Price
No data yet.
Social Signal Score
Revenue
$333.64M+4.37%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Jeffrey R. Noordhoek
- Sector
- Financial Services
- Industry
- Financial - Credit Services
- Employees
- 5,744
- Beta
- 0.78
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.79
Financials
Revenue
$333.64M+4.4%Net Income
$66.66M+25.5%EBITDA
$4.47M-95.7%Free Cash Flow
$71.57M-47.7%EPS (diluted)
$1.85+34.1%Shares Outstanding (diluted)
36.04M-6.6%Operating Expenses
$185.47MCash & Debt
$1.56BReturn of Capital
$36.17MRevenue by Segment (annual)
$1.66BDividend per Share
$0.33Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.26B | $428.47M | $11.58 |
| 2024 | $1.85B | $184.04M | $5.02 |
| 2023 | $1.81B | $89.83M | $2.39 |
| 2022 | $1.82B | $406.90M | $10.63 |
| 2021 | $1.42B | $393.29M | $10.20 |
| 2020 | $1.37B | $352.44M | $9.02 |
| 2019 | $1.68B | $141.80M | $3.54 |
| 2018 | $1.68B | $227.91M | $5.64 |
| 2017 | $1.18B | $173.17M | $4.14 |
| 2016 | $1.19B | $256.75M | $6.02 |
| 2015 | $1.11B | $267.98M | $5.89 |
| 2014 | $1.11B | $307.61M | $6.62 |
| 2013 | $1.06B | $302.67M | $6.50 |
| 2012 | $919.76M | $178.00M | $3.76 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from NNI's reported EPS growth of 9.0% a year over 13 years.
- EPS in 5 years
- $18.15
- Implied price
- $199.62
- Return from $126.12
- 9.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $99.25 — -21.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 7 | 9 | 11 | 13 | 15 |
|---|---|---|---|---|---|
| -1.0% | -9.0% | -4.4% | -0.4% | 2.9% | 5.9% |
| 4.0% | -4.4% | 0.5% | 4.6% | 8.1% | 11.3% |
| 9.0% | 0.1% | 5.3% | 9.6% | 13.3% | 16.6% |
| 14.0% | 4.7% | 10.1% | 14.6% | 18.5% | 22.0% |
| 19.0% | 9.3% | 15.0% | 19.7% | 23.7% | 27.3% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newsprnewswire.com·5h ago·Neutral
Nelnet Campus Commerce and PayPal launch Digital Wallet Payments for Higher Education Tuition LINCOLN, Neb., Aug. 19, 2026 /PRNewswire/ -- Nelnet Campus Commerce, a division of Nelnet, Inc. (NYSE: NNI), announced a new integration with PayPal, marking the first time institutions on the Nelnet Campus Commerce platform can offer PayPal and Venmo as tuition payment options to students and families.
View source ↗
Earnings
Thu, Nov 5(in 3 months)
Consensus estimate $1.93 per share
Typical surprise +17.1% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Aug 6$1.77 vs $2.13miss
- Thu, May 7$1.94 vs $2.66miss
- Thu, Feb 26$1.56 vs $1.63miss
- Thu, Nov 6$2.95 vs $1.52beat
- Wed, Aug 6$5.05 vs $1.91beat
- Thu, May 8$2.39 vs $1.92beat
Estimates and results for NNI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NNI officers and directors.
- Bought
- —
- Sold
- $6.1m
0 trades
4 trades
- Van Deun Jona Msold
- Henning Thomas Edwardsold
- Henning Thomas Edwardsold
- Butterfield Shelby Jsold
96 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.