Price
No data yet.
Signal Score (90d)
120Revenue
$230.65M+73.25%Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $862.62M | $205.10M | $4.53 |
| 2024 | $822.77M | $198.17M | $4.25 |
| 2023 | $728.15M | $181.87M | $3.85 |
| 2022 | $598.51M | $166.24M | $3.46 |
| 2021 | $539.08M | $146.15M | $2.85 |
Social Signal Score
Earnings
Wed, Oct 21(in 2 months)
Consensus estimate $1.25 per share
Typical surprise +9.5% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.39 vs $1.17beat
- Tue, Apr 21$1.26 vs $1.02beat
- Thu, Jan 22$1.27 vs $1.16beat
- Wed, Oct 22$1.16 vs $1.17miss
- Thu, Jul 17$1.15 vs $1.05beat
- Wed, Apr 23$1.00 vs $0.97beat
Estimates and results for OFG via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by OFG officers and directors.
- Bought
- $65k
- Sold
- $3.5m
1 trade
3 trades
- Arizmendi Maritzasold
- De Jesus Nestorsold
- Fernandez Jose Rafaelsold
- Franqui Annettebought
96 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Valuation
Project earnings forward and see what return today's price implies.
Seeded from OFG's reported EPS growth of 12.3% a year over 4 years.
- EPS in 5 years
- $7.86
- Implied price
- $70.78
- Return from $53.41
- 5.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $35.19 — -34.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 5 | 7 | 9 | 11 | 13 |
|---|---|---|---|---|---|
| 2.3% | -14.3% | -8.4% | -3.6% | 0.3% | 3.7% |
| 7.3% | -10.1% | -3.9% | 1.1% | 5.2% | 8.8% |
| 12.3% | -5.9% | 0.6% | 5.8% | 10.1% | 13.9% |
| 17.3% | -1.8% | 5.1% | 10.5% | 15.0% | 18.9% |
| 22.3% | 2.4% | 9.6% | 15.2% | 19.9% | 24.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Mentions (1)
- Newszacks.com·6h ago·Positive
OFG Bancorp (OFG) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OFG (OFG) have what it takes?
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