Price (90d)
No price history yet — the daily price refresh runs once a day.
Signal Score (90d)
118Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $65.00B | $4.66B | $0.27 |
| 2024 | $37.61B | $4.42B | $0.25 |
| 2023 | $33.95B | $5.46B | $0.30 |
| 2022 | $20.77B | $3.83B | $0.20 |
| 2021 | $18.71B | $5.78B | $0.30 |
Social Signal Score
Earnings
Thu, Oct 29(in 2 months)
Consensus estimate $0.15 per share
Typical surprise +9.1% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 30$0.13 vs $0.14miss
- Wed, Apr 29$0.13 vs $0.11beat
- Thu, Jan 29$0.12 vs $0.11beat
- Thu, Oct 23$0.05 vs $0.12miss
- Thu, Jul 24$0.14 vs $0.10beat
- Thu, May 1$0.11 vs $0.08beat
Estimates and results for LYG via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from LYG's reported EPS growth of -2.6% a year over 4 years.
- EPS in 5 years
- $0.27
- Implied price
- $3.83
- Return from $6.21
- -9.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $1.90 — -69.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 10 | 12 | 14 | 16 | 18 |
|---|---|---|---|---|---|
| -12.6% | -23.9% | -21.0% | -18.6% | -16.4% | -14.4% |
| -7.6% | -19.5% | -16.5% | -13.9% | -11.6% | -9.5% |
| -2.6% | -15.1% | -12.0% | -9.2% | -6.8% | -4.6% |
| 2.4% | -10.8% | -7.5% | -4.6% | -2.0% | 0.3% |
| 7.4% | -6.4% | -3.0% | 0.1% | 2.8% | 5.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newsseekingalpha.com·2d ago·Positive
Lloyds Banking Group: Turning Bullish On 'Higher For Longer' Rate Expectations Lloyds Banking Group is upgraded to 'Buy' as the improved outlook for interest rates has enhanced its earnings trajectory. LYG's structural hedge is a multi-year tailwind, with hedge income expected to grow by £1 billion next year. At 3.25%, the forward yield remains below the current 5-year swap rate. Strong operating leverage and cost discipline offset higher credit charges last quarter, supporting solid earnings gr
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