Price
No data yet.
Social Signal Score
Revenue
$548.52M+232.67%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Michael Kehoe
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 716
- Beta
- 0.89
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 2.17
Financials
Revenue
$548.52M+232.7%Net Income
$175.87M+380.2%EBITDA
$223.13M+385.9%Free Cash Flow
$239.12M+127.5%EPS (diluted)
$7.72+385.5%Shares Outstanding (diluted)
22.79M-1.2%Operating Expenses
$93.17MCash & Debt
$210.51MReturn of Capital
$106.24MDividend per Share
$0.25Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.87B | $503.61M | $21.76 |
| 2024 | $1.59B | $414.84M | $17.92 |
| 2023 | $1.22B | $308.09M | $13.37 |
| 2022 | $838.80M | $159.11M | $6.97 |
| 2021 | $653.47M | $152.66M | $6.73 |
| 2020 | $459.89M | $88.42M | $3.96 |
| 2019 | $315.89M | $63.32M | $2.94 |
| 2018 | $222.11M | $33.79M | $1.60 |
| 2017 | $186.78M | $24.90M | $1.19 |
| 2016 | $141.62M | $26.17M | $1.26 |
| 2015 | $80.60M | $22.27M | $1.06 |
| 2014 | $63.68M | $12.97M | $0.62 |
| 2013 | $48.48M | $12.27M | $0.59 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from KNSL's reported EPS growth of 35.1% a year over 12 years. Historical EPS growth of 35% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $80.81
- Implied price
- $1,455
- Return from $383.36
- 30.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $723.16 — today's price is already 47.0% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| 20.0% | 11.1% | 16.2% | 20.5% | 24.3% | 27.7% |
| 25.0% | 15.8% | 21.0% | 25.5% | 29.5% | 33.0% |
| 30.0% | 20.4% | 25.9% | 30.6% | 34.7% | 38.3% |
| 35.0% | 25.0% | 30.7% | 35.6% | 39.8% | 43.6% |
| 40.0% | 29.7% | 35.6% | 40.6% | 45.0% | 48.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
125Social Signal Score
Mentions (1)
- Newszacks.com·6h ago·Positive
KNSL Gains 19.6% in Three Months: What Investors Should Know? Kinsale Capital prioritizes profitability over premium growth, delivering strong underwriting results despite soft E&S market conditions.
View source ↗
Earnings
Thu, Oct 22(in 2 months)
Consensus estimate $4.94 per share
Typical surprise +9.2% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$5.54 vs $5.11beat
- Thu, Apr 23$5.11 vs $4.66beat
- Thu, Feb 12$5.81 vs $5.30beat
- Thu, Oct 23$5.21 vs $4.79beat
- Thu, Jul 24$4.78 vs $4.41beat
- Thu, Apr 24$3.71 vs $3.15beat
Estimates and results for KNSL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by KNSL officers and directors.
- Bought
- $1.1m
- Sold
- $17.4m
15 trades
29 trades
- Tangard Christopher R.bought
- Allibhai Salmaan K.sold
- Kehoe Michael Psold
- Kehoe Michael Psold
- Kehoe Michael Psold
- Kehoe Michael Psold
- Kehoe Michael Psold
- Kehoe Michael Psold
56 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.