Price
No data yet.
Social Signal Score
Analyst Ratings
24 analystsRevenue
$161.00M+439.62%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Sean Desmond
- Sector
- Technology
- Industry
- Software - Application
- Employees
- 1,684
- Beta
- 0.69
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 2.18
Financials
Revenue
$161.00M+439.6%Net Income
$5.08MEBITDA
$13.14MFree Cash Flow
$34.00M+687.7%EPS (diluted)
$0.05Shares Outstanding (diluted)
105.07M+17.2%Operating Expenses
$86.72MCash & Debt
$83.29MReturn of Capital
$65.58MRevenue by Segment (annual)
$594.78MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2026 | $594.78M | $5.18M | $0.05 |
| 2025 | $540.66M | $-37.88M | $-0.33 |
| 2024 | $476.54M | $-42.35M | $-0.38 |
| 2023 | $408.31M | $-102.72M | $-0.93 |
| 2022 | $273.87M | $-49.45M | $-0.51 |
| 2021 | $204.29M | $-40.54M | $-0.46 |
| 2020 | $138.18M | $-27.59M | $-0.31 |
| 2019 | $91.53M | $-22.31M | $-0.25 |
| 2018 | $58.14M | $-18.59M | $-0.21 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $0.07
- Implied price
- $1.21
- Return from $18.68
- -42.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $0.60 — -96.8% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -2.0% | -51.6% | -49.4% | -47.5% | -45.8% | -44.4% |
| 3.0% | -49.1% | -46.8% | -44.8% | -43.1% | -41.5% |
| 8.0% | -46.6% | -44.2% | -42.1% | -40.3% | -38.7% |
| 13.0% | -44.2% | -41.6% | -39.4% | -37.5% | -35.9% |
| 18.0% | -41.7% | -39.0% | -36.8% | -34.8% | -33.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
40-46.67%Social Signal Score
Mentions (14)
- Newsseekingalpha.com·2d ago·Negative
nCino: Healthy Renewals And Modest Valuation nCino offers defensive exposure in a high-yield environment, with a resilient business model focused on the banking sector. NCNO remains less than 3% penetrated into its $19.5B SAM, supporting a long-term growth runway despite recent stock underperformance. International markets are driving low-teens growth, offsetting slower domestic momentum and providing a new leg for expansion.
View source ↗ - Newsfool.com·27d ago·Neutral
nCino's 2026 Outlook: AI-Driven Agentic Workflows Drive Sustainable Profitability The company achieved its first year of GAAP profitability in 2026. Revenue growth has decelerated to 10% as the mortgage market faces headwinds.
View source ↗ - Newszacks.com·31d ago·Neutral
nCino (NCNO)'s Technical Outlook is Bright After Key Golden Cross After reaching an important support level, nCino Inc. (NCNO) could be a good stock pick from a technical perspective. NCNO recently experienced a "golden cross" event, which saw its 50-day simple moving average breaking out above its 200-day simple moving average.
View source ↗ - Newspymnts.com·32d ago·Positive
nCino Expands Buyback as AI Demand Supports Growth nCino reported higher revenue and profitability for its fiscal second quarter while authorizing another $100 million for share repurchases, as the banking software provider pointed to growing customer commitments to its artificial intelligence capabilities.
View source ↗ - Newsglobenewswire.com·33d ago·Neutral
nCino to Participate in Upcoming Investor Event WILMINGTON, N.C., Sept. 02, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced its participation in the following investor conference: Piper Sandler Growth Frontiers ConferencePresentation: Wednesday, September 16, 2026, at 11:30 a.m.
View source ↗ - Newsseekingalpha.com·40d ago·Neutral
…ive nCino delivered strong Q2 FY2027 results, with revenue and EPS surpassing analyst expectations and notable operational improvements across profitability metrics. NCNO's revenue growth was driven mainly by existing customers expanding platform usage, though new customer acquisition contributed 34.1% of subscription growth. Management guides FY2027 revenue to $644–$647 million and free cash flow to $137–$142 million, reflecting continued momentum and improved cash generation.
View source ↗ - Newsbenzinga.com·40d ago·Positive
These Analysts Boost Their Forecasts On Ncino Following Q2 Results nCino Inc (NASDAQ:NCNO) on Tuesday reported mixed second-quarter financial results and announced a $100 million buyback.
View source ↗ - Newsseekingalpha.com·41d ago·Positive
nCino, Inc. (NCNO) Q2 2027 Earnings Call Transcript nCino, Inc. (NCNO) Q2 2027 Earnings Call Transcript
View source ↗ - Newspymnts.com·41d ago·Negative
Banks Double Down on nCino AI Agents After Using Initial Credits Early adopters of nCino's agentic solutions and other artificial intelligence initiatives for financial institutions have used up their first bundles of credits and have come back for more, nCino CEO Sean Desmond said Tuesday (Aug. 25) during an earnings call.
View source ↗ - Newsmarketbeat.com·41d ago·Neutral
nCino Q2 Earnings Call Highlights nCino NASDAQ: NCNO reported second-quarter fiscal 2027 revenue growth and raised portions of its full-year outlook, as the company highlighted demand for its banking software platform and growing customer adoption of its AI capabilities.
View source ↗ - Newszacks.com·41d ago·Positive
nCino (NCNO) Tops Q2 Earnings and Revenue Estimates nCino (NCNO) came out with quarterly earnings of $0.3 per share, beating the Zacks Consensus Estimate of $0.28 per share. This compares to earnings of $0.22 per share a year ago.
View source ↗ - Newsglobenewswire.com·41d ago·Neutral
nCino Reports Second Quarter Fiscal Year 2027 Financial Results WILMINGTON, N.C., Aug. 25, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, today announced financial results for the second quarter of fiscal year 2027, ended July 31, 2026, and that its Board of Directors has authorized a Stock Repurchase Program under which the Company may repurchase up to an additional $100 million of the Company's outstanding common stock.
View source ↗ - Newsglobenewswire.com·53d ago·Neutral
nCino Announces Timing of its Second Quarter Fiscal Year 2027 Financial Results Conference Call WILMINGTON, N.C., Aug. 13, 2026 (GLOBE NEWSWIRE) -- nCino, Inc. (NASDAQ: NCNO), the platform for agentic AI banking, will report financial results for its second quarter ended July 31, 2026, after the market close on Tuesday, August 25, 2026. nCino will host a conference call and webcast that day at 4:30 p.m. ET to discuss its financial results.
View source ↗ - Newsprnewswire.com·54d ago·Neutral
nCino and Dun & Bradstreet Collaborate to Speed Client Onboarding and Enhance Lifecycle Management for Financial Institutions New integration brings the D&B Commercial Graph to the nCino Platform, giving institutions access to D&B verified business identity and risk context within the workflows they use every day JACKSONVILLE, Fla. and WILMINGTON, N.C.
View source ↗
Earnings
Wed, Dec 2(in 8 weeks)
Consensus estimate $0.34 per share
Typical surprise +23.1% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 25$0.30 vs $0.27beat
- Wed, May 27$0.33 vs $0.28beat
- Tue, Mar 31$0.37 vs $0.21beat
- Wed, Dec 3$0.31 vs $0.21beat
- Tue, Aug 26$0.22 vs $0.14beat
- Wed, May 28$0.16 vs $0.13beat
Estimates and results for NCNO via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NCNO officers and directors.
- Bought
- —
- Sold
- $143.0m
0 trades
54 trades
- Rieger Aprilsold
- Desmond Seansold
- Sellers Jeanettesold
- Sellers Jeanettesold
- Desmond Seansold
- Sellers Jeanettesold
- Rieger Aprilsold
- Orenstein Gregorysold
46 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in NCNO.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.