Price
$92.86+2.01%Social Signal Score
Analyst Ratings
5 analystsRevenue
$6.95M-44.53%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Mark R. DeFazio
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 326
- Beta
- 1.04
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- -0.82
Financials
Revenue
$6.95M-44.5%Net Income
$19.22M+1225.7%EBITDA
$-41.34M-1622.5%Free Cash Flow
$-12.03M-1644.4%EPS (diluted)
$1.54Shares Outstanding (diluted)
11.52M+49.0%Operating Expenses
$4.62MCash & Debt
$10.25MReturn of Capital
$3.75MRevenue by Segment (annual)
$11.05MDividend per Share
$0.35Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $527.15M | $71.10M | $6.71 |
| 2024 | $492.21M | $66.69M | $5.96 |
| 2023 | $403.31M | $77.27M | $6.95 |
| 2022 | $287.33M | $59.42M | $5.42 |
| 2021 | $196.98M | $60.55M | $6.64 |
| 2020 | $160.10M | $39.47M | $4.76 |
| 2019 | $140.41M | $30.13M | $3.63 |
| 2018 | $96.10M | $25.55M | $3.12 |
| 2017 | $72.05M | $12.37M | $2.40 |
| 2016 | $49.18M | $5.01M | $0.65 |
| 2015 | $36.48M | $4.27M | $1.38 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MCB's reported EPS growth of 17.1% a year over 10 years.
- EPS in 5 years
- $14.78
- Implied price
- $162.54
- Return from $87.24
- 13.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $80.81 — -7.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| 7.1% | -5.4% | -0.5% | 3.6% | 7.1% | 10.2% |
| 12.1% | -1.0% | 4.2% | 8.4% | 12.1% | 15.4% |
| 17.1% | 3.5% | 8.8% | 13.3% | 17.1% | 20.5% |
| 22.1% | 7.9% | 13.4% | 18.1% | 22.1% | 25.6% |
| 27.1% | 12.3% | 18.1% | 22.9% | 27.1% | 30.8% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120+140.00%Social Signal Score
Mentions (4)
- Newsseekingalpha.com·6h ago·Positive
Metropolitan Bank Holding Corp. (MCB) Q3 2026 Earnings Call Transcript Metropolitan Bank Holding Corp. ( MCB ) Q3 2026 Earnings Call October 21, 2026 9:00 AM EDT Company Participants Mark DeFazio - Founder, President, CEO & Director Daniel Dougherty - Executive VP & CFO Conference Call Participants Feddie Strickland - Hovde Group, LLC, Research Division David Konrad - Keefe, Bruyette, & Woods, Inc., Research Division Timur Braziler - UBS Investment Bank, Research Division Presentation Operator W…
View source ↗ - Newsbusinesswire.com·2d ago·Neutral
…opolitan Bank Holding Corp. Declares Increased Quarterly Common Stock Cash Dividend NEW YORK--(BUSINESS WIRE)--Metropolitan Bank Holding Corp. (the “Company”) (NYSE: MCB), the holding company for Metropolitan Commercial Bank, today announced a quarterly cash dividend of $0.40 per share on the Company's common stock (the “Dividend”), an increase of $0.05 from the prior quarterly dividend of $0.35 per share. The Dividend is payable on November 10, 2026 to holders of record of the Company's common …
View source ↗ - Newsbusinesswire.com·62d ago·Positive
Metropolitan Commercial Bank Unveils New Signage at Lakewood Banking Center NEW YORK--(BUSINESS WIRE)-- #mcb--Metropolitan Commercial Bank (“MCB” or the “Bank”) (NYSE: MCB) today announced the installation of new exterior signage at 311 Boulevard of the Americas in Lakewood, New Jersey, home of MCB's Lakewood Banking Center. In 2020, the Bank signed a long-term lease at 311 Boulevard of the Americas with Chopp Holdings LLC and subsequently completed a comprehensive build-out of the space to supp…
View source ↗ - Newsbusinesswire.com·74d ago·Negative
MCB Investors Have Opportunity to Join Metropolitan Bank Holding Corp. Fraud Investigation with SBS Law LOS ANGELES--(BUSINESS WIRE)---- $MCB--MCB Investors Have Opportunity to Join Metropolitan Bank Holding Corp. Fraud Investigation with SBS Law.
View source ↗
Earnings
Typical surprise +8.6% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.54 vs $2.30miss
- Tue, Apr 21$2.92 vs $2.31beat
- Tue, Jan 20$2.77 vs $2.20beat
- Thu, Oct 23$0.67 vs $2.08miss
- Thu, Jul 17$1.76 vs $1.62beat
- Mon, Apr 21$1.45 vs $1.61miss
Estimates and results for MCB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by MCB officers and directors.
- Bought
- $253k
- Sold
- $11.1m
5 trades
47 trades
- Fredston Dale Csold
- Patent Robert Csold
- Dougherty Daniel Fbought
- Rosenberg Nicksold
- Rosenberg Nicksold
- Rosenberg Nicksold
- Rosenberg Nicksold
- Patent Robert Csold
48 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in MCB.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.