Price
No data yet.
Social Signal Score
Revenue
$672.89M+134.95%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- George G. Gleason
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 3,286
- Beta
- 0.88
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.38
Financials
Revenue
$672.89M+135.0%Net Income
$167.37M+28.5%EBITDA
$255.00M+40.5%Free Cash Flow
$189.04M+72.1%EPS (diluted)
$1.49+49.0%Shares Outstanding (diluted)
109.70M-15.6%Operating Expenses
$105.48MCash & Debt
$1.55BReturn of Capital
$71.00MDividend per Share
$0.48Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.81B | $715.48M | $6.21 |
| 2024 | $2.77B | $716.46M | $6.16 |
| 2023 | $2.25B | $690.78M | $5.89 |
| 2022 | $1.38B | $564.14M | $4.55 |
| 2021 | $1.19B | $579.00M | $4.49 |
| 2020 | $1.18B | $291.90M | $2.26 |
| 2019 | $1.26B | $425.91M | $3.30 |
| 2018 | $1.20B | $417.11M | $3.24 |
| 2017 | $1.05B | $421.89M | $3.36 |
| 2016 | $755.57M | $269.98M | $2.59 |
| 2015 | $506.90M | $182.25M | $2.10 |
| 2014 | $366.83M | $118.61M | $1.53 |
| 2013 | $277.09M | $91.24M | $1.21 |
| 2012 | $249.40M | $77.04M | $1.11 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from OZK's reported EPS growth of 14.2% a year over 13 years.
- EPS in 5 years
- $12.59
- Implied price
- $88.13
- Return from $49.30
- 12.3% a year
To earn 15.0% a year on these assumptions you'd need to buy at $43.82 — -11.1% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 3 | 5 | 7 | 9 | 11 |
|---|---|---|---|---|---|
| 4.2% | -13.5% | -4.2% | 2.5% | 7.8% | 12.2% |
| 9.2% | -9.3% | 0.4% | 7.4% | 12.9% | 17.6% |
| 14.2% | -5.2% | 5.0% | 12.3% | 18.1% | 22.9% |
| 19.2% | -1.0% | 9.6% | 17.2% | 23.3% | 28.3% |
| 24.2% | 3.1% | 14.2% | 22.2% | 28.5% | 33.7% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
100Social Signal Score
Mentions (1)
- Newszacks.com·6h ago·Neutral
Why Is Bank OZK (OZK) Down 2.9% Since Last Earnings Report? Bank OZK (OZK) reported earnings 30 days ago. What's next for the stock?
View source ↗
Earnings
Thu, Oct 15(in 8 weeks)
Consensus estimate $1.45 per share
Typical surprise +0.7% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.49 vs $1.48beat
- Tue, Apr 21$1.44 vs $1.43beat
- Tue, Jan 20$1.53 vs $1.56miss
- Thu, Oct 16$1.59 vs $1.65miss
- Thu, Jul 17$1.58 vs $1.51beat
- Wed, Apr 16$1.47 vs $1.41beat
Estimates and results for OZK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.