Price
No data yet.
Social Signal Score
Analyst Ratings
22 analystsRevenue
$672.89M+205.52%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- George G. Gleason
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 3,286
- Beta
- 0.87
- Country
- US
- Piotroski score
- 7 / 9 (Strong)
- Altman Z-score
- 0.38
Financials
Revenue
$672.89M+205.5%Net Income
$167.37M+120.1%EBITDA
$255.00M+103.1%Free Cash Flow
$189.04M+159.5%EPS (diluted)
$1.49+125.8%Shares Outstanding (diluted)
109.70M-4.8%Operating Expenses
$105.48MCash & Debt
$1.55BReturn of Capital
$71.00MDividend per Share
$0.49Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $2.81B | $715.48M | $6.21 |
| 2024 | $2.77B | $716.46M | $6.16 |
| 2023 | $2.25B | $690.78M | $5.89 |
| 2022 | $1.38B | $564.14M | $4.55 |
| 2021 | $1.19B | $579.00M | $4.49 |
| 2020 | $1.18B | $291.90M | $2.26 |
| 2019 | $1.26B | $425.91M | $3.30 |
| 2018 | $1.20B | $417.11M | $3.24 |
| 2017 | $1.05B | $421.89M | $3.36 |
| 2016 | $755.57M | $269.98M | $2.59 |
| 2015 | $506.90M | $182.25M | $2.10 |
| 2014 | $366.83M | $118.61M | $1.53 |
| 2013 | $277.09M | $91.24M | $1.21 |
| 2012 | $249.40M | $77.04M | $1.11 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from OZK's reported EPS growth of 14.2% a year over 13 years.
- EPS in 5 years
- $12.59
- Implied price
- $88.13
- Return from $46.59
- 13.6% a year
To earn 15.0% a year on these assumptions you'd need to buy at $43.82 — -6.0% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 3 | 5 | 7 | 9 | 11 |
|---|---|---|---|---|---|
| 4.2% | -12.5% | -3.1% | 3.6% | 9.0% | 13.5% |
| 9.2% | -8.3% | 1.6% | 8.6% | 14.2% | 18.9% |
| 14.2% | -4.1% | 6.2% | 13.6% | 19.5% | 24.3% |
| 19.2% | 0.1% | 10.9% | 18.6% | 24.7% | 29.8% |
| 24.2% | 4.3% | 15.5% | 23.5% | 29.9% | 35.2% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
30-40.00%Social Signal Score
Mentions (7)
- Newsglobenewswire.com·4d ago·Negative
Bank OZK Announces Increase to Quarterly Common Stock Dividend and Announces Preferred Stock Dividend Sixty-five consecutive quarters of quarterly common stock dividend increases Sixty-five consecutive quarters of quarterly common stock dividend increases
View source ↗ - Newsglobenewswire.com·5d ago·Neutral
Bank OZK Announces Third Quarter 2026 Earnings Release and Conference Call Dates LITTLE ROCK, Ark., Sept. 30, 2026 (GLOBE NEWSWIRE) -- Bank OZK (the “Bank”) (Nasdaq: OZK) expects to report its third quarter 2026 earnings after the market closes on Tuesday, October 20, 2026. The earnings release, financial supplement and Management Comments on the third quarter of 2026 will be made available simultaneously on the Bank's investor relations website.
View source ↗ - News (RSS)seekingalpha·7d ago·Neutral
Bank OZK Preferred Shares: Strong Yield But Duration Risk Persists
View source ↗ - Newsseekingalpha.com·7d ago·Neutral
Bank OZK Preferred Shares: Strong Yield But Duration Risk Persists Bank OZK's preferred shares offer a ~7.7% yield, trading at a ~40% discount to par due to current higher interest rates than at the time of issuance. OZKAP's dividend coverage is robust, with over 40x coverage and strong common equity capital providing a significant cushion for preferred holders. The shares' long modified (~13 years) and Macaulay (~14 years) durations make them sensitive to rates, favoring long-term income-focuse…
View source ↗ - News (RSS)seekingalpha·31d ago·Negative
Diversification Softens Bank OZK's Earnings, But Strengthens The Case For Preferred Stock
View source ↗ - Newsseekingalpha.com·31d ago·Neutral
Diversification Softens Bank OZK's Earnings, But Strengthens The Case For Preferred Stock Bank OZK offers both undervalued common stock and a preferred with an unusually high, secure yield. OZK's diversification into corporate and institutional lending raises non-interest expenses but aims to reduce real estate concentration risk. Credit quality remains robust, with substandard loans at just 1.15% of the $32.5B portfolio, and loss provisions not signaling material weakness.
View source ↗ - Newszacks.com·46d ago·Neutral
Why Is Bank OZK (OZK) Down 2.9% Since Last Earnings Report? Bank OZK (OZK) reported earnings 30 days ago. What's next for the stock?
View source ↗
Earnings
Tue, Oct 20(in 2 weeks)
Consensus estimate $1.43 per share
Typical surprise +0.7% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Jul 21$1.49 vs $1.48beat
- Tue, Apr 21$1.44 vs $1.43beat
- Tue, Jan 20$1.53 vs $1.56miss
- Thu, Oct 16$1.59 vs $1.65miss
- Thu, Jul 17$1.58 vs $1.51beat
- Wed, Apr 16$1.47 vs $1.41beat
Estimates and results for OZK via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Congress trades
- Van Taylorhouse · TX03 · disclosed Apr 15, 2019 (21d later)Sell$1,001 - $15,000
- Greg Gianfortehouse · MT00 · disclosed Jan 23, 2019 (33d later)Buy$50,001 - $100,000
- Thomas Charles MacArthurhouse · NJ03 · disclosed Dec 6, 2018 (48d later)Sell$15,001 - $50,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.