Price
No data yet.
Social Signal Score
Revenue
$26.66M+92.69%Company Profile
- CEO
- Larry E. Miller
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 269
- Beta
- 0.03
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.31
Financials
Revenue
$26.66M+92.7%Net Income
$2.93M-3.6%EBITDA
$3.58M-0.6%Free Cash Flow
$3.03M-16.1%EPS (diluted)
$0.62-1.6%Shares Outstanding (diluted)
4.71M-1.5%Operating Expenses
$7.43MCash & Debt
$15.77MReturn of Capital
$1.18MRevenue by Segment (annual)
$2.69MDividend per Share
$0.25Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $94.21M | $15.60M | $3.31 |
| 2024 | $88.93M | $11.00M | $2.33 |
| 2023 | $74.49M | $12.63M | $2.65 |
| 2022 | $57.78M | $13.34M | $2.80 |
| 2021 | $54.58M | $11.73M | $2.45 |
| 2020 | $55.61M | $10.26M | $2.14 |
| 2019 | $58.23M | $9.91M | $2.08 |
| 2018 | $58.13M | $11.94M | $2.53 |
| 2017 | $55.14M | $7.51M | $1.60 |
| 2016 | $47.59M | $6.92M | $1.59 |
| 2015 | $44.93M | $8.57M | $2.08 |
| 2014 | $45.34M | $8.07M | $1.97 |
| 2013 | $44.48M | $8.11M | $2.00 |
| 2012 | $47.48M | $7.05M | $1.75 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from OVBC's reported EPS growth of 5.0% a year over 13 years.
- EPS in 5 years
- $4.23
- Implied price
- $50.72
- Return from $44.71
- 2.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $25.22 — -43.6% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 8 | 10 | 12 | 14 | 16 |
|---|---|---|---|---|---|
| -5.0% | -14.4% | -10.5% | -7.2% | -4.3% | -1.7% |
| 0.0% | -9.9% | -5.8% | -2.3% | 0.7% | 3.5% |
| 5.0% | -5.4% | -1.1% | 2.6% | 5.8% | 8.6% |
| 10.0% | -0.9% | 3.6% | 7.4% | 10.8% | 13.8% |
| 15.0% | 3.6% | 8.3% | 12.3% | 15.8% | 19.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
120Social Signal Score
Mentions (1)
- Newsprnewswire.com·5h ago·Positive
OVBC announces extension of Stock Buyback Program GALLIPOLIS, Ohio, Aug. 19, 2026 /PRNewswire/ -- Ohio Valley Banc Corp. [Nasdaq: OVBC] (the "Company") announced the Board of Directors has authorized the extension date of its existing stock buyback program to August 31, 2027. The program was originally approved by the board in 2021 and was set to expire August 31 of this year.
View source ↗
Earnings
Mon, Oct 26(in 2 months)
Estimates and results for OVBC via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by OVBC officers and directors.
- Bought
- $128k
- Sold
- $260k
27 trades
3 trades
- Michael Seth Isaacbought
- Barnitz Anna Pbought
- Michael Seth Isaacbought
- Barnitz Anna Pbought
- Michael Seth Isaacbought
- Barnitz Anna Pbought
- Jones Ryan Josephsold
- Barnitz Anna Pbought
70 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.