Price
No data yet.
Social Signal Score
Revenue
$261.74M+58.37%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- C. J. Johnson
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 1,756
- Beta
- 0.15
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.25
Financials
Revenue
$261.74M+58.4%Net Income
$57.70M+108.3%EBITDA
$73.13M+55.2%Free Cash Flow
$45.49MEPS (diluted)
$0.25+127.3%Shares Outstanding (diluted)
232.42M+829.8%Operating Expenses
$93.76MCash & Debt
$4.67BReturn of Capital
$162.01MRevenue by Segment (annual)
$0.00Dividend per Share
$0.25Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $1.03B | $265.74M | $1.22 |
| 2024 | $589.62M | $29.00M | $0.13 |
| 2023 | $779.42M | $201.91M | $0.91 |
| 2022 | $703.83M | $216.58M | $0.98 |
| 2021 | $364.27M | $115.42M | $0.55 |
| 2020 | $401.38M | $79.99M | $0.35 |
| 2019 | $352.11M | $39.11M | $0.15 |
| 2018 | $301.93M | $40.03M | $0.15 |
| 2017 | $550.37M | $68.95M | $0.26 |
| 2016 | $578.22M | $58.15M | $0.24 |
| 2015 | $414.07M | $41.32M | $0.20 |
| 2014 | $296.95M | $22.26M | $0.15 |
| 2013 | $262.65M | $23.81M | $0.17 |
| 2012 | $303.04M | $82.13M | $6.17 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MCHB's reported EPS growth of -11.7% a year over 13 years.
- EPS in 5 years
- $0.65
- Implied price
- $7.83
- Return from $15.82
- -13.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $3.89 — -75.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -21.7% | -29.0% | -25.7% | -23.0% | -20.6% | -18.4% |
| -16.7% | -24.4% | -21.0% | -18.0% | -15.5% | -13.2% |
| -11.7% | -19.9% | -16.2% | -13.1% | -10.4% | -8.0% |
| -6.7% | -15.4% | -11.5% | -8.2% | -5.3% | -2.8% |
| -1.7% | -10.8% | -6.7% | -3.3% | -0.3% | 2.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
127+58.33%Social Signal Score
Mentions (2)
- Newszacks.com·7h ago·Positive
Mechanics Bank (MCHB) Upgraded to Buy: What Does It Mean for the Stock? Mechanics Bank (MCHB) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).
View source ↗ - Newszacks.com·7d ago·Negative
Mechanics Bank (MCHB) Forms 'Hammer Chart Pattern': Time for Bottom Fishing? After losing some value lately, a hammer chart pattern has been formed for Mechanics Bank (MCHB), indicating that the stock has found support. This, combined with an upward trend in earnings estimate revisions, could lead to a trend reversal for the stock in the near term.
View source ↗
Earnings
Thu, Oct 29(in 8 weeks)
Consensus estimate $0.27 per share
Typical surprise -19.2% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.27 vs $0.25beat
- Thu, Apr 30$0.21 vs $0.26miss
- Fri, Jan 30$0.56 vs $0.26beat
- Mon, Oct 27$0.25 vs $-0.03beat
- Mon, Jul 28$-0.16 vs $0.05miss
- Mon, Apr 28$-0.15 vs $-0.07miss
Estimates and results for MCHB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by MCHB officers and directors.
- Bought
- —
- Sold
- $30
0 trades
1 trade
- Downer Edward Michaelsold
99 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.