Price
No data yet.
Social Signal Score
Analyst Ratings
2 analystsRevenue
$110.77M-72.92%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Charles A. Williams
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 483
- Beta
- 0.06
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.27
Financials
Revenue
$110.77M-72.9%Net Income
$14.38M-99.2%EBITDA
$0.00-100.0%Free Cash Flow
—EPS (diluted)
$0.39-96.0%Shares Outstanding (diluted)
35.43M+3.3%Operating Expenses
$1.49MCash & Debt
$494.76MReturn of Capital
$0.00Revenue by Segment (annual)
$27.64MDividend per Share
$0.03Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $471.18M | $83.41M | $2.14 |
| 2024 | $390.45M | $55.16M | $1.37 |
| 2023 | $362.45M | $33.76M | $0.70 |
| 2022 | $324.24M | $23.24M | $0.40 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from NPB's reported EPS growth of 74.9% a year over 3 years. Historical EPS growth of 75% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $9.26
- Implied price
- $74.10
- Return from $15.78
- 36.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $36.84 — today's price is already 57.2% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| 20.0% | 9.5% | 18.7% | 25.8% | 31.5% | 36.4% |
| 25.0% | 14.1% | 23.7% | 31.0% | 37.0% | 42.1% |
| 30.0% | 18.6% | 28.6% | 36.3% | 42.5% | 47.8% |
| 35.0% | 23.2% | 33.6% | 41.5% | 48.0% | 53.4% |
| 40.0% | 27.7% | 38.5% | 46.7% | 53.4% | 59.1% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
143+186.67%Social Signal Score
Mentions (5)
- Newszacks.com·5h ago·Neutral
Northpointe Bancshares, Inc. (NPB) Reports Q3 Earnings: What Key Metrics Have to Say The headline numbers for Northpointe Bancshares, Inc. (NPB) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
View source ↗ - Newszacks.com·5h ago·Negative
Northpointe Bancshares, Inc. (NPB) Q3 Earnings and Revenues Lag Estimates Northpointe Bancshares, Inc. (NPB) came out with quarterly earnings of $0.39 per share, missing the Zacks Consensus Estimate of $0.6 per share. This compares to earnings of $0.57 per share a year ago.
View source ↗ - Newsbusinesswire.com·8h ago·Neutral
Northpointe Bancshares, Inc. Reports Third Quarter 2026 Results GRAND RAPIDS, Mich.--(BUSINESS WIRE)-- #Earnings--NORTHPOINTE BANCSHARES, INC. REPORTS THIRD QUARTER 2026 RESULTS.
View source ↗ - Newszacks.com·7d ago·Neutral
Northpointe Bancshares, Inc. (NPB) Earnings Expected to Grow: What to Know Ahead of Next Week's Release Northpointe Bancshares, Inc. (NPB) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newsbusinesswire.com·29d ago·Neutral
Northpointe Bancshares, Inc. Announces Date of Third Quarter 2026 Earnings Release and Conference Call GRAND RAPIDS, Mich.--(BUSINESS WIRE)-- #NPB--Northpointe Bancshares, Inc. will release its third quarter 2026 financial results on Tuesday, October 20, 2026, after market close.
View source ↗
Earnings
Tue, Jan 19(in 3 months)
Consensus estimate $0.63 per share
Typical surprise -0.8% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Oct 20$0.39 vs $0.60miss
- Tue, Jul 21$0.60 vs $0.68miss
- Tue, Apr 21$0.62 vs $0.63miss
- Tue, Jan 20$0.52 vs $0.60miss
- Tue, Oct 21$0.57 vs $0.56beat
- Tue, Jul 22$0.51 vs $0.51beat
Estimates and results for NPB via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NPB officers and directors.
- Bought
- $4.5m
- Sold
- $6.1m
10 trades
28 trades
- Williams Charles Alanbought
- Williams Charles Alanbought
- Williams Charles Alanbought
- Hooker David Stevenssold
- Hooker David Stevenssold
- Hooker David Stevenssold
- Hooker David Stevenssold
- Hooker David Stevenssold
62 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in NPB.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.