Price
No data yet.
Social Signal Score
Analyst Ratings
5 analystsRevenue
$2.50B+67.39%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Craig Richard Smiddy
- Sector
- Financial Services
- Industry
- Insurance - Property & Casualty
- Employees
- 9,500
- Beta
- 0.61
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 1.16
Financials
Revenue
$2.50B+67.4%Net Income
$322.50M+190.8%EBITDA
$436.90M+147.4%Free Cash Flow
$199.70M-16.1%EPS (diluted)
$1.31+235.9%Shares Outstanding (diluted)
246.03M-17.0%Operating Expenses
$1.17BCash & Debt
$2.65BReturn of Capital
$136.80MRevenue by Segment (annual)
$7.79BDividend per Share
$0.32Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $9.09B | $936.10M | $3.84 |
| 2024 | $8.23B | $852.70M | $3.30 |
| 2023 | $7.26B | $598.60M | $2.12 |
| 2022 | $8.08B | $686.40M | $2.28 |
| 2021 | $9.34B | $1.53B | $5.08 |
| 2020 | $7.17B | $558.60M | $1.87 |
| 2019 | $7.46B | $1.06B | $3.52 |
| 2018 | $6.26B | $370.50M | $1.26 |
| 2017 | $6.26B | $560.50M | $2.14 |
| 2016 | $5.90B | $466.90M | $1.80 |
| 2015 | $5.77B | $422.10M | $1.63 |
| 2014 | $5.53B | $409.70M | $1.58 |
| 2013 | $5.44B | $447.80M | $1.74 |
| 2012 | $4.97B | $-68.60M | $-0.27 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $5.64
- Implied price
- $67.71
- Return from $38.06
- 12.2% a year
To earn 15.0% a year on these assumptions you'd need to buy at $33.66 — -11.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -2.0% | -6.1% | -1.8% | 1.8% | 5.0% | 7.9% |
| 3.0% | -1.3% | 3.2% | 7.0% | 10.4% | 13.4% |
| 8.0% | 3.5% | 8.2% | 12.2% | 15.7% | 18.9% |
| 13.0% | 8.3% | 13.2% | 17.4% | 21.1% | 24.4% |
| 18.0% | 13.1% | 18.2% | 22.6% | 26.4% | 29.9% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
80+0.00%Social Signal Score
Mentions (4)
- Newsprnewswire.com·19d ago·Negative
OLD REPUBLIC ANNOUNCES PARTNERSHIP WITH THE AMERICAN RED CROSS CHICAGO, Sept. 16, 2026 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) today announced a national charitable partnership with the American Red Cross through its Disaster Responder Program.
View source ↗ - News (RSS)seekingalpha·40d ago·Neutral
Old Republic International: Stable Dividends, But Margin Pressure Limits The Upside
View source ↗ - News (Marketaux)seekingalpha.com·41d ago·Positive
Old Republic Stock: Thin Margins Leave Shares Fully Valued (Downgrade) (NYSE:ORI) Shares of Old Republic[+177 characters]
View source ↗ - Newsprnewswire.com·53d ago·Negative
OLD REPUBLIC DECLARES THIRD QUARTER REGULAR DIVIDEND OF 31.5 CENTS PER SHARE CHICAGO, Aug. 14, 2026 /PRNewswire/ -- Old Republic International Corporation (NYSE: ORI) today announced its Board of Directors has declared a regular quarterly dividend of 31.5 cents per share. This dividend is payable on September 15, 2026 to shareholders of record on September 4, 2026.
View source ↗
Earnings
Thu, Oct 22(in 2 weeks)
Consensus estimate $0.80 per share
Typical surprise +5.1% (median, so one quarter with a near-zero estimate can't distort it)
- Thu, Jul 23$0.76 vs $0.79miss
- Thu, Apr 23$0.68 vs $0.79miss
- Thu, Jan 22$0.74 vs $0.89miss
- Thu, Oct 23$1.11 vs $0.76beat
- Thu, Jul 24$0.83 vs $0.79beat
- Thu, Apr 24$0.81 vs $0.74beat
Estimates and results for ORI via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ORI officers and directors.
- Bought
- $61k
- Sold
- $2.2m
3 trades
7 trades
- Monroe Carolynsold
- Monroe Carolynsold
- Lange Jeffreysold
- Oberst Stephen Jsold
- Monroe Carolynsold
- Risch Theracebought
- Smith John Ericbought
- Smith John Ericbought
90 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Jefferson Shrevehouse · IN06 · disclosed Jun 23, 2025 (42d later)Sell$15,001 - $50,000
- Virginia Ann Foxxhouse · NC05 · disclosed Jan 3, 2023 (308d later)Buy$15,001 - $50,000
- Virginia Ann Foxxhouse · NC05 · disclosed Jan 3, 2023 (302d later)Buy$1,001 - $15,000
- Virginia Ann Foxxhouse · NC05 · disclosed Jun 4, 2022 (23d later)Sell$15,001 - $50,000
- Virginia Ann Foxxhouse · NC05 · disclosed May 4, 2022 (28d later)Buy$1,001 - $15,000
- Virginia Ann Foxxhouse · NC05 · disclosed Apr 5, 2022 (35d later)Buy$15,001 - $50,000
- Virginia Ann Foxxhouse · NC05 · disclosed Apr 5, 2022 (394d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.