Price (90d)
$19.87Signal Score (90d)
100Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $124.24M | $23.12M | $1.64 |
| 2024 | $125.42M | $13.49M | $0.97 |
| 2023 | $95.01M | $12.63M | $1.10 |
| 2022 | $80.04M | $22.13M | $1.93 |
| 2021 | $75.99M | $20.97M | $1.66 |
Social Signal Score
Earnings
Wed, Oct 28(in 2 months)
Consensus estimate $0.47 per share
Typical surprise +7.9% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 16$0.53 vs $0.44beat
- Wed, Apr 22$0.31 vs $0.35miss
- Thu, Jan 29$0.40 vs $0.44miss
- Wed, Oct 22$0.49 vs $0.42beat
- Tue, Jul 22$0.41 vs $0.38beat
- Tue, Apr 22$0.33 vs $0.35miss
Estimates and results for LCNB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from LCNB's reported EPS growth of -0.3% a year over 4 years.
- EPS in 5 years
- $1.62
- Implied price
- $16.17
- Return from $19.85
- -4.0% a year
To earn 15.0% a year on these assumptions you'd need to buy at $8.04 — -59.5% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| -10.3% | -22.0% | -17.4% | -13.6% | -10.4% | -7.6% |
| -5.3% | -17.7% | -12.8% | -8.8% | -5.4% | -2.5% |
| -0.3% | -13.3% | -8.2% | -4.0% | -0.5% | 2.7% |
| 4.7% | -9.0% | -3.6% | 0.8% | 4.5% | 7.8% |
| 9.7% | -4.6% | 1.0% | 5.6% | 9.5% | 13.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newsseekingalpha.com·7d ago·Neutral
LCNB Corp.: Impressive Q2 2026 Results LCNB Corp. delivered record Q2 2026 net interest income and EPS, with shares up 36% year-over-year yet still trading at a forward P/E discount to peers. LCNB's robust 11.62% CET1 ratio and 1.34% return on assets underscore strong capitalization and operational efficiency above industry benchmarks. Wealth management AUM hit a record $1.7bn (+15.3% yoy), and Columbus market expansion is positioned as a key forward growth driver.
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