Price
No data yet.
Social Signal Score
Analyst Ratings
1 analystRevenue
$42.98M+332.99%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- James O. Donnelly
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 275
- Beta
- 0.53
- Country
- US
- Piotroski score
- 8 / 9 (Strong)
- Altman Z-score
- 0.34
Financials
Revenue
$42.98M+333.0%Net Income
$9.33M+1424.2%EBITDA
$12.23M+1019.1%Free Cash Flow
$8.41M+161.9%EPS (diluted)
$1.02+920.0%Shares Outstanding (diluted)
9.16M+49.7%Operating Expenses
$596.0KCash & Debt
$499.26MReturn of Capital
$3.49MRevenue by Segment (annual)
$8.00MDividend per Share
$0.32Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $136.14M | $27.75M | $3.03 |
| 2024 | $101.43M | $-160.0K | $-0.02 |
| 2023 | $103.66M | $16.76M | $2.08 |
| 2022 | $85.60M | $29.23M | $3.59 |
| 2021 | $79.43M | $24.91M | $3.05 |
| 2020 | $66.23M | $15.08M | $2.09 |
| 2019 | $54.06M | $14.21M | $2.27 |
| 2018 | $49.56M | $13.65M | $2.19 |
| 2017 | $45.90M | $8.20M | $1.32 |
| 2016 | $37.42M | $6.71M | $1.16 |
| 2015 | $32.48M | $5.91M | $1.07 |
| 2014 | $32.88M | $7.66M | $1.40 |
| 2013 | $33.87M | $8.46M | $1.55 |
| 2012 | $34.62M | $8.40M | $1.55 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from NWFL's reported EPS growth of 5.3% a year over 13 years.
- EPS in 5 years
- $3.92
- Implied price
- $35.29
- Return from $33.70
- 0.9% a year
To earn 15.0% a year on these assumptions you'd need to buy at $17.55 — -47.9% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| -4.7% | -18.8% | -13.1% | -8.7% | -4.9% | -1.7% |
| 0.3% | -14.5% | -8.6% | -3.9% | 0.1% | 3.5% |
| 5.3% | -10.3% | -4.0% | 0.9% | 5.1% | 8.6% |
| 10.3% | -6.0% | 0.5% | 5.7% | 10.0% | 13.8% |
| 15.3% | -1.7% | 5.1% | 10.5% | 15.0% | 18.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
70+0.00%Social Signal Score
Mentions (7)
- Newszacks.com·5d ago·Positive
Why Norwood Financial Corp. (NWFL) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?
View source ↗ - Newsglobenewswire.com·11d ago·Neutral
Norwood Financial Corp Announces Timing of Third Quarter 2026 Earnings Release and Conference Call HONESDALE, Pa., Sept. 24, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (Nasdaq Global Market-NWFL) and its subsidiary, Wayne Bank, will release its third quarter 2026 financial results before market opens on Tuesday, October 27th, 2026.
View source ↗ - Newsglobenewswire.com·19d ago·Negative
Norwood Financial Corp Announces Cash Dividend HONESDALE, Pa., Sept. 16, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (NASDAQ Global Market - NWFL) and its subsidiary Wayne Bank, announced that the Board of Directors has declared a $0.32 per share cash dividend, which is payable on November 2, 2026, to shareholders of record as of October 15, 2026.
View source ↗ - Newszacks.com·21d ago·Positive
Norwood Financial Corp. (NWFL) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?
View source ↗ - Newsglobenewswire.com·38d ago·Neutral
Norwood Financial Corp Adopts Stock Repurchase Program HONESDALE, Pa., Aug. 28, 2026 (GLOBE NEWSWIRE) -- Norwood Financial Corp (the “Company”) (Nasdaq Global Market-NWFL), the holding company of Wayne Bank, today announced that its Board of Directors has adopted a stock repurchase program.
View source ↗ - Newszacks.com·38d ago·Positive
This is Why Norwood Financial Corp. (NWFL) is a Great Dividend Stock Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?
View source ↗ - Newszacks.com·54d ago·Positive
Norwood Financial Corp. (NWFL) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Norwood Financial (NWFL) have what it takes?
View source ↗
Earnings
Tue, Oct 27(in 3 weeks)
Consensus estimate $0.94 per share
Typical surprise -0.6% (median, so one quarter with a near-zero estimate can't distort it)
- Wed, Jul 22$0.86 vs $0.86miss
- Mon, Apr 27$0.72 vs $0.81miss
- Thu, Jan 22$0.84 vs $0.85miss
- Wed, Oct 22$0.94 vs $0.70beat
- Tue, Jul 22$0.67 vs $0.66beat
- Thu, Apr 17$0.63 vs $0.56beat
Estimates and results for NWFL via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by NWFL officers and directors.
- Bought
- $143k
- Sold
- $104k
3 trades
4 trades
- O'bell Vincentsold
- O'bell Vincentsold
- O'bell Vincentsold
- O'bell Vincentsold
- Shook Jamesbought
- Schmalzle Ronald Rbought
- Schmalzle Ronald Rbought
93 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in NWFL.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.