Price
No data yet.
Social Signal Score
Analyst Ratings
48 analystsRevenue
$3.36B+130.00%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Rene F. Jones
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 21,662
- Beta
- 0.56
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.34
Financials
Revenue
$3.36B+130.0%Net Income
$818.00M+133.7%EBITDA
$1.27B+111.2%Free Cash Flow
$1.25B+217.0%EPS (diluted)
$5.23+149.0%Shares Outstanding (diluted)
156.55M+0.3%Operating Expenses
$1.15BCash & Debt
$1.94BReturn of Capital
$716.00MRevenue by Segment (annual)
$803.00MDividend per Share
$1.50Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $12.31B | $2.85B | $17.00 |
| 2024 | $13.40B | $2.59B | $14.71 |
| 2023 | $12.51B | $2.74B | $15.85 |
| 2022 | $8.44B | $1.99B | $11.59 |
| 2021 | $6.08B | $1.86B | $13.81 |
| 2020 | $6.28B | $1.35B | $9.94 |
| 2019 | $6.94B | $1.93B | $13.76 |
| 2018 | $6.45B | $1.92B | $12.75 |
| 2017 | $6.02B | $1.41B | $8.72 |
| 2016 | $5.72B | $1.32B | $7.80 |
| 2015 | $5.00B | $1.08B | $7.22 |
| 2014 | $4.74B | $1.07B | $7.47 |
| 2013 | $4.84B | $1.14B | $8.26 |
| 2012 | $4.63B | $1.03B | $7.57 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MTB's reported EPS growth of 6.4% a year over 13 years.
- EPS in 5 years
- $24.83
- Implied price
- $298.01
- Return from $219.17
- 6.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $148.16 — -32.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -3.6% | -11.2% | -7.1% | -3.7% | -0.6% | 2.0% |
| 1.4% | -6.6% | -2.3% | 1.3% | 4.5% | 7.3% |
| 6.4% | -1.9% | 2.5% | 6.3% | 9.7% | 12.6% |
| 11.4% | 2.7% | 7.3% | 11.3% | 14.8% | 17.9% |
| 16.4% | 7.3% | 12.2% | 16.3% | 20.0% | 23.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
70+0.00%Social Signal Score
Mentions (15)
- Newszacks.com·3d ago·Positive
Why M&T Bank Corporation (MTB) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?
View source ↗ - Newsprnewswire.com·11d ago·Positive
M&T Bank Celebrates Grand Opening of New Branch in Torrington, Connecticut New standalone branch on Pineridge Road reinforces M&T Bank's long-term commitment to the Torrington community TORRINGTON, Conn., Sept. 24, 2026 /PRNewswire/ -- M&T Bank (NYSE: MTB) today announced the grand opening of a new full-service branch at 25 Pineridge Road in Torrington, Connecticut.
View source ↗ - Newsprnewswire.com·17d ago·Neutral
M&T Bank Corporation Announces Third Quarter 2026 Earnings Release and Conference Call BUFFALO, N.Y., Sept. 18, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) will announce its third quarter 2026 earnings results in a press release that will be issued before the market opens on Friday, October 16, 2026.
View source ↗ - Newsmarketbeat.com·18d ago·Positive
M&T Bank Sees Broad 2026 Loan Growth as AI and Fee Businesses Gain Traction M&T Bank NYSE: MTB Chairman and CEO René Jones said the lender is seeing broad-based loan demand in 2026, supported by what he characterized as one of the strongest operating environments of his career. He also outlined continued investment in technology, process modernization and fee-based businesses as the bank seeks to maintain its competitive position.
View source ↗ - News (RSS)investing·19d ago·Neutral
M&T Bank raises prime lending rate to 7.00%
View source ↗ - Newsprnewswire.com·19d ago·Neutral
M&T Bank Increases Prime Rate BUFFALO, N.Y., Sept. 16, 2026 /PRNewswire/ -- Effective Thursday, September 17, 2026, M&T Bank Corporation ("M&T") (NYSE:MTB) will increase its prime lending rate from 6.75% to 7.00%.
View source ↗ - Newszacks.com·19d ago·Positive
M&T Bank Corporation (MTB) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?
View source ↗ - Newsseekingalpha.com·19d ago·Positive
M&T Bank Corporation (MTB) Presents at Barclays 24th Annual Global Financial Services Conference Transcript M&T Bank Corporation (MTB) Presents at Barclays 24th Annual Global Financial Services Conference Transcript
View source ↗ - Newszacks.com·35d ago·Positive
M&T Bank Corporation (MTB) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does M&T Bank (MTB) have what it takes?
View source ↗ - News (RSS)investing·48d ago·Neutral
M&T Bank declares $1.50 quarterly dividend on common stock
View source ↗ - Newsprnewswire.com·48d ago·Negative
M&T Bank Corporation Announces Third Quarter Common Stock Dividend BUFFALO, N.Y., Aug. 18, 2026 /PRNewswire/ -- M&T Bank Corporation ("M&T") (NYSE: MTB) announced that it has declared a quarterly cash dividend of $1.50 per share on its common stock.
View source ↗ - Newsprnewswire.com·49d ago·Positive
Keegan Swenson Ties the All-Time Record at the 32nd Annual Life Time Leadville Trail 100 MTB presented by Kenetik Swenson takes a sixth straight title in a two-up sprint and Melisa Rollins earns her second Leadville victory, as 1,700 athletes return to a community rebuilding from the Willow Fire LEADVILLE, Colo., Aug. 18, 2026 /PRNewswire/ -- Following a summer marked by the Willow Fire and significant disruption to the Leadville community, the 32nd annual Life Time Leadville Trail 100 MTB prese…
View source ↗ - Newszacks.com·52d ago·Neutral
M&T Bank (MTB) Down 0.3% Since Last Earnings Report: Can It Rebound? M&T Bank (MTB) reported earnings 30 days ago. What's next for the stock?
View source ↗ - Newspymnts.com·54d ago·Negative
M&T Bank Appoints Fannie Mae Veteran Kalyana Bedhu as AI Engineering Head Buffalo, New York-headquartered M&T Bank has appointed Fannie Mae veteran Kalyana Bedhu as the bank's new head of artificial intelligence (AI) engineering, M&T Bank Chief Information Officer Linda Tai said in a Tuesday (Aug. 11) post on LinkedIn. “He will lead the engineering, platforms, architecture and governance capabilities that enable AI innovation and adoption across the bank,” Tai said in the post.
View source ↗ - Newszacks.com·55d ago·Positive
M&T Bank Rallies Nearly 20% in 3 Months: Hold or Fold the Stock Now? Can MTB's strong revenue growth, acquisitions and capital returns sustain its momentum after a 20.3% three-month gain? Let us discuss.
View source ↗
Earnings
Fri, Oct 16(in 10 days)
Consensus estimate $4.93 per share
Typical surprise +5.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 15$5.35 vs $4.66beat
- Wed, Apr 15$4.18 vs $4.02beat
- Fri, Jan 16$4.67 vs $4.48beat
- Thu, Oct 16$4.87 vs $4.43beat
- Wed, Jul 16$4.28 vs $3.99beat
- Mon, Apr 14$3.38 vs $3.40miss
Estimates and results for MTB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by MTB officers and directors.
- Bought
- —
- Sold
- $20.1m
0 trades
17 trades
- Jones Rene Fsold
- Seseri Rudinasold
- Taylor John R.sold
- Walters Kirk Wsold
- Ledgett Richard H. Jr.sold
- Pearson Kevin Jsold
- Woodrow Tracy S.sold
- Taylor John R.sold
83 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Ro Khannahouse · CA17 · disclosed Feb 10, 2026 (12d later)Sell$1,001 - $15,000
- Gilbert Ray Cisneroshouse · CA31 · disclosed Dec 15, 2025 (27d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (16d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (16d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (16d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 14, 2025 (17d later)Buy$1,001 - $15,000
- Val Hoylehouse · OR04 · disclosed Oct 10, 2025 (17d later)Sell$1,001 - $15,000
- Val Hoylehouse · OR04 · disclosed Sep 12, 2025 (318d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Dec 6, 2024 (21d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Oct 8, 2024 (29d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Nov 8, 2023 (8d later)Buy$1,001 - $15,000
- Lois Frankelhouse · FL22 · disclosed Oct 10, 2023 (32d later)Sell$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed Aug 13, 2023 (32d later)Sell$50,001 - $100,000
- Ro Khannahouse · CA17 · disclosed Jun 12, 2023 (24d later)Sell$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed May 19, 2023 (39d later)Buy$1,001 - $15,000
- Daniel Goldmanhouse · NY10 · disclosed Apr 17, 2023 (42d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Apr 7, 2023 (14d later)Buy$1,001 - $15,000
- Ro Khannahouse · CA17 · disclosed Apr 7, 2023 (24d later)Buy$15,001 - $50,000
- Daniel Goldmanhouse · NY10 · disclosed Feb 24, 2023 (24d later)Buy$15,001 - $50,000
- Ro Khannahouse · CA17 · disclosed Feb 7, 2023 (29d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.