Price
No data yet.
Social Signal Score
Analyst Ratings
12 analystsRevenue
$3.21B+200.72%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Wen Jie Xiao
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 7,169
- Beta
- 0.84
- Country
- CN
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 1.84
Financials
Revenue
$3.21B+200.7%Net Income
$101.03MEBITDA
$185.16M+240.3%Free Cash Flow
$0.00-100.0%EPS (diluted)
$0.60Shares Outstanding (diluted)
166.71M+201.3%Operating Expenses
$601.00MCash & Debt
$2.45BReturn of Capital
$0.00Revenue by Segment (annual)
$1.65BDividend per Share
$0.19Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $12.79B | $1.63B | $9.64 |
| 2024 | $14.20B | $1.10B | $6.64 |
| 2023 | $13.06B | $1.07B | $6.48 |
| 2022 | $9.87B | $819.75M | $4.72 |
| 2021 | $11.38B | $2.33B | $12.66 |
| 2020 | $11.65B | $594.98M | $3.26 |
| 2019 | $10.60B | $2.29B | $12.90 |
| 2018 | $7.60B | $1.98B | $10.90 |
| 2017 | $5.58B | $240.35M | $1.46 |
| 2016 | $4.34B | $-117.94M | $-0.78 |
| 2015 | $2.52B | $-310.19M | $-5.60 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $14.14
- Implied price
- $254.60
- Return from $0.68
- 227.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $126.58 — today's price is already 99.5% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -2.0% | 174.0% | 186.5% | 197.2% | 206.5% | 214.8% |
| 3.0% | 188.0% | 201.1% | 212.3% | 222.1% | 230.8% |
| 8.0% | 202.0% | 215.8% | 227.5% | 237.7% | 246.9% |
| 13.0% | 215.9% | 230.4% | 242.6% | 253.4% | 262.9% |
| 18.0% | 229.9% | 245.0% | 257.8% | 269.0% | 279.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
143+377.78%Social Signal Score
Mentions (5)
- Newsseekingalpha.com·35d ago·Positive
LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript LexinFintech Holdings Ltd. (LX) Q2 2026 Earnings Call Transcript
View source ↗ - Newsmarketbeat.com·35d ago·Negative
LexinFintech Q2 Earnings Call Highlights LexinFintech NASDAQ: LX reported second-quarter net income of CNY101 million as tighter funding conditions and broader industry risk concerns pressured its loan facilitation operations. Management said recent risk events involving certain industry peers prompted funding providers to tighten or suspend supply across the sector, affecting new loan originations and increasing uncertainty around asset quality.
View source ↗ - Newsglobenewswire.com·36d ago·Negative
LexinFintech Holdings Ltd. Reports Second Quarter 2026 Unaudited Financial Results SHENZHEN, China, Aug. 31, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced its unaudited financial results for the quarter ended June 30, 2026.
View source ↗ - Newsseekingalpha.com·48d ago·Neutral
… Inflection Points LexinFintech faces low investor expectations ahead of Q2 2026 results, with topline growth offset by earnings pressure and asset quality concerns. LX's shift toward non-consumer finance and ecosystem businesses now comprises over half of total volume, but rising delinquency rates and net margin contraction remain critical risks. Trading at just 1.3x 2027E forward earnings, LX's valuation reflects macro headwinds, deteriorating fundamentals, and limited visibility for either a …
View source ↗ - Newsglobenewswire.com·50d ago·Negative
LexinFintech Holdings Ltd. to Report Second Quarter 2026 Unaudited Financial Results on August 31, 2026 (Beijing time) SHENZHEN, China, Aug. 17, 2026 (GLOBE NEWSWIRE) -- LexinFintech Holdings Ltd. (“Lexin” or the “Company”) (NASDAQ: LX), a leading technology-empowered personal financial service enabler in China, today announced that it will report its unaudited financial results for the second quarter ended June 30, 2026, before the U.S. market opens on August 31, 2026.
View source ↗
Earnings
Mon, Nov 30(in 8 weeks)
Typical surprise +100.4% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 7$0.40 vs $0.20beat
Estimates and results for LX via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by LX officers and directors.
No open-market trades in the recent filings. All 26 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
26 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in LX.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.