Price
No data yet.
Social Signal Score
Revenue
$8.05B+419.11%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Laurent Ferreira
- Sector
- Financial Services
- Industry
- Banks - Diversified
- Employees
- 33,200
- Beta
- 1.19
- Country
- CA
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.17
Financials
Revenue
$8.05B+419.1%Net Income
$1.23B+168.2%EBITDA
$1.79B+24.5%Free Cash Flow
$3.73B+82.6%EPS (diluted)
$3.06+133.6%Shares Outstanding (diluted)
288.00M-15.3%Operating Expenses
$1.37BCash & Debt
$43.42BReturn of Capital
$1.14BDividend per Share
$0.93Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $30.80B | $4.02B | $10.18 |
| 2024 | $10.83B | $3.82B | $10.66 |
| 2023 | $9.77B | $3.34B | $9.24 |
| 2022 | $9.62B | $3.38B | $9.72 |
| 2021 | $8.90B | $3.14B | $8.95 |
| 2020 | $7.90B | $2.04B | $5.70 |
| 2019 | $7.30B | $2.26B | $6.34 |
| 2018 | $7.14B | $2.15B | $5.94 |
| 2017 | $6.57B | $1.94B | $5.38 |
| 2016 | $6.02B | $1.18B | $3.29 |
| 2015 | $5.70B | $1.55B | $4.51 |
| 2014 | $5.44B | $1.47B | $4.32 |
| 2013 | $5.14B | $1.45B | $4.44 |
| 2012 | $5.04B | $1.56B | $4.66 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from NTIOF's reported EPS growth of 6.2% a year over 13 years.
- EPS in 5 years
- $14.34
- Implied price
- $215.06
- Return from $151.93
- 7.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $106.92 — -29.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 11 | 13 | 15 | 17 | 19 |
|---|---|---|---|---|---|
| -3.8% | -8.7% | -5.6% | -2.9% | -0.4% | 1.8% |
| 1.2% | -4.0% | -0.7% | 2.2% | 4.7% | 7.1% |
| 6.2% | 0.7% | 4.2% | 7.2% | 9.9% | 12.4% |
| 11.2% | 5.5% | 9.1% | 12.2% | 15.1% | 17.7% |
| 16.2% | 10.2% | 14.0% | 17.3% | 20.3% | 23.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
115Social Signal Score
Mentions (2)
- Newsmarketbeat.com·6h ago·Positive
National Bank of Canada Q3 Earnings Call Highlights National Bank of Canada TSE: NA reported third-quarter fiscal 2026 adjusted earnings per share of CAD 3.39, up 26% from a year earlier, as revenue growth across its fee-based businesses, strong balance-sheet expansion and favorable market conditions supported results.
View source ↗ - Newsseekingalpha.com·9h ago·Positive
National Bank of Canada: Upside Is Tricky At This Valuation National Bank of Canada delivered strong Q3 '26 results but trades at a 17-18x P/E, well above historical norms. I maintain a Hold rating on NTIOF with a CAD130/share price target, reflecting franchise strength but cautioning against current valuation excess. NA's premium valuation is unwarranted given rising mortgage delinquencies, consumer insolvencies, and macroeconomic headwinds in Canada.
View source ↗
Earnings
Wed, Dec 2(in 3 months)
Consensus estimate $2.33 per share
Typical surprise +6.8% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Aug 26$2.42 vs $2.32beat
- Wed, May 27$2.36 vs $2.29beat
- Wed, Feb 25$2.34 vs $2.15beat
- Wed, Dec 3$2.03 vs $1.90beat
- Wed, Aug 27$1.95 vs $1.98miss
- Wed, May 28$2.00 vs $1.71beat
Estimates and results for NTIOF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.