Price
$9.14+1.56%Social Signal Score
Analyst Ratings
24 analystsRevenue
$4.88B+1453.29%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Carlos Mauad
- Sector
- Industrials
- Industry
- Specialty Business Services
- Employees
- 7,044
- Beta
- 1.27
- Country
- BR
- Piotroski score
- 6 / 9 (Middling)
- Altman Z-score
- 1.33
Financials
Revenue
$4.88B+1453.3%Net Income
$549.08M+2035.4%EBITDA
$2.26B+1554.8%Free Cash Flow
$781.11M+8054.8%EPS (diluted)
$1.96+1900.0%Shares Outstanding (diluted)
279.46M+6.5%Operating Expenses
$748.01MCash & Debt
$1.39BReturn of Capital
$457.57MDividend per Share
$0.28Quote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $19.36B | $2.08B | $7.01 |
| 2024 | $18.33B | $2.12B | $6.70 |
| 2023 | $15.68B | $1.65B | $5.10 |
| 2022 | $15.16B | $1.50B | $4.60 |
| 2021 | $10.30B | $1.17B | $3.53 |
| 2020 | $6.69B | $1.29B | $3.92 |
| 2019 | $5.58B | $1.37B | $4.16 |
| 2018 | $4.06B | $909.27M | $2.86 |
| 2017 | $2.51B | $478.78M | $1.83 |
| 2016 | $1.13B | $127.19M | $0.48 |
| 2015 | $664.18M | $35.08M | $0.13 |
| 2014 | $324.08M | $25.97M | $0.10 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PAGS's reported EPS growth of 47.3% a year over 11 years. Historical EPS growth of 47% reflects a recovery from a low base and won't persist. Capped at 30% as a starting point.
- EPS in 5 years
- $26.12
- Implied price
- $208.97
- Return from $9.02
- 87.5% a year
To earn 15.0% a year on these assumptions you'd need to buy at $103.89 — today's price is already 91.3% below that.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| 20.0% | 50.7% | 63.4% | 73.1% | 81.0% | 87.7% |
| 25.0% | 56.9% | 70.2% | 80.3% | 88.5% | 95.5% |
| 30.0% | 63.2% | 77.0% | 87.5% | 96.0% | 103.3% |
| 35.0% | 69.5% | 83.8% | 94.7% | 103.6% | 111.1% |
| 40.0% | 75.8% | 90.6% | 101.9% | 111.1% | 119.0% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
30-62.50%Social Signal Score
Mentions (11)
- Newsfool.com·21h ago·Negative
Why PagSeguro Digital Stock Soared Today Brazilian Sen. Flávio Bolsonaro won 47.3% of the vote in Brazil's first round of presidential elections.
View source ↗ - Newszacks.com·7d ago·Negative
Why PagSeguro Digital Ltd. (PAGS) Dipped More Than Broader Market Today In the closing of the recent trading day, PagSeguro Digital Ltd. (PAGS) stood at $8.9, denoting a -1.66% move from the preceding trading day.
View source ↗ - Newszacks.com·17d ago·Neutral
PagSeguro Digital Ltd. (PAGS) Stock Falls Amid Market Uptick: What Investors Need to Know The latest trading day saw PagSeguro Digital Ltd. (PAGS) settling at $9.26, representing a -3.14% change from its previous close.
View source ↗ - Newsseekingalpha.com·38d ago·Neutral
PagSeguro Digital: The Market Is Pricing In Way Too Much Risk PagSeguro Digital remains a Strong Buy, trading at a deep discount with significant re-rating potential as macro conditions improve. PAGS's Q2 showed modest revenue and EPS growth, but robust credit portfolio expansion and continued share buybacks support long-term value. Guidance for 2026 is unchanged but assumes a lower Selic rate; persistent high rates could prompt guidance cuts and near-term volatility.
View source ↗ - Newsseekingalpha.com·40d ago·Negative
PagSeguro: Founder Steps Down, But Control Remains PagSeguro Digital Ltd. maintains strategic continuity despite the founder stepping down as chairman; control remains with UOL and Frias. PAGS saw payment volume return to growth and banking revenue surge, but payments revenue declined and credit losses increased amid a riskier credit mix. Gross profit growth lags full-year guidance, requiring a stronger second half; management expects to land near the lower end of its 6–9% range.
View source ↗ - Newszacks.com·45d ago·Neutral
Do Options Traders Know Something About PAGS Stock We Don't? Investors need to pay close attention to PagSeguro Digital stock based on the movements in the options market lately.
View source ↗ - Newsmarketbeat.com·49d ago·Negative
PagSeguro Digital Q2 Earnings Call Highlights PagSeguro Digital NYSE: PAGS reported second-quarter results marked by continued growth in banking engagement, credit balances and deposits, while management said it maintained its full-year targets despite a more challenging macroeconomic environment and elevated interest rates in Brazil.
View source ↗ - Newsseekingalpha.com·54d ago·Positive
PagSeguro Digital Ltd. (PAGS) Q2 2026 Earnings Call Transcript PagSeguro Digital Ltd. (PAGS) Q2 2026 Earnings Call Transcript
View source ↗ - Newszacks.com·54d ago·Positive
PagSeguro Digital Ltd. (PAGS) Q2 Earnings Surpass Estimates PagSeguro Digital Ltd. (PAGS) came out with quarterly earnings of $0.41 per share, beating the Zacks Consensus Estimate of $0.4 per share.
View source ↗ - Newsprnewswire.com·55d ago·Neutral
PagBank reports recurring net income of R$ 576 million in 2Q26, with continued progress across its ecosystem During the period, the digital bank reached R$ 43 billion in deposits and more than R$ 52 billion in its expanded loan portfolio, with advances in its banking platform and operating leverage. SÃO PAULO, Aug. 12, 2026 /PRNewswire/ -- PagBank (NYSE: PAGS), one of Brazil's largest digital banking platforms and a specialist in serving Brazilian entrepreneurs, closed the second quarter of 2026
View source ↗ - Newszacks.com·59d ago·Positive
PagSeguro Digital Ltd. (PAGS) Stock Sinks As Market Gains: Here's Why PagSeguro Digital Ltd. (PAGS) closed at $9.14 in the latest trading session, marking a -2.35% move from the prior day.
View source ↗
Earnings
Wed, Nov 11(in 5 weeks)
Consensus estimate $0.41 per share
Typical surprise +5.4% (median, so one quarter with a near-zero estimate can't distort it)
- Tue, Aug 11$0.41 vs $0.39beat
- Tue, May 12$0.39 vs $0.40miss
- Wed, Mar 4$0.43 vs $0.42beat
- Wed, Nov 12$0.36 vs $0.36miss
- Thu, Aug 14$0.34 vs $0.31beat
- Wed, May 14$0.31 vs $0.29beat
Estimates and results for PAGS via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PAGS officers and directors.
- Bought
- $5.0m
- Sold
- $3.4m
2 trades
6 trades
- Dutra Da Silva Ricardosold
- Dutra Da Silva Ricardosold
- Dutra Da Silva Ricardosold
- Dutra Da Silva Ricardosold
- Dutra Da Silva Ricardosold
- Magnani Alexandre Mrsold
- Frias Luisbought
- Frias Luisbought
14 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
- Marjorie Taylor Greenehouse · GA14 · disclosed Dec 21, 2021 (5d later)Sell$1,001 - $15,000
- Thomas Richard Carpersenate · DE · disclosed May 17, 2021 (178d later)Buy$1,001 - $15,000
- Marjorie Taylor Greenehouse · GA14 · disclosed Feb 19, 2021 (28d later)Buy$1,001 - $15,000
- Marjorie Taylor Greenehouse · GA14 · disclosed Feb 19, 2021 (29d later)Buy$1,001 - $15,000
- Thomas Richard Carpersenate · DE · disclosed Dec 2, 2020 (12d later)Buy$1,001 - $15,000
Self-reported filings, amounts as brackets. Via Senate/House disclosures.
