Price
No data yet.
Social Signal Score
Analyst Ratings
14 analystsRevenue
$55.87M+90.35%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Trevor R. Burgess
- Sector
- Financial Services
- Industry
- Insurance - Brokers
- Employees
- 62
- Beta
- -0.18
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 3.20
Financials
NP has only 6 quarterly periods on file — the charts below show the full history available.
Revenue
$55.87M+90.3%Net Income
$15.80M+58.9%EBITDA
$27.83M+66.9%Free Cash Flow
$28.66M+149.6%EPS (diluted)
$0.11+52.8%Shares Outstanding (diluted)
146.19M+5.9%Operating Expenses
$0.00Cash & Debt
$72.05MReturn of Capital
$0.00Revenue by Segment (annual)
$159.55MDividend per Share
$0.47Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $159.55M | $37.41M | $0.27 |
| 2024 | $119.30M | $34.59M | $1.58 |
| 2023 | $84.87M | $17.89M | $1.04 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from NP's reported EPS growth of -49.0% a year over 2 years. Historical EPS growth of -49% would project the company towards zero. Floored at -15% as a starting point.
- EPS in 5 years
- $0.12
- Implied price
- $2.16
- Return from $29.17
- -40.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $1.08 — -96.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 12 | 15 | 18 | 21 | 24 |
|---|---|---|---|---|---|
| -25.0% | -51.6% | -49.4% | -47.6% | -45.9% | -44.5% |
| -20.0% | -48.4% | -46.1% | -44.1% | -42.3% | -40.8% |
| -15.0% | -45.2% | -42.7% | -40.6% | -38.7% | -37.0% |
| -10.0% | -42.0% | -39.3% | -37.1% | -35.1% | -33.3% |
| -5.0% | -38.8% | -36.0% | -33.6% | -31.5% | -29.6% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
107+6.67%Social Signal Score
Mentions (3)
- Newszacks.com·1d ago·Neutral
Neptune Insurance Holdings Inc. (NP) Earnings Expected to Grow: Should You Buy? Neptune Insurance Holdings Inc. (NP) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newsbusinesswire.com·4d ago·Neutral
… Holdings to Announce Third Quarter 2026 Financial Results ST. PETERSBURG, Fla.--(BUSINESS WIRE)--Neptune Insurance Holdings Inc. (“Neptune” or the “Company”) (NYSE: NP), the parent company of Neptune Flood Incorporated, today announced that it will report its financial results for the third quarter ended September 30, 2026, after the market closes on October 20, 2026. The company plans to host a conference call and webcast to discuss its financial results at 5:00 PM ET on Tuesday, October 20. T…
View source ↗ - Newsbusinesswire.com·12d ago·Neutral
Neptune Makes Flood Insurance Ready for the AI Agent Era ST. PETERSBURG, Fla.--(BUSINESS WIRE)--Neptune Insurance Holdings, Inc. (“Neptune”) (NYSE: NP), the largest private flood insurance provider in the United States, today highlighted a new way for consumers to shop for flood insurance: asking their personal Muse agent to do it for them. The emergence of AI agents, like Meta's Muse, capable of browsing the web, completing forms, and performing multi-step tasks has the potential to fundamental…
View source ↗
Earnings
Tue, Oct 20(in 5 days)
Consensus estimate $0.16 per share
Typical surprise +3.5% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$0.15 vs $0.14beat
- Wed, Apr 22$0.09 vs $0.09miss
- Wed, Feb 18$0.11 vs $0.10beat
- Wed, Nov 12$0.11 vs $0.11miss
- Wed, May 4$0.63 vs $0.38beat
Estimates and results for NP via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NP officers and directors.
- Bought
- $4.9m
- Sold
- $455.6m
5 trades
18 trades
- Duffy Matthew Paulsold
- Duffy Matthew Paulsold
- Duffy Matthew Paulsold
- Duffy Matthew Paulsold
- Duffy Matthew Paulsold
- Carlon Jonathan Winantsold
- Steiner Jamessold
- Steiner Jamessold
77 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in NP.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.