or $7.90 per share, as a $460 million non-cash goodwill impairment in its specialty auto segment weighed on GAAP results. Adjusted consolidated net operating income was $26.3 million, or $0.45 per share, as the insurer cited sequential improvement in underlying operating performance.
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $0.55 per share
Typical surprise -14.5% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 5$0.45 vs $0.34beat
- Wed, May 6$0.21 vs $0.81miss
- Wed, Feb 4$0.25 vs $0.85miss
- Wed, Nov 5$0.33 vs $1.33miss
- Tue, Aug 5$1.30 vs $1.52miss
- Wed, May 7$1.65 vs $1.48beat
Estimates and results for KMPR via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by KMPR officers and directors.
- Bought
- $1.9m
- Sold
- $17k
13 trades
1 trade
- Mcanena Stephen Jbought
- Evans Carl Thomas Jr.bought
- Camden Bradley Tbought
- Laderman Geraldbought
- Gorevic Jason Nbought
- Mckinney Suzet Msold
- Parker Stuart B.bought
- Laderman Geraldbought
86 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Greg Gianfortehouse · MT00 · disclosed Sep 2, 2020 (23d later)Sell$15,001 - $50,000
- Greg Gianfortehouse · MT00 · disclosed Sep 2, 2020 (22d later)Sell$15,001 - $50,000
- Greg Gianfortehouse · MT00 · disclosed Sep 2, 2020 (22d later)Sell$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Feb 7, 2020 (29d later)Buy$250,001 - $500,000
- Greg Gianfortehouse · MT00 · disclosed Dec 31, 2019 (22d later)Sell$250,001 - $500,000
- Greg Gianfortehouse · MT00 · disclosed Mar 6, 2019 (42d later)Buy$250,001 - $500,000
- Greg Gianfortehouse · MT00 · disclosed Jan 23, 2019 (33d later)Sell$100,001 - $250,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.