OPBK logo

OPBK OP Bancorp

NASDAQ · Banks - Regional · Financial Services

$15.47
-0.16 (-1.00%)

OP Bancorp operates as the bank holding company for Open Bank that provides banking products and services. It offers demand, savings, money market, and time deposit accounts, as well as certificates of deposit. It also provides commercial real estate, small business administration, home mortgage, and consumer loans. It operates full branch offices in Los Angeles and Orange Counties in California, …

Market Cap: $230.48Mwww.myopenbank.com

Price

No data yet.

Signal Score (90d)

120
120
Aug 17Aug 17

Quote

Day Range
$15.39 – $15.53
52-Week Range
$12.41 – $16.83
Volume
$16.0K
Market Cap
$230.48M
50-Day Avg
$15.00
200-Day Avg
$14.15
Prev Close
$15.63
Open
$15.45

Valuation & Ratios

P/E Ratio
8.21
EPS
$1.73
P/B Ratio
0.92
P/S Ratio
1.26
Debt/Equity
0.54
Current Ratio
1.91
Dividend Yield
+3.4%
Gross Margin
+54.7%

Returns & Efficiency

Return on Equity
+11.3%
Return on Assets
+1.0%
FCF Yield
+11.1%
EV/EBITDA
-2.40

Revenue & Net Income (Annual)

Fiscal YearRevenueNet IncomeEPS
2025$166.66M$25.66M$1.72
2024$154.05M$21.07M$1.39
2023$135.85M$23.92M$1.55
2022$105.83M$33.31M$2.15
2021$80.17M$28.84M$1.89

Social Signal Score

70
5d
71
1 mentions
30d
70
1 mentions
60d
70
1 mentions
90d
70
1 mentions
news: 1

Earnings

Thu, Oct 22(in 2 months)

Consensus estimate $0.53 per share

5of 7 quarters beat consensus

Typical surprise +2.3% (median, so one quarter with a near-zero estimate can't distort it)

  • Thu, Jul 23$0.53 vs $0.45beat
  • Thu, Apr 23$0.48 vs $0.41beat
  • Thu, Jan 22$0.47 vs $0.52miss
  • Thu, Oct 23$0.45 vs $0.44beat
  • Thu, Jul 24$0.42 vs $0.42beat
  • Thu, Apr 24$0.37 vs $0.30beat

Estimates and results for OPBK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.

Insider trading

Open-market buys and sells by OPBK officers and directors.

Bought
$25k

2 trades

Sold
$322k

4 trades

  • Oh Christine Yoonsold
    Chief Operating Officer·1,549 @ $14.20·$22k·Jun 12, 2026·filing
  • Oh Christine Yoonsold
    Chief Operating Officer·8,251 @ $14.08·$116k·Jun 11, 2026·filing
  • Oh Christine Yoonsold
    Chief Operating Officer·12,018 @ $14.29·$172k·Jun 10, 2026·filing
  • Park Jaehyunsold
    Chief Financial Officer·958 @ $12.91·$12k·Mar 12, 2026·filing
  • Sohn Myung Shinbought
    director·1,000 @ $12.41·$12k·May 30, 2025·filing
  • Sohn Myung Shinbought
    director·1,000 @ $12.36·$12k·May 30, 2025·filing

94 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.

Valuation

Project earnings forward and see what return today's price implies.

Seeded from OPBK's reported EPS growth of -2.3% a year over 4 years.

EPS in 5 years
$1.54
Implied price
$12.28
Return from $15.47
-4.5% a year

To earn 15.0% a year on these assumptions you'd need to buy at $6.11 -60.5% below today's price.

How sensitive is that answer?

Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.

growth \ P/E4681012
-12.3%-25.4%-19.1%-14.3%-10.4%-7.0%
-7.3%-21.1%-14.5%-9.4%-5.3%-1.7%
-2.3%-16.9%-9.9%-4.5%-0.2%3.6%
2.7%-12.6%-5.2%0.4%5.0%8.9%
7.7%-8.4%-0.6%5.3%10.1%14.2%

This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.

Mentions (1)

  • Newszacks.com·5h ago·Positive

    Should Value Investors Buy OP Bancorp (OPBK) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.

    View source ↗