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ONIT Onity Group Inc.

New York Stock Exchange · Financial - Mortgages · Financial Services

$39.22
-0.25 (-0.63%)

Onity Group Inc. operates as a financial services firm focused on the creation and administration of both conventional (forward) and reverse mortgage loans. Its business activities extend across the United States, the U.S. Virgin Islands, India, and the Philippines, and are structured into two core divisions: Servicing and Originations. The company provides a wide array of offerings, including the…

Market Cap: $330.71Mwww.onitygroup.com

Price (90d)

$39.39
$33.86$38.49$43.11$47.74
May 1Aug 7

Signal Score (90d)

80
80
Aug 8Aug 8

Quote

Day Range
$38.92 – $39.41
52-Week Range
$33.00 – $54.10
Volume
$58.6K
Market Cap
$330.71M
50-Day Avg
$38.30
200-Day Avg
$41.33
Prev Close
$39.47
Open
$39.16

Valuation & Ratios

P/E Ratio
1.98
EPS
$23.58
P/B Ratio
0.59
P/S Ratio
0.34
Debt/Equity
24.17
Current Ratio
51.26
Dividend Yield
+1.1%
Gross Margin
+94.5%

Returns & Efficiency

Return on Equity
+30.2%
Return on Assets
+1.2%
FCF Yield
-305.5%
EV/EBITDA
26.48

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$1.07B$189.50M$23.07
2024$1.07B$33.90M$4.28
2023$1.14B$-63.70M$-8.34
2022$999.50M$25.70M$2.97
2021$1.08B$18.10M$2.00

Social Signal Score

30
5d
30d
30
1 mentions
-5.1%
60d
30
1 mentions
+3.3%
90d
30
1 mentions
+11.2%
news: 1

Earnings

Thu, Nov 5(in 3 months)

Consensus estimate $1.29 per share

2of 7 quarters beat consensus

Typical surprise -40.6% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Aug 6$-1.53 vs $0.95miss
  • Tue, May 5$0.74 vs $2.37miss
  • Thu, Feb 12$1.02 vs $2.47miss
  • Thu, Nov 6$3.44 vs $1.98beat
  • Tue, Aug 5$1.87 vs $2.08miss
  • Wed, Apr 30$2.84 vs $1.79beat

Estimates and results for ONIT via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from ONIT's reported EPS growth of 84.3% a year over 4 years. Historical EPS growth of 84% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.

EPS in 5 years
$87.56
Implied price
$1,576
Return from $39.22
109.3% a year

To earn 15.0% a year on these assumptions you'd need to buy at $783.56 — today's price is already 95.0% below that.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E1215182124
20.0%78.2%86.3%93.2%99.3%104.7%
25.0%85.6%94.1%101.3%107.6%113.2%
30.0%93.0%101.8%109.3%115.9%121.7%
35.0%100.4%109.6%117.4%124.2%130.2%
40.0%107.9%117.3%125.4%132.5%138.8%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newsmarketbeat.com·6d ago·Negative

    Onity Group Q2 Earnings Call Highlights Onity Group NYSE: ONIT reported double-digit year-over-year revenue growth and record quarterly origination volume in the second quarter of 2026, while transaction costs and unfavorable fair-value adjustments contributed to a net loss.

    View source ↗