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LX LexinFintech Holdings Ltd.

NASDAQ · Financial - Credit Services · Financial Services

$1.36
-0.07 (-4.90%)

LexinFintech Holdings Ltd., together with its subsidiaries, offers online direct sales and online consumer finance services in the People’s Republic of China. The company provides Fenqile, an online consumer finance platform that offers installment purchase and personal installment loans, as well as online direct sales of electronic, home appliance, and general merchandise products with installmen…

Market Cap: $229.38Mwww.lexin.com

Price (90d)

No price history yet — the daily price refresh runs once a day.

Signal Score (90d)

80
80
Aug 17Aug 17

Quote

Day Range
$1.34 – $1.43
52-Week Range
$1.34 – $6.93
Volume
$3.92M
Market Cap
$229.38M
50-Day Avg
$1.73
200-Day Avg
$2.58
Prev Close
$1.43
Open
$1.43

Valuation & Ratios

P/E Ratio
2.37
EPS
$9.63
P/B Ratio
0.32
P/S Ratio
0.30
Debt/Equity
0.40
Current Ratio
4.10
Dividend Yield
+9.9%
Gross Margin
+72.3%

Returns & Efficiency

Return on Equity
+13.6%
Return on Assets
+7.0%
FCF Yield
+84.2%
EV/EBITDA
2.03

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$12.79B$1.63B$9.64
2024$14.20B$1.10B$6.64
2023$13.06B$1.07B$6.48
2022$9.87B$819.75M$4.72
2021$11.38B$2.33B$12.66

Social Signal Score

30
5d
31
1 mentions
30d
30
1 mentions
60d
30
1 mentions
90d
30
1 mentions
news: 1

Earnings

Tue, Sep 1(in 2 weeks)

1of 1 quarters beat consensus

Typical surprise +100.4% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Aug 7$0.40 vs $0.20beat

Estimates and results for LX via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by LX officers and directors.

No open-market trades in the recent filings. All 23 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.

23 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from LX's reported EPS growth of -6.6% a year over 4 years.

EPS in 5 years
$6.84
Implied price
$123.16
Return from $1.36
146.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $61.23 — today's price is already 97.8% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1215182124
-16.6%102.8%112.0%119.9%126.8%132.9%
-11.6%114.9%124.7%133.1%140.4%146.9%
-6.6%127.1%137.4%146.3%154.0%160.8%
-1.6%139.2%150.1%159.4%167.6%174.8%
3.4%151.4%162.9%172.6%181.2%188.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsglobenewswire.com·6h ago·Negative

    LexinFintech Holdings Ltd. to Report Second Quarter 2026 Unaudited Financial Results on August 31, 2026 (Beijing time) SHENZHEN, China, Aug. 17, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2026, before the U.S. market opens on August 31, 2026.

    View source ↗