Price (90d)
No price history yet — the daily price refresh runs once a day.
Signal Score (90d)
100Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $12.31B | $2.85B | $17.10 |
| 2024 | $13.40B | $2.59B | $14.71 |
| 2023 | $12.51B | $2.74B | $15.85 |
| 2022 | $8.44B | $1.99B | $11.59 |
| 2021 | $6.08B | $1.86B | $13.81 |
Social Signal Score
Earnings
Fri, Oct 16(in 2 months)
Consensus estimate $4.93 per share
Typical surprise +5.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 15$5.35 vs $4.66beat
- Wed, Apr 15$4.18 vs $4.02beat
- Fri, Jan 16$4.67 vs $4.48beat
- Thu, Oct 16$4.87 vs $4.43beat
- Wed, Jul 16$4.28 vs $3.99beat
- Mon, Apr 14$3.38 vs $3.40miss
Estimates and results for MTB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MTB's reported EPS growth of 5.5% a year over 4 years.
- EPS in 5 years
- $22.82
- Implied price
- $273.82
- Return from $254.09
- 1.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $136.14 — -46.4% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -4.5% | -15.3% | -11.4% | -8.1% | -5.2% | -2.7% |
| 0.5% | -10.8% | -6.8% | -3.3% | -0.3% | 2.4% |
| 5.5% | -6.4% | -2.1% | 1.5% | 4.7% | 7.5% |
| 10.5% | -2.0% | 2.5% | 6.3% | 9.6% | 12.6% |
| 15.5% | 2.5% | 7.1% | 11.1% | 14.6% | 17.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (3)
- Newszacks.com·1d ago·Neutral
M&T Bank (MTB) Down 0.3% Since Last Earnings Report: Can It Rebound? M&T Bank (MTB) reported earnings 30 days ago. What's next for the stock?
View source ↗ - Newspymnts.com·3d ago·Negative
M&T Bank Appoints Fannie Mae Veteran Kalyana Bedhu as AI Engineering Head Buffalo, New York-headquartered M&T Bank has appointed Fannie Mae veteran Kalyana Bedhu as the bank's new head of artificial intelligence (AI) engineering, M&T Bank Chief Information Officer Linda Tai said in a Tuesday (Aug. 11) post on LinkedIn. “He will lead the engineering, platforms, architecture and governance capabilities that enable AI innovation and adoption across the bank,” Tai said in the post.
View source ↗ - Newszacks.com·4d ago·Positive
M&T Bank Rallies Nearly 20% in 3 Months: Hold or Fold the Stock Now? Can MTB's strong revenue growth, acquisitions and capital returns sustain its momentum after a 20.3% three-month gain? Let us discuss.
View source ↗