Price
No data yet.
Social Signal Score
Analyst Ratings
2 analystsRevenue
$43.84M+379.47%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Sang Kyo Oh
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 249
- Beta
- 0.58
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.26
Financials
Revenue
$43.84M+379.5%Net Income
$7.98M+309.6%EBITDA
$11.04M+191.8%Free Cash Flow
$-7.44M-2930.1%EPS (diluted)
$0.53+253.3%Shares Outstanding (diluted)
14.94M+13.0%Operating Expenses
$11.63MCash & Debt
$224.32MReturn of Capital
$2.12MRevenue by Segment (annual)
$1.13MDividend per Share
$0.14Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $166.66M | $25.66M | $1.72 |
| 2024 | $154.05M | $21.07M | $1.39 |
| 2023 | $135.85M | $23.92M | $1.55 |
| 2022 | $105.83M | $33.31M | $2.15 |
| 2021 | $80.17M | $28.84M | $1.89 |
| 2020 | $64.43M | $13.13M | $0.85 |
| 2019 | $70.20M | $16.76M | $1.04 |
| 2018 | $59.40M | $14.25M | $0.92 |
| 2017 | $49.27M | $9.24M | $0.68 |
| 2016 | $40.71M | $7.42M | $0.55 |
| 2015 | $33.17M | $5.96M | $0.37 |
| 2014 | $26.75M | $4.48M | $0.45 |
| 2013 | $18.04M | $4.95M | $0.68 |
| 2012 | $13.75M | $6.19M | $0.86 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from OPBK's reported EPS growth of 5.5% a year over 13 years.
- EPS in 5 years
- $2.25
- Implied price
- $18.04
- Return from $15.48
- 3.1% a year
To earn 15.0% a year on these assumptions you'd need to buy at $8.97 — -42.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -4.5% | -18.8% | -11.9% | -6.7% | -2.4% | 1.2% |
| 0.5% | -14.5% | -7.3% | -1.8% | 2.7% | 6.5% |
| 5.5% | -10.2% | -2.7% | 3.1% | 7.8% | 11.8% |
| 10.5% | -6.0% | 2.0% | 8.0% | 12.9% | 17.1% |
| 15.5% | -1.7% | 6.6% | 12.9% | 18.0% | 22.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
173+1.96%Social Signal Score
Mentions (6)
- Newszacks.com·20h ago·Positive
Why OP Bancorp (OPBK) is a Top Dividend Stock for Your Portfolio Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
View source ↗ - Newszacks.com·22h ago·Positive
Is OP Bancorp (OPBK) Stock Undervalued Right Now? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
View source ↗ - Newszacks.com·17d ago·Positive
OP Bancorp (OPBK) is a Top Dividend Stock Right Now: Should You Buy? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
View source ↗ - Newszacks.com·33d ago·Positive
OP Bancorp (OPBK) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
View source ↗ - Newszacks.com·49d ago·Positive
OP Bancorp (OPBK) Could Be a Great Choice Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does OP Bancorp (OPBK) have what it takes?
View source ↗ - Newszacks.com·49d ago·Positive
Should Value Investors Buy OP Bancorp (OPBK) Stock? Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.50 per share
Typical surprise +2.3% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.53 vs $0.45beat
- Thu, Apr 23$0.48 vs $0.41beat
- Thu, Jan 22$0.47 vs $0.52miss
- Thu, Oct 23$0.45 vs $0.44beat
- Thu, Jul 24$0.42 vs $0.42beat
- Thu, Apr 24$0.37 vs $0.30beat
Estimates and results for OPBK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by OPBK officers and directors.
- Bought
- $25k
- Sold
- $322k
2 trades
4 trades
- Oh Christine Yoonsold
- Oh Christine Yoonsold
- Oh Christine Yoonsold
- Park Jaehyunsold
- Sohn Myung Shinbought
- Sohn Myung Shinbought
94 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in OPBK.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.