Price
No data yet.
Social Signal Score
Analyst Ratings
7 analystsRevenue
$88.54M+487.71%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Adam L. Metz
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 627
- Beta
- 0.68
- Country
- US
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- -0.55
Financials
Revenue
$88.54M+487.7%Net Income
$21.16M+1367.3%EBITDA
$28.14M+1129.4%Free Cash Flow
$22.40M+1861.6%EPS (diluted)
$1.09+505.6%Shares Outstanding (diluted)
19.43M+138.4%Operating Expenses
$26.12MCash & Debt
$1.01BReturn of Capital
$6.86MRevenue by Segment (annual)
$37.14MDividend per Share
$0.30Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $353.86M | $80.86M | $4.21 |
| 2024 | $284.09M | $22.05M | $1.49 |
| 2023 | $174.30M | $35.66M | $3.45 |
| 2022 | $134.32M | $22.04M | $2.09 |
| 2021 | $121.64M | $32.88M | $3.00 |
| 2020 | $126.88M | $26.46M | $2.42 |
| 2019 | $120.52M | $16.92M | $1.63 |
| 2018 | $85.89M | $12.80M | $1.53 |
| 2017 | $70.64M | $8.09M | $1.00 |
| 2016 | $60.95M | $6.63M | $0.82 |
| 2015 | $57.02M | $7.87M | $0.97 |
| 2014 | $56.17M | $29.14M | $3.59 |
| 2013 | $53.85M | $10.00M | $1.24 |
| 2012 | $67.71M | $-38.45M | $-4.77 |
Valuation
Project earnings forward and see what return today's price implies.
EPS was negative in at least one boundary year, so a compound growth rate can't be computed from it. Set your own assumption.
- EPS in 5 years
- $7.14
- Implied price
- $57.11
- Return from $41.18
- 6.8% a year
To earn 15.0% a year on these assumptions you'd need to buy at $28.40 — -31.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| -2.0% | -15.7% | -8.5% | -3.1% | 1.3% | 5.1% |
| 3.0% | -11.4% | -3.9% | 1.8% | 6.5% | 10.4% |
| 8.0% | -7.1% | 0.8% | 6.8% | 11.6% | 15.8% |
| 13.0% | -2.8% | 5.5% | 11.7% | 16.8% | 21.1% |
| 18.0% | 1.5% | 10.1% | 16.6% | 22.0% | 26.5% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100-16.67%Social Signal Score
Mentions (5)
- Newsglobenewswire.com·11d ago·Neutral
…ate of Third Quarter 2026 Earnings Release, Conference Call and Webcast HARRISBURG, Pa., Oct. 07, 2026 (GLOBE NEWSWIRE) -- Orrstown Financial Services, Inc. (NASDAQ: ORRF), the holding company of Orrstown Bank, announced today that it will report third quarter 2026 earnings at the close of business on Tuesday, October 20, 2026. Management will host a conference call and webcast to review the Company's quarterly results on Wednesday, October 21, 2026, at 9:00 am ET. The conference call and webcas…
View source ↗ - Newsglobenewswire.com·20d ago·Negative
Orrstown Bank Launches Redesigned Website to Enhance Client Experience and Strengthen Community Connections HARRISBURG, Pa., Sept. 28, 2026 (GLOBE NEWSWIRE) -- Orrstown Bank is proud to announce the launch of its newly redesigned website, Orrstown.com , a significant investment in client experience designed to make it easier for clients to access information, explore financial solutions, and connect with the bank's products, services, and people.
View source ↗ - Newszacks.com·24d ago·Positive
What Makes Orrstown (ORRF) a New Buy Stock Orrstown (ORRF) has been upgraded to a Zacks Rank #2 (Buy), reflecting growing optimism about the company's earnings prospects. This might drive the stock higher in the near term.
View source ↗ - Newszacks.com·45d ago·Positive
Are You Looking for a High-Growth Dividend Stock? Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Orrstown (ORRF) have what it takes?
View source ↗ - Newsseekingalpha.com·53d ago·Positive
Recent Debt Repayment Is One Of Several Reasons For Optimism For Orrstown Financial Services Orrstown Financial Services offers steady returns, strong operational metrics, and prudent capital management, warranting a Buy rating. ORRF's Q2 2026 EPS of $1.09 beat expectations, with ROA at 1.53% and ROE at 13.96%, both above FDIC averages. The company's loan portfolio is heavily weighted to commercial real estate, posing concentration risk, but asset quality remains robust.
View source ↗
Earnings
Tue, Oct 20(tomorrow)
Consensus estimate $1.10 per share
Typical surprise +5.3% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.09 vs $1.03beat
- Tue, Apr 21$1.12 vs $1.01beat
- Tue, Jan 27$1.11 vs $1.08beat
- Tue, Oct 21$1.13 vs $1.06beat
- Tue, Jul 22$1.04 vs $0.99beat
- Tue, Apr 22$1.00 vs $0.95beat
Estimates and results for ORRF via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by ORRF officers and directors.
- Bought
- $49k
- Sold
- $988k
2 trades
6 trades
- Rice Michael Johnsold
- Doll Amysold
- Brunner Brian Dbought
- Holt Christopher Dsold
- Quinn Thomas R Jrsold
- Quinn Thomas R Jrsold
- Messick John Rodneysold
- Brown Sarah Mbought
92 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in ORRF.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.