Price (90d)
No price history yet — the daily price refresh runs once a day.
Signal Score (90d)
125Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $5.99B | $541.09M | $9.77 |
| 2024 | $5.48B | $467.95M | $8.45 |
| 2023 | $4.63B | $96.34M | $1.74 |
| 2022 | $3.64B | $-512.67M | $-9.26 |
| 2021 | $3.99B | $247.94M | $4.48 |
Social Signal Score
Earnings
Tue, Nov 3(in 3 months)
Consensus estimate $3.35 per share
Typical surprise +43.0% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 4$3.52 vs $2.53beat
- Tue, May 5$3.50 vs $2.15beat
- Tue, Feb 17$3.66 vs $2.56beat
- Tue, Nov 4$3.86 vs $2.15beat
- Tue, Jul 29$2.67 vs $2.00beat
- Tue, May 6$-2.29 vs $-4.00beat
Estimates and results for MCY via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MCY's reported EPS growth of 21.5% a year over 4 years.
- EPS in 5 years
- $25.87
- Implied price
- $258.66
- Return from $105.38
- 19.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $128.60 — today's price is already 18.1% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 6 | 8 | 10 | 12 | 14 |
|---|---|---|---|---|---|
| 11.5% | -0.8% | 5.0% | 9.8% | 13.9% | 17.5% |
| 16.5% | 3.6% | 9.7% | 14.7% | 19.0% | 22.7% |
| 21.5% | 8.0% | 14.4% | 19.7% | 24.1% | 28.0% |
| 26.5% | 12.5% | 19.2% | 24.6% | 29.2% | 33.3% |
| 31.5% | 16.9% | 23.9% | 29.5% | 34.3% | 38.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (2)
- Newszacks.com·2d ago·Positive
MCY Outperforms Industry in a Year: Time to Add it for Better Returns? Mercury General's premium growth, strong property and casualty performance and rising investment income support its expansion.
View source ↗ - Newsprnewswire.com·4d ago·Positive
Mercury Gives Oklahoma Homeowners More Ways to Save and Strengthen Their Homes Against Hail and Wildfire New enhanced homeowners insurance product offers an estimated average savings of $420 for hail-resistant roofing, an option to upgrade to a stronger roof after a covered loss, and new wildfire mitigation discounts LOS ANGELES, Aug. 11, 2026 /PRNewswire/ -- Mercury Insurance (NYSE: MCY ) has launched a new enhanced homeowners insurance product that gives Oklahoma homeowners more ways to low
View source ↗