Price
No data yet.
Social Signal Score
Analyst Ratings
4 analystsRevenue
$44.60M+645.04%Analyst Estimates
Consensus estimates, not results. Via Financial Modeling Prep.
Company Profile
- CEO
- Richard L. Sowers
- Sector
- Financial Services
- Industry
- Banks - Regional
- Employees
- 12
- Beta
- 0.07
- Country
- US
- Piotroski score
- 5 / 9 (Middling)
- Altman Z-score
- 0.49
Financials
Revenue
$44.60M+645.0%Net Income
$11.41M+733.8%EBITDA
$0.00-100.0%Free Cash Flow
—EPS (diluted)
$1.97+479.4%Shares Outstanding (diluted)
5.75M+42.3%Operating Expenses
$0.00Cash & Debt
$298.05MQuote
Valuation & Ratios
Returns & Efficiency
Revenue & Net Income (Annual)
| Fiscal Year | Revenue | Net Income | EPS |
|---|---|---|---|
| 2025 | $172.31M | $40.67M | $7.03 |
| 2024 | $265.44M | $35.82M | $6.24 |
| 2023 | $45.37M | $40.86M | $7.18 |
| 2022 | $91.57M | $24.71M | $4.41 |
| 2021 | $74.70M | $21.03M | $3.75 |
| 2020 | $62.28M | $10.89M | $1.94 |
| 2019 | $52.99M | $-428.4K | $-0.08 |
| 2018 | $35.99M | $4.14M | $0.83 |
| 2017 | $25.91M | $3.42M | $0.72 |
| 2016 | $22.27M | $4.32M | $1.07 |
| 2015 | $21.79M | $4.93M | $1.21 |
| 2014 | $16.55M | $2.52M | $0.62 |
| 2013 | $13.53M | $3.13M | $0.85 |
| 2012 | $8.06M | $1.25M | $0.48 |
Valuation
Project earnings forward and see what return today's price implies.
Seeded from PBAM's reported EPS growth of 22.9% a year over 13 years.
- EPS in 5 years
- $19.87
- Implied price
- $158.98
- Return from $83.50
- 13.7% a year
To earn 15.0% a year on these assumptions you'd need to buy at $79.04 — -5.3% below today's price.
How sensitive is that answer?
Annual return across nearby assumptions. If the result is only attractive in one corner, that is the finding.
| growth \ P/E | 4 | 6 | 8 | 10 | 12 |
|---|---|---|---|---|---|
| 12.9% | -9.0% | -1.4% | 4.5% | 9.3% | 13.3% |
| 17.9% | -5.0% | 3.0% | 9.1% | 14.1% | 18.3% |
| 22.9% | -1.0% | 7.4% | 13.7% | 18.9% | 23.4% |
| 27.9% | 3.0% | 11.8% | 18.4% | 23.8% | 28.4% |
| 32.9% | 7.1% | 16.1% | 23.0% | 28.6% | 33.4% |
This is arithmetic on assumptions you chose, not a forecast or a recommendation. It ignores dividends, buybacks, share issuance and debt, and it assumes a company still earning money in 5 years. Change any input and the answer changes a lot — that sensitivity is the honest result, not a flaw in the model.
Signal Score (90d)
140+366.67%Social Signal Score
Mentions (4)
- Newszacks.com·5h ago·Neutral
Here's What Key Metrics Tell Us About Private Bancorp of America (PBAM) Q3 Earnings While the top- and bottom-line numbers for Private Bancorp of America (PBAM) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
View source ↗ - Newszacks.com·5h ago·Negative
Private Bancorp of America, Inc. (PBAM) Q3 Earnings Miss Estimates Private Bancorp of America, Inc. (PBAM) came out with quarterly earnings of $1.97 per share, missing the Zacks Consensus Estimate of $2.07 per share. This compares to earnings of $1.65 per share a year ago.
View source ↗ - Newszacks.com·7d ago·Neutral
Private Bancorp of America, Inc. (PBAM) Earnings Expected to Grow: Should You Buy? Private Bancorp of America (PBAM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
View source ↗ - Newsglobenewswire.com·59d ago·Negative
CalPrivate Bank Announces Appointment of New Chief Credit Officer LA JOLLA, Calif., Aug. 17, 2026 (GLOBE NEWSWIRE) -- Private Bancorp of America, Inc. (PBAM) (“Company”), the parent company of CalPrivate Bank (“Bank”) announced the appointment of Andra Frazier as the Bank's new Executive Vice President and Chief Credit Officer.
View source ↗
Earnings
Fri, Jan 15(in 3 months)
Consensus estimate $2.09 per share
Typical surprise +1.7% (median, so one quarter with a near-zero estimate can't distort it)
- Fri, Oct 16$1.97 vs $2.07miss
- Mon, Jul 20$2.27 vs $2.00beat
- Fri, Apr 17$2.07 vs $1.75beat
- Fri, Jan 16$1.71 vs $1.79miss
- Fri, Oct 17$1.65 vs $1.77miss
- Thu, Jul 17$1.77 vs $1.74beat
Estimates and results for PBAM via Financial Modeling Prep. Beating consensus says the company cleared the bar analysts set, not that the business grew.
Insider trading
Open-market buys and sells by PBAM officers and directors.
No open-market trades in the recent filings. All 23 recent Form 4 entries were share awards, option exercises or tax withholding — pay, not decisions to buy or sell.
23 further Form 4 entries are share awards, option exercises or shares withheld for tax. Those are compensation, not trades, so they are excluded above. Buying is the stronger signal: an insider spends their own money for one reason. Selling has many innocent explanations — tax, diversifying, a house — so it says far less than it appears to. Via SEC filings.
Congress trades
No disclosed congressional trades in PBAM.
Self-reported filings, amounts as brackets. Via Senate/House disclosures.