Price
No data yet.
Social Signal Score
Analyst Ratings
9 analystsRevenue
$88.85M+582.33%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Andrew Murstein
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 179
- Beta
- 0.79
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 1.48
Financials
Revenue
$88.85M+582.3%Net Income
$7.45M+47.6%EBITDA
$42.65M+725.3%Free Cash Flow
$17.48M-78.6%EPS (diluted)
$0.31+47.6%Shares Outstanding (diluted)
24.28M+0.4%Operating Expenses
$2.09MCash & Debt
$275.92MReturn of Capital
$10.92MDividend per Share
$0.14Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $353.31M | $43.04M | $1.89 |
| 2024 | $291.79M | $35.88M | $1.59 |
| 2023 | $254.51M | $55.08M | $2.45 |
| 2022 | $198.43M | $43.84M | $1.86 |
| 2021 | $179.21M | $54.11M | $2.20 |
| 2020 | $151.36M | $-34.78M | $-1.42 |
| 2019 | $141.29M | $-1.76M | $-0.07 |
| 2018 | $111.03M | $-25.05M | $-1.03 |
| 2017 | $19.41M | $278.0K | $0.01 |
| 2016 | $104.84M | $23.52M | $0.97 |
| 2015 | $55.52M | $29.38M | $1.21 |
| 2014 | $55.12M | $28.69M | $1.15 |
| 2013 | $49.80M | $25.78M | $1.18 |
| 2012 | $49.10M | $24.52M | $1.23 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MFIN's reported EPS growth of 3.4% a year over 13 years.
- EPS in 5 years
- $2.23
- Implied price
- $11.17
- Return from $12.10
- -1.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $5.55 — -54.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 1 | 3 | 5 | 7 | 9 |
|---|---|---|---|---|---|
| -6.6% | -35.6% | -19.7% | -11.1% | -4.9% | -0.0% |
| -1.6% | -32.1% | -15.4% | -6.3% | 0.2% | 5.3% |
| 3.4% | -28.7% | -11.1% | -1.6% | 5.3% | 10.7% |
| 8.4% | -25.2% | -6.8% | 3.2% | 10.4% | 16.0% |
| 13.4% | -21.8% | -2.6% | 7.9% | 15.4% | 21.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
90Social Signal Score
Mentions (2)
- Newsglobenewswire.com·5h ago·Negative
Medallion Bank Enters Into Strategic Relationship with rFinance Credit Company Program Provides Consumer Financing for Renewal by Andersen® Products Nationwide SALT LAKE CITY, Sept. 22, 2026 (GLOBE NEWSWIRE) -- Medallion Bank (Nasdaq: MBNKO, the “Bank”), an FDIC-insured bank providing consumer loans for the purchase of recreational vehicles, boats, and home improvements, as well as loan origination and captive finance services to fintech strategic partners, today announced a strategic relationsh
View source ↗ - Newsseekingalpha.com·12h ago·Neutral
…edallion Financial Corp. is rated Hold after recent price appreciation to $11.98, just 2.9% below a revised target of $12.32. Consensus EPS and revenue estimates for MFIN have been revised upward for FY2026 and FY2027, supporting a higher intrinsic valuation. MFIN's fintech partnership program has rapidly scaled, now a material income source, with Q2 FY2026 loan originations reaching $247.1 million.
View source ↗
Earnings
Wed, Nov 4(in 6 weeks)
Consensus estimate $0.32 per share
Typical surprise +30.3% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 29$0.31 vs $0.29beat
- Wed, Apr 29$0.20 vs $0.25miss
- Wed, Feb 18$0.50 vs $0.41beat
- Wed, Oct 29$0.46 vs $0.29beat
- Wed, Jul 30$0.46 vs $0.30beat
- Wed, Apr 30$0.50 vs $0.32beat
Estimates and results for MFIN via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by MFIN officers and directors.
- Bought
- $41k
- Sold
- —
4 trades
0 trades
- Cutrone Anthony N.bought
- Cutrone Anthony N.bought
- Cutrone Anthony N.bought
- Cutrone Anthony N.bought
96 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in MFIN.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.