Price
No data yet.
Social Signal Score
Analyst Ratings
8 analystsRevenue
$67.38M+166.88%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Larry F. Mazza
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 403
- Beta
- 0.80
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 0.37
Financials
Revenue
$67.38M+166.9%Net Income
$12.25M+430.3%EBITDA
$16.40M+279.4%Free Cash Flow
$4.85M-58.1%EPS (diluted)
$0.93+287.5%Shares Outstanding (diluted)
13.19M+26.4%Operating Expenses
$17.64MCash & Debt
$312.60MReturn of Capital
$2.89MRevenue by Segment (annual)
$3.40MDividend per Share
$0.17Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $270.44M | $26.94M | $2.11 |
| 2024 | $227.33M | $20.09M | $1.56 |
| 2023 | $213.02M | $31.23M | $2.46 |
| 2022 | $152.36M | $15.05M | $1.23 |
| 2021 | $111.07M | $39.12M | $3.32 |
| 2020 | $128.73M | $37.41M | $3.13 |
| 2019 | $143.92M | $26.99M | $2.26 |
| 2018 | $104.85M | $12.00M | $1.04 |
| 2017 | $94.10M | $7.58M | $0.69 |
| 2016 | $93.97M | $12.91M | $1.44 |
| 2015 | $75.90M | $6.82M | $0.78 |
| 2014 | $55.68M | $2.08M | $0.22 |
| 2013 | $52.05M | $4.02M | $0.51 |
| 2012 | $29.62M | $4.17M | $0.70 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from MVBF's reported EPS growth of 8.9% a year over 13 years.
- EPS in 5 years
- $3.23
- Implied price
- $38.76
- Return from $30.46
- 4.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $19.27 — -36.7% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -1.1% | -12.1% | -8.1% | -4.7% | -1.7% | 0.9% |
| 3.9% | -7.7% | -3.5% | 0.1% | 3.3% | 6.0% |
| 8.9% | -3.2% | 1.2% | 4.9% | 8.2% | 11.2% |
| 13.9% | 1.2% | 5.8% | 9.8% | 13.2% | 16.3% |
| 18.9% | 5.6% | 10.5% | 14.6% | 18.2% | 21.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100+0.00%Social Signal Score
Mentions (3)
- Newsbusinesswire.com·20d ago·Neutral
MVB Financial Corp. to Attend the Sidoti Small-Cap Virtual Conference FAIRMONT, W.Va.--(BUSINESS WIRE)-- #banking--MVB Financial Corp. (NASDAQ: MVBF) (“MVB Financial,” “MVB” or the “Company”), the holding company for MVB Bank, Inc. (“MVB Bank”), today announced that it will participate in the Sidoti Small-Cap Virtual Conference, taking place September 23-24, 2026. Larry F. Mazza, Chief Executive Officer and President, and Michael Sumbs, Chief Financial Officer will present and participate in one…
View source ↗ - Newsbusinesswire.com·47d ago·Neutral
MVB Financial Corp. Declares Third Quarter 2026 Dividend FAIRMONT, W.Va.--(BUSINESS WIRE)-- #banking--MVB Financial Corp. (NASDAQ: MVBF) (“MVB” or the “Company”) today announced that its Board of Directors has declared a quarterly cash dividend of $0.17 per share, consistent with the previous quarter's dividend. The dividend is payable on September 15, 2026, for shareholders of record as of September 1, 2026. This is the third quarterly dividend for 2026. “MVB's strong second quarter results ref…
View source ↗ - Newsbusinesswire.com·56d ago·Neutral
CORRECTING and REPLACING MVB Bank Selects Bretton AI to Run Its Back-Office Operations as It Scales Its Fintech Business FAIRMONT, W.Va. & SAN FRANCISCO--(BUSINESS WIRE)--Please replace the release dated August 6, 2026 with the following corrected version due to multiple revisions. The updated release reads: MVB BANK SELECTS BRETTON AI TO RUN ITS BACK-OFFICE OPERATIONS AS IT SCALES ITS FINTECH BUSINESS The multi-year agreement will help MVB expand compliance capacity without increasing back-offi
View source ↗
Earnings
Wed, Nov 4(in 4 weeks)
Consensus estimate $0.48 per share
Typical surprise +5.4% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 28$0.93 vs $0.34beat
- Wed, Apr 29$0.39 vs $0.37beat
- Thu, Feb 12$0.32 vs $0.31beat
- Wed, Oct 29$-0.24 vs $0.29miss
- Mon, Jul 28$0.15 vs $0.31miss
- Wed, Apr 30$0.27 vs $0.21beat
Estimates and results for MVBF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by MVBF officers and directors.
- Bought
- $183k
- Sold
- —
6 trades
0 trades
- Famularo Adam Francisbought
- Cordella Richard James Jrbought
- Sumbs Michael Robertbought
- Rodriguez Joseph Ryanbought
- Rodriguez Joseph Ryanbought
- Rodriguez Joseph Ryanbought
94 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in MVBF.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.